So hello everyone, just got done with office work.
And I can't believe that the spring season has already started.
They have removed all the Christmas lights.
Earlier it used to get dark by 5.
Now, it's so bright at 5 PM.
Sometimes I feel that just yesterday it was winter, now it's almost summer.
So hello everyone, today
I'm very excited because I'm going to another hackathon out of town.
Today I'm going to the
University of Georgia Athens who is around
one and a half hours away.
I'll be again a recruiter there. I'm super super excited. Before that
today,
I want to share the expenses of living in a
luxury apartment. Like I had never thought
that it will be such a pain to live in an apartment.
It seems like you know,
using double-sided fridge the first time.
That was a dream that Like you know
these small small things were very,
very exciting in the beginning,
but now it feels quite difficult.
I will be sharing that
today.
And before that, I want to share that I got another backpack. And today I have another backpack
which I want to unbox and set it up for my office.
Now, let me show you a backpack
of a software engineer 2022. Pocket number 1
my laptop.
So 16-inch laptop fit perfectly with the dongle. Number two.
Tripod,
which is fixed and sturdy.
Number three. In this place,
I have my,
my SSD,
my holder for my phone.
If I want to vlog on my phone, laptop
charger and here in this pocket.
So this is pocket number 4. My headphones.
My noise cancellation,
WH1000XM 3.
And most importantly,
the biggest pocket in this backpack is right here.
And here we have my camera and vlogging setup.
So checkout brevity.co/Singh for 10% off discount.
This makes the whole journey for the hackathon much much easy.
So let's start number one challenge,
which is... Now let's start the biggest challenge of Living here.
That is parking. The street parking on this street is $2 an hour.
Now my roommate, I won't tell you the name. He got a new car
And it was such a challenge because you can't park inside cause the parking permit is $50.
So for example I pay $50 every month
for the parking ticket.
Now I have a new roommate. He got a new car and he only needs parking for 10 days.
So for 10 days there is no guest parking in the apartment.
Now, there are two options. There is a parking lot there which costs $20 per day.
So for 10 days that's $200.
So if car rent costs $30, the parking alone is $20. You can imagine how expensive it is.
And there is no nearby parking lot in
midtown or
downtown that offers
free parking. They usually take around $30, $50.
So that's why he added it to the lease.
And he thought that I'll pay $50 per month.
This is also a challenge. The lease saying company says that you have to pay is $50 per month.
for the whole time that the lease is valid.
So for example this slot is empty right now
This is temporarily empty but soon it will be taken.
So you won't get a slot here and you'll have to park far away.
And you buy it for $50, if my roommate moves out after one month then also he will have to pay the money for 10 months for the
Parking that is $50/month,
which is a biggest biggest con.
There is no guest parking. If my uncle, friends came then $20 are gone immediately.
And this is our parking lot.
Now here also there's a difficulty. Suppose you have paid
all the parking fee. The problem is that you'll be given one slot.
So for example it could be that 3036 or whatever it is.
So you can only park here. Our challenge is that
we live in a separate building where there is no parking.
We live in this building and the parking's here.
Every day you'll come down and then go back up to park. You pickup the car
then you come back down and then leave.
So in this process, if you forget some things you have to go, up and then up again. It's a hassle.
So you have to be very very careful.
You can't forget anything. You'll have factor extra 10 minutes to not be late.
And I know that we have such a nice lounge and gym but another disadvantage of living in apartments is the fire alarm.
It can ring literally
anytime, anywhere. Then you have to vacate.
I have kept my passport, laptop, everything in one bag.
And if something does happen, I run downstairs so I don't forget that.
When we used to live in a house this wasn't an issue.
These are all similar to New York City problems,
Take apartment,
take any city. Wherever you go you have to face these problems.
And this full-fledged gym, I don't drink coffee. Coffee usually is finished by 8 AM.
Then the only option is tea. If you have to drink coffee then you must get here before 8 AM.
I don't drink coffee. But for the guests, you have to know these things.
I have heard that in other apartments
you have these privileges 24 hours. But it isn't the case in ours.
Now,
last thing
that is left is expenses.
How to divide the rent among three roommates,
I'll be talking about that upstairs with my roommates.
Cause when I used to live in the living room, I used to pay $300. $50, $60 less that
my roommate's room. Cause they had a room.
So the rooms having more perks will have a higher rent. Let's talk about it there.
And this lock reminded me that
this lock is also a problem. If the battery of the lock
anytime get's discharges
you will be stuck. Imagine on a Sunday when they have
limited service. If they waited and came after 2-3 hours you could miss your flight.
So it is a bit of a challenge to have this but we haven't had this problem till now.
And then your keys. I keep everything in my wallet. If my wallet gets lost, then the expenses of everything is up to $250.
So it is very,
very expensive.
You have to keep it safe.
So I was making some chart for our expenses and
thanks to farmer's market we have everything organic at our home now. Organic butter,
organic pasteurized bread,
I mean eggs,
bread I think is in the back. There is no space.
And organic apples which I'm eating right now.
And organic oranges.
So so exciting.
And finally time for electricity bill.
For a few months we've been getting shockingly crazy bills.
Show the chart and let's see how much is our bill. Our electricity bill is crazy.
It's actually $8,200
In my life, I have never had such a low electricity bill in the US.
This is shocking and thanks to Apurv. He has changed my life.
When I came here, wait let's show it beside the AC.
This is our AC which we can control via Alexa or our phones. It's currently 72.
But Apurv changes it to 69 or 69 all
the time and because of that my hot-cold resistance has completely changed.
How do you feel so hot, tell me? I don't feel warm but I like it cold.
So that's the reason it is always on 68, 69 in the summers
on cooling. When we have heat switched on, we keep it at not 68 but at 67. He always keeps it at 67.
So the heater only works when the temperature is below 67.
That's why it's not that cold in Atalanta and our electricity bill is very less.
In summers it is more. How much is it?
In summers the AC is switched on continuously so.. Because he likes it cold it's around $150-200.
So its around $150.
And when I used to live near Georgia State University
there my electricity bill was always between $100 to 200.
Cause I can't bear cold. I'm from Amritsar but.. Amritsar's cold is terrible and I know that but
I like to sit around in shorts and half sleeves.
That's why I kept it hot.
So that's why we had a higher electricity bill earlier in the cold but now it's less.
Today Katie made this.
That looks delicious Katie. Thank you.
Thank you.
Now let's talk about expenses. The reasons why our wallet feels light sometimes.
This is because this whole apartment's rent is $2500. Because I have a private room and bathroom, I pay $1000.
How much do you pay? I live for free. Wow.
So Arpit and Apurv pay total $1500.
So students, actually MBA students, they pay $1500
per person. Since it's a 3-bedroom.
it is very
very useful.
But expenses distribution, $2,500 is the rent
rent, I pay $1000 and it includes $50 parking for both me and Katie. And Wi-Fi bill is $60.
AT&T.
In which we get 1 year of HBO Max free.
And our electricity bill is $60-80. There is nothing else, right.
So,
that's how it feels that the wallet is lighter.
But it's still not that bad.
Because rest of the students pay a lot more than us.
Parking situtaion is the most challenging. Biggest challenge is parking. Overall it's pretty good.
This is shocking.
And this is from Rob.
Thank you so much to him for his Christmas wishes.
I have noticed one more thing near Georgia State and Georgia Tech,
before $800 per person per months was enough but
because of inflation, housing, and because of market volatility
For someone to get it less than $1000
is very difficult. We got it before July so that's why we're in budget. Right now this whole apartment
can't be less than $3000
which is currently $2,500.
But for others it can't be less than $3000.
Now it's 2 AM after 4-5 hours of recruiting at University of Georgia.
I'm exhausted,
but I want to give you a good news because
tommorow I at
7:30
PM
IST.
am coming to live free class?
This will be an opportunity to learn about financial Independence. If you are a college student, high school student,
how to be financially independent? What should be your convention perspective?
I'm going to be sharing my perspective as a 23
year-old and for you, If you were in your twenties, 18, 19
How you should think about money?
So I'll explain in detail in a 1-hour session.
Step by step.
Five steps
towards Financial Independence.
Definitely check it out. It's completely free and the link is in the description below. I'll see you then.
Thank you so much for watching.