How much do you need?
$10 million here.
I'll give you a number.
You want $10 million?
Yes.
And what are you going to do with it?
[MUSIC PLAYING]
Hi.
My name is Mike, and I'm a portfolio manager
for a global bank.
Today, I'll be speaking with my son, Kiev,
to talk about what I do for a living.
We're very close and love each other very much,
but I still don't think he knows exactly what my job entails.
You a little nervous?
I guess.
Really?
Maybe.
You're worried that you don't know much about my job?
I don't.
You don't know anything about my job?
I know stuff about your job, but.
Well, we're going to find out really soon how much you know
and how little you know.
I'm sorry I've never asked.
[LAUGHS]
What is my job title and job description?
OK.
You're a portfolio manager.
Yeah, you're a portfolio--
[LAUGHTER]
--you're a portfolio manager and you manage portfolios.
Wow.
My job title is a director, and my job description
is portfolio manager.
So you're half and half right there.
What do you imagine I do on an average workday from start
to finish?
You sit in front of a computer and you
go over a bunch of fancy paperwork
and you get on phone calls with people.
And then once or twice, you'll be
in a video call with somebody super
important so I have to be really quiet.
So yeah.
I guess that's what I imagine you doing.
[BUZZER]
So as a portfolio manager, I am assessing the health
of our borrowers in order to determine
if they are a client that we think that we can provide
a line of credit to.
A lot of words, but OK.
Where do you think my job is in the hierarchy
of the whole company?
If I'm a fish, how big am I in the pond?
You're not an orca, but--
No.
Not at all.
I guess that you're a bit to somewhat above the middle line.
Yeah.
That's probably pretty good.
I would consider myself maybe upper middle.
What's the name of the department that I work in?
I don't even know.
I'm sorry.
I'm not going to try it.
It's called the portfolio management group.
Because guess what?
I'm a portfolio manager.
The product that I cover is entertainment finance,
and that's a specialized product within the company.
What are the best and worst parts about your job?
Oh my god.
Now we've got him started.
Yeah, you did.
The bureaucracy.
I just can't stand the bureaucracy.
Yeah.
And some people are difficult to deal with, right?
Some people.
Some people are difficult to deal with,
but that's in any profession.
That's in any relationship.
That's just something you have to deal with.
I mean, that's life.
The best part is interacting with my colleagues.
I work with a great group, so it's the personal relationships
that I like the most.
And also it's a fascinating industry.
What kind of skills do you think a loan portfolio manager needs?
They need to be smart, good with money,
able to work with a team, and be social.
That's good.
I would say one of the most important things
is analytical skills.
I'm reviewing information.
I have to make sense of it.
And communication skills because I not only have to analyze it,
but then I have to explain it.
Because it's not the Bank of Mike.
I'm not the one making the credit decisions.
Good answer.
OK.
I got a 10 from him, so.
Dad, I'd like to apply for a loan.
[CHUCKLING]
I need more information.
Like?
How much do you need?
And what do you need it for?
$10 million here.
I'll give you a number.
You want $10 million?
Yes.
And what are you going to do with it?
That doesn't concern you.
You're automatically declined.
[BUZZER]
OK.
I'll buy a house.
And how's that going to pay me back?
Are you going to let me live in it?
Sure.
Yeah.
I won't put you in a nursing home.
Well, that's a thought.
OK.
I'm going to have to send you to a whole different department.
I don't even do the type of loan you want me to do.
You've disappointed me, Dad.
That happens a lot.
Do you think you could ever do this kind of work?
No.
Why not?
Because I don't want to be staring at documents.
I mean, not to make your job sound horrendous--
No, I understand.
It's just, to me, I would much rather be doing other things.
I'm not offended at all.
It's not-- no.
It's not--
You swear?
No, I'm not.
It's not a job for everyone.
I think you have to follow your own path.
There's a lot of things you don't
know that you're going to learn about different careers
and where you want to go with your life.
I think you think you know, but maybe you don't.
So I hope you just continue to have an open mind.
Now that we've talked, do you feel
you have a better understanding of my job?
Yes.
Yes?
Yes, definitely.
Did you enjoy learning more about my job?
It was interesting.
Yes, I did.
Thanks for watching.
If you enjoyed this, please don't
forget to click and subscribe--
[BEEP]
--to click and subscribe--
[BEEP]
--click and subscribe?
I'm sorry.
[BEEP]
Like and subscribe--
I got it, Dad.
Thanks for watching.
If you enjoyed this, don't forget to like and subscribe.