Researching America Express everyday card? Duane here with how to build credit
Researching America Express everyday card? Duane here with how to build credit

TV. And in this video I'm gonna be having to look at the American Express everyday
TV. And in this video I'm gonna be having to look at the American Express everyday

card and what it has to offer so that you guys know what to expect if you're
card and what it has to offer so that you guys know what to expect if you're

interested in getting this particular card, the make an Express everyday card.
interested in getting this particular card, the make an Express everyday card.

But before we get started I have a quick message. Once again my name is Duane with
But before we get started I have a quick message. Once again my name is Duane with

how to build credit TV. And on this channel we talk about everything you
how to build credit TV. And on this channel we talk about everything you

need to know about credit and ways to improve your credit score. We also talked
need to know about credit and ways to improve your credit score. We also talked

about how to get cash back actual cash money from using credit cards, as well as
about how to get cash back actual cash money from using credit cards, as well as

credit card reviews. If this sounds like something in which you're interested be
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Ok so you might be interested in getting
Ok so you might be interested in getting

an American Express card and you're doing some research on
an American Express card and you're doing some research on

American Express. Well American Express actually offers a lot of different
American Express. Well American Express actually offers a lot of different

credit cards and in this video I'm going to be talking about the American Express
credit cards and in this video I'm going to be talking about the American Express

everyday card. So for this portion of the video I'm gonna jump on my laptop so
everyday card. So for this portion of the video I'm gonna jump on my laptop so

that you guys can have a look with me at the website so that you can see exactly
that you guys can have a look with me at the website so that you can see exactly

what American Express has to offer in this particular card the American
what American Express has to offer in this particular card the American

Express everyday card. So I'll see you guys in one second on my laptop. Ok
Express everyday card. So I'll see you guys in one second on my laptop. Ok

so we're at the American Express website to have a closer look at the American
so we're at the American Express website to have a closer look at the American

Express everyday card. It says the card that rewards your everyday 0 balance
Express everyday card. It says the card that rewards your everyday 0 balance

transfer fee offer plus earn 15,000 membership reward points after you use
transfer fee offer plus earn 15,000 membership reward points after you use

your new card to make one thousand dollars on purchases in your first three
your new card to make one thousand dollars on purchases in your first three

months. Zero balance transfer fee balance transfers must be requested
months. Zero balance transfer fee balance transfers must be requested

within 60 days of opening the account. This offer may not be available if you
within 60 days of opening the account. This offer may not be available if you

leave the webpage and return later. Ok they need to tell you that I guess, of
leave the webpage and return later. Ok they need to tell you that I guess, of

course there's no annual fee which is one of the things that I do like about
course there's no annual fee which is one of the things that I do like about

this card. There is a 0% introductory APR on purchases and balance transfers for
this card. There is a 0% introductory APR on purchases and balance transfers for

15 months and then there's a variable APR of fourteen point seven four to
15 months and then there's a variable APR of fourteen point seven four to

twenty five point seven four. If you have other credit cards or one particular
twenty five point seven four. If you have other credit cards or one particular

credit card that has a lot of money on, if you want to save yourself some money
credit card that has a lot of money on, if you want to save yourself some money

you can transfer the balance all of it or part of it to your American Express
you can transfer the balance all of it or part of it to your American Express

everyday card and you would pay no interest for up to 15 months. So this
everyday card and you would pay no interest for up to 15 months. So this

would be a good way to save yourself some money because most credit cards
would be a good way to save yourself some money because most credit cards

have a very high interest rate. That's why I encourage you to pay it all off if
have a very high interest rate. That's why I encourage you to pay it all off if

possible. Okay so of course it says how Membership Rewards points add up of
possible. Okay so of course it says how Membership Rewards points add up of

course there's different things going on here. It says earn 20% more points make
course there's different things going on here. It says earn 20% more points make

20 or more purchases with your card in a billing period and earn 20% extra points
20 or more purchases with your card in a billing period and earn 20% extra points

on those purchases less returns and credits. And so of course there's terms
on those purchases less returns and credits. And so of course there's terms

of condition that applies to that, you guys can read up on that. The next
of condition that applies to that, you guys can read up on that. The next

category says two times points at supermarkets you get two times the
category says two times points at supermarkets you get two times the

points at u.s. supermarkets up to 6,000 dollars per year in purchases. I'm
points at u.s. supermarkets up to 6,000 dollars per year in purchases. I'm

sure that after you meet the spending requirement on that let's say you spend
sure that after you meet the spending requirement on that let's say you spend

$6,000 at grocery stores then you probably get just one point instead of
$6,000 at grocery stores then you probably get just one point instead of

two points. And then it says one point on other purchases one point for every
two points. And then it says one point on other purchases one point for every

eligible every eligible dollar you spend it talks about payment flexibility right
eligible every eligible dollar you spend it talks about payment flexibility right

here on the left, it says your card gives you the option to carry a balance with
here on the left, it says your card gives you the option to carry a balance with

interest or pay in full each month. So whether you're managing your monthly
interest or pay in full each month. So whether you're managing your monthly

expenses or making a large purchase you can have the payment flexibility you
expenses or making a large purchase you can have the payment flexibility you

need while continue continuing to earn rewards. That's pretty
need while continue continuing to earn rewards. That's pretty

straightforward guys it talks about the membership as far as the card members
straightforward guys it talks about the membership as far as the card members

you guys can sign up for American Express offers rewards. You at places
you guys can sign up for American Express offers rewards. You at places

like places to shop dine travel and more says get your offers of course you can
like places to shop dine travel and more says get your offers of course you can

sign up for that type of stuff. One of the things that I think is pretty cool
sign up for that type of stuff. One of the things that I think is pretty cool

about this card, of course there's tabs here you guys can
about this card, of course there's tabs here you guys can

navigate through these tabs talks about rewards of course talks about travel and
navigate through these tabs talks about rewards of course talks about travel and

some of the insurances that they provide in regards to travel or protection. It
some of the insurances that they provide in regards to travel or protection. It

also talks about shopping and entertainment. I like this one I want to
also talks about shopping and entertainment. I like this one I want to

bring to you guys attention. It says wasn't a perfect match? No worries if you
bring to you guys attention. It says wasn't a perfect match? No worries if you

try to return an eligible item purchased with your car within 90 days from the
try to return an eligible item purchased with your car within 90 days from the

date of the purchase and the merchant won't take it back the return protection
date of the purchase and the merchant won't take it back the return protection

may provide a refund and of course it says may provide a week refund, but
may provide a refund and of course it says may provide a week refund, but

that's still kind of cool. The fact that you know you have the option to see if
that's still kind of cool. The fact that you know you have the option to see if

you can get a refund from American Express if the merchant won't take back
you can get a refund from American Express if the merchant won't take back

the product. It says limited to three hundred three hundred dollars per item
the product. It says limited to three hundred three hundred dollars per item

and one thousand dollars per calendar year, purchases must be made within the
and one thousand dollars per calendar year, purchases must be made within the

US and its territories. I think that's pretty straightforward
US and its territories. I think that's pretty straightforward

This card is pretty much a you know regular credit card that gives you the
This card is pretty much a you know regular credit card that gives you the

opportunity to make points on your spends, whether it's at supermarket this is
opportunity to make points on your spends, whether it's at supermarket this is

pretty much like a I guess it's really beneficial in the supermarket Department
pretty much like a I guess it's really beneficial in the supermarket Department

is concerned. And if you spend a lot of money or you make a lot of transactions
is concerned. And if you spend a lot of money or you make a lot of transactions

for the month you can get 20% more points which is really cool if you're
for the month you can get 20% more points which is really cool if you're

using your credit card quite a bit so this card by American
using your credit card quite a bit so this card by American

Express the American Express everyday credit card I think it's a pretty decent
Express the American Express everyday credit card I think it's a pretty decent

card if you're looking to get started with American Express.
card if you're looking to get started with American Express.

There are certainly other cards that they offer that if you're interested in
There are certainly other cards that they offer that if you're interested in

like travel and stuff like that you may want to consider those cards, but I think
like travel and stuff like that you may want to consider those cards, but I think

this is a decent card to get started like I said with the American Express.
this is a decent card to get started like I said with the American Express.

The American Express everyday card. Alright I'll see you guys back in the
The American Express everyday card. Alright I'll see you guys back in the

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next video. Until next time take care and be blessed. Peace!
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