I'm 27 years old I work at a non-profit
in Washington DC I make $52,000 a year
and my husband is a government
contractor and makes ninety three
thousand dollars a year we live in
Arlington Virginia
just across the river from Washington DC
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we lived in this apartment for just over
six months it's two bedrooms and 1400
square feet
our base friend is 3,300 which we split
my husband and I pay 2,300 and then our
roommate my brother-in-law pays a
thousand it's definitely a bit bigger
than we need but we love having an end
unit with lots of light it's amazing
coming in here in the morning and having
like throughout the entire day it's also
really quiet which we love
I typically wake up at 6 a.m. and I
shower and I get dressed and get ready
for the day I don't do a ton of shopping
I probably spend maybe 400 to 500
dollars a year on clothes just because I
know I need to be saving for student
loans to pay those off and it's just not
as much of a priority right now by 6:45
were in the kitchen making breakfast and
coffee we usually go grocery shopping
once a week for all our food we
typically spend 120 to 150 dollars a
week on groceries and we pay for that
with our joint credit card and then
that's paid off by the end of the month
with our joint checking account we each
put a percentage of our income into the
joint checking account we have a joint
savings account and we also have
personal savings accounts we have twelve
thousand dollars in our joint savings
account in my personal savings account I
have seven hundred fifty dollars I have
47 hundred in my Roth IRA and I have
about seven hundred in my 401k I also
have about eleven thousand dollars in
stocks I personally own our goal is to
put in five hundred dollars per month
into our joint savings but sometimes our
wedding or travel can change that number
a little bit we both have student loan
debt I have about 28 thousand and my
husband has five thousand my student
loan bill is currently about three
hundred and seventy nine dollars a month
but I always try to pay more than the
minimum
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my husband and I are really into coffee
we typically make a pour-over before we
head off to work
we love trying new coffee roasters we
like to go out on the weekends and go
cycling to check out new local Roasters
we really love cycling it's a big part
of our lives for breakfast we usually
have toast with peanut butter and
cinnamon
we typically pretty healthy because my
husband has type 1 diabetes we cook
dinner every night and I bring leftovers
for lunch I also bring yogurt fruit and
some nuts and granola to snack on at
work traveling is really important to us
we like to go on at least one big trip a
year as well as smaller weekend trips to
visit family and friends we don't have a
set amount for trips but we try to save
money when we can by staying with
friends and family we had one big trip
earlier this year that was about 2,300
and we had another trip this summer that
was about 4,500 I try to leave for work
by 655 and I always listen to podcasts
on the way in I run home from work so I
packed my running clothes and gear I
walked to work in my running shoes and I
have shoes in my office that I change
into when I get there my brother-in-law
/ roommate has a car that he'll let us
use on the weekends we typically use it
for grocery shopping and we ship in
about $20.00 per month for gas unless we
take it for a trip on the weekend then
we'll pay for the gas for the whole trip
I think it's hard cuz there's some
friends that are very well-established
it seems at least from the outside they
have a house you know they don't seem to
have any major debts and then I have
other friends that are still in school
still finishing stuff still kind of
breaking into adulthood and so they seem
a bit more shaky or they definitely
still have died like student loans and
things like that so I feel like I'm in
the middle between the two
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