i'm going to talk about the different medicare supplement insurance companies and this is a
big part of medicare and the choices that you have when you come into medicare so it's very important
to understand the differences and i'm going to go through them and give you an idea on how it works
and i'm keith armbrick founder of medicare on video and i help people across the country
make the right medicare choices and i can absolutely help you as well and one of the
best parts there's no cost to you to use everything that i have to offer to make
sure we get your choices right so i hope you take advantage of everything we have on our
site and make sure we understand what our choices are so i'm going to talk right now about medicare
supplement insurance companies and this confuses people a lot of times medicare supplements
are also known as medigap exactly the same thing different word medicare supplement medic gap
is exactly the same so if you stay on original medicare part a and part b you're likely going
to get a medicare supplement policy to cover what a and b do not and it turns out to be
terrific insurance coverage you almost have 100 coverage usually very small deductible
and possibly a copay but we can go through that as well on the different plans right now
we're going to talk about the companies because again it's important to understand that's one
of your biggest choices there's obviously always going to be questions if you have any questions
feel free to give me a call send me an email i'm happy to help with any part of medicare without
any obligation so reach out to me i'm happy to help when we talk about medicare supplement plans
it's important to under understand they're offered by private insurance companies
so they are not part of medicare they're offered by private insurance companies those same medicare
supplement plans are standardized in other words they are identical so a plan g is a plan g is a
plan g an n is an n an f is an f doesn't matter which insurance company you get the benefits are
mandated to be exactly the same so it's super easy to compare apples to apples and that's exactly
what we want to do when we're choosing our medicare supplement plan so there are numerous
medicare supplement insurance carriers across the country some are in some states some are in other
states some are almost completely national so it just depends on where you are and that's what we
do is we make sure we find the right company at the lowest cost so you don't necessarily want the
cheapest because it may turn out to be not so cheap in the long run so we want to make sure
that we look at things that go along with the choices and number one is premium how much
does it cost per month so again the benefits are exactly the same so if one company has a plan g
for ninety dollars and another one has a plan g for ninety four dollars rarely does it make sense
to choose the ninety four dollars unless we see some other flags and again usually with smaller
companies where you have very little history on how they handle things in the future like
rate increases and rate increases are absolutely a part of medicare supplement plans
they generally will go up two to three percent a year but sometimes on some companies
it can be much higher than that so we want to make sure we get as stable as we can in the
beginning so we don't have to worry about it down the road and then financial ratings are they going
to be there when we need them to be there you know going forward so obviously that's very important
to understand and choose and that's what we do is we make sure we look at every single option
find the best cost with the best carrier so that in the future you don't have to worry about it and
that's exactly what my goal is once we get through this whole medicare maze that you don't ever think
about your health insurance again it does exactly what you wanted to do go to the doctor give me
your card and that's all there is to it so i hope you found this helpful please subscribe to my
channel you'll get access to all my youtube videos and i'd be happy to help have a fantastic day