Stop saving money, start doing this. Did you know that the average person has
less than two thousand dollars saved? Did you know that nearly 80 percent of people
nearing retirement in the next 10 years do not have enough money saved for retirement
and will not be able to save enough for retirement based on their saving patterns now?
Yeah it's crazy. Most people do not know how to save money because they probably shouldn't. I'm
gonna be telling you exactly what to do with your money so that you actually have some. Let's go.
I'm gonna share with you my three biggest secrets that I learned from multi-millionaires that
changed me into a millionaire. I'm gonna give you a simple way to increase your income in the next
30 days and I'm gonna share with you the number one trick on how to use your money to make money.
So let's talk about saving money because this is so important. Many of us have goals that we're
supposed to save a certain amount of money or we should have six months in reserves or three months
worth of reserves or however many months of income we should have saved somewhere that we don't touch
and I absolutely do agree with this however I do not think that that is most people's problems.
I think that most of us think that we can save our way to rich and that is probably
the biggest mistake and the biggest flawed premise that exists in most of our minds.
Know that you cannot save your way to rich. There's no way. You can stop drinking Starbucks and eat
you know lunch out of the little Tupperware in the break room all you want and you're never
going to be able to save enough money to be a rich person, that's not how money works. So most people
really have this flawed idea that they need to start saving more, they need to save more of the
money that they make, they need to put more of it away for a rainy day, they have all of these
ideas of saving money and putting money aside and never really using it and this is a big mistake.
Yes, you want to have some money saved for a rainy day and I'm not saying that you don't have some
reserve somewhere but you do not and I repeat do not have to save this money. I'm going to tell you
some ways that you can have the money that you need for a rainy day without ever having to save
money and what you really should be doing with your money so that you always have money. So the
first thing that you need to know when it comes to saving money is saving money is probably hurting
you. I know that sounds crazy and I know people don't say what I'm saying but I'm gonna tell you
the truth from my perspective and nothing but the truth. Saving money is probably hurting you and it
probably is what is hurting most people. Not that you're not saving any money at all but probably
that you are trying to save money, that's your goal in life. You want to save money you want to start
hoarding and keeping the money that you have and I know many of us have grown up in like a scarcity
type of mindset. You know our parents told us to save, they chastised us if we spent our money
as soon as we got it you know I remember hearing sayings like oh that money is burning a hole in
your pocket and it was made to seem as if spending or investing or using the money that I had was a
mistake and I should put it in my bank account, I should put it in a drawer, I should put it under
my mattress, whatever and the bottom line is that is absolutely incorrect. You are limiting yourself.
If you think that you are going to be rich, you're going to be a millionaire, a billionaire by saving
money, that's crazy. You're limiting yourself. You are already saying to yourself this is
this finite amount of money that I have and I need to keep it. I need to hold on to it
and that is not a prosperity mindset. You have to know that money flows, you can increase your income.
If you want to have a lot of money know that you are not going to save your way there, you are going
to earn your way there, you are going to increase your earnings, you are going to increase your
income, that is the way to get rich. Not stocking some money away and then one day spending it
on this one amazing investment that makes you a bunch of money, that's absolutely crazy, that
is not correct. Even the idea of saving your money to start a business and then selling that
business, you're just going to be in that same situation. This has nothing to do with saving money.
If you want to save money, you can actually borrow money so that you have the reserves that you need
and then start making more money so let me give you that plan because that's where it is. So step
one, get the reserves that you need. Many of us need this comfort level of having some money set to the
size so we don't feel like we have absolutely nothing. I get that but the idea that you need
to save that money in order to have that money is absolutely incorrect. If you say you need six
months of reserves or you need access to certain amount of money that does not have to be sitting
in a savings account or in some checking account because in fact that money is making no money
for you. If you want six months of reserves and you say to yourself that's ten thousand dollars,
how about you get a line of credit, how about you get a credit card? You do not have to save that
money in order to have that money if you get what I'm saying and that's a much faster way to get
the money that you need to feel secure and start focusing on what you really need to focus on which
is making more money. So, let's just get that out of the way. If you have three months of reserves that
you want to have or six months, figure out what that number is and then start getting that through
credit. You do not have to save it. Saving the money is going to limit you from making more money
because I'm going to tell you what to do with your money so that it makes more money. So let's
get savings out of the way, you want three months, you want six months, you want two months, you want
a month, whatever amount of reserves you want, think of a way to borrow that money and sit it somewhere
instead of saving it. If you fix your credit or if you have good credit, you can have credit cards,
lines of credits, all these different things where you have access to the money and you do not have
to actually save it and that's the key. So let's talk about how to get your money making money
so you don't even have to worry about saving money ever again. So, now that we know that borrowed money
can be your savings, let's talk about increasing your cash flow because that's really what matters.
If you are in a situation where you are trying to get money, make more money I should say then
you need to increase your income. You need to increase your cash flow and that is what you
need to focus on. Do not focus on saving money, do not focus on a budget, do not focus on cutting back,
you probably already have a situation where you know you have to cut back or you know you have to
stop splurging. Yes, get rid of all those unnecessary expenses. I'm not saying that you're
going to be able to keep those you know bad habits and be rich but what I am saying is when you are
rich, you get to live the life that you want. I'm not going to ever get up here and teach you
to limit yourself, to shrink yourself, to say that you can't have things or that you should live
a small life, that's not the life that I wanted to live and that's not what I'm going to teach you.
If you're looking for that, there's Dave Ramsey and a few other people that you can go ahead click off
this video and listen to them but if you want a life where you have all of the money that you want,
you have the time that you want and you get to do what it is that you want to do with your time
then keep listening. You got to start increasing your income and so many of us do not know how to
do that because we only know of one way to make money. For example when I worked in Corporate
America, I thought you had to have a job in order to have an income. I did not know that I could make
a YouTube video or write a book or speak somewhere or get a rental property or borrow money and then
invest in my business and start making cash flow as I got more clients. Again there's so many ideas
out there that you can start implementing on to increase your cash flow and that needs to be the
focus of what you're doing. If you spend your time, your energy and your efforts thinking on how to
cut back and how to keep and hoard the money that you have, you're moving in the wrong direction. You
should be thinking of the things that you want to buy, the things that you want to have, the
life that you want to live, the car you want to drive, the house you want to live in because all
of these things that some of these other people are teaching you about keeping yourself small
is only going to lead you having a small life and that's not what you're trying to create. I wanted a
life where I had the money that I want so that I could do what I want and that required me to
increase my income, that required me to create multiple streams of income. I got my core business
down of real estate and then I just started adding businesses to it and again I made an entire video
teaching you on how to create multiple streams of income starting with one core thing and watch
that video because that will teach you this and that's really where you should be focused on.
I know you clicked on this video talking about saving money and absolutely, I gave you the answer.
You can borrow your savings. Okay yes you can. You can borrow the money and have it and keep it saved,
keep it somewhere where you're not touching it and then focus on what you should focus on which
is making more money. And so last but not least this is what you need to start doing right now.
Think about what do you want your life to look like, this is a serious question
and I'm going to say that again. What is it that you want your life to look like,
that's the question. Forget about all of this other stuff where people tell you to hustle
and work hard and grind and do all of these things that you're probably already doing in some regard
but instead put that down for a second and sit down and write down what do you want your life
to look like, what are you doing each day, how do you spend your time, how much money do you have,
how much money do you make per month, start writing it down. As you start to clarify what it is that
you want in your life, you will be able to get it, I promise you. The fact that you're watching this
and listening to me lets me know that you are on the same path that I was on where you're looking
for something different. You want to be someone different, you want to do something different,
you do not want to keep saving money, struggling, striving, eating you know not eating the food that
you want to eat or going to the grocery store and bringing your own bags and bringing coupons and
all of these other things that people teach you which is absolutely fine in the short run but when
it really comes down to it, what do you want your life to look like? People told me I have five kids
and I would have to click coupons and watch my own kids and not have a nanny and not have hundreds of
properties and they were absolutely incorrect. I wrote down what I wanted my life to look like, I
stopped worrying about saving money and I started worrying about making more money. I increased my
income, I increased my cash flow and I improved my life and you could do the exact same thing too.
So if you want a little bit more on how to do all of this and how I did it, I have written an
entire book that I'm giving away absolutely free. Go to noellesfreebook.com. I've spent
months writing this book teaching you exactly step by step with stories and tidbits and even
downloads and checklists and all of these things that I put together to help you create a path of
success for yourself. I make millions of dollars and I want you guys to be able to do the exact
same thing. Check out noelle's free book, that's noelle's n-o-e-l-l-e-s, free f-r-e-e, book b-o-o-k
dot com. All you have to do is pay for the shipping and handling, I have some
free bonuses up there for you but again, I want to make sure that you have all of the resources, all
the tools and all of the knowledge that you need to be successful. This is Noelle, to your success.