Hey guys, it's Ginny Silver.
And today I want to talk to those of you who are collecting
traditional unemployment or you have moved on to a fed extension
or a Pua extension following in the unemployment claim.
And you are wondering what is going to happen when your benefit
year ends?
Well, you guys is a little bit complicated.
There's also a step in the process that is going to alarm
you. If you don't know what to expect for some of you.
I want to make sure that you guys watch this video all the
way through.
If you are approaching the end of your benefit here that
you know exactly what to expect.
Now, you guys with the new stimulus bill, we have an additional
11 week extension added in in the form of a PEC extension
for those who are on traditional unemployment claims.
Now, in order to qualify for a Pua extension, your regular
UI claim must have started July 8th, 2018 or after
depending on when you filed your unemployment claim and if
it has expired, you may need to reapply for unemployment.
What if you are a traditional unemployment claim?
You were a W2 earner prior to being unemployed and
you have moved on to a fed extension.
While the Edd States that you must exhaust all of your weeks
of Fed Ed first and then the additional 11 weeks where the
PEUC will be added into your claim immediately following they
state here, if you are currently receiving Fed Ed extension,
you will continue to collect it until it is exhausted.
We will automatically file the remaining 11 weeks of the
PEUC extension after you use all Fed Ed benefits.
What about those of you who were denied Fed Ed?
So you were put on to a Pua claim immediately following?
Well, for those of you that were denied Fed Ed, if you are
in a Pua claim at the Edd States, if we started a Pua claim
for you after you collected all PEUC benefits, we will automatically
file the remaining 11 weeks of the PEUC extension.
My subscribers are informing me that when they call into
customer service or they're also seeing in this in a number
of forums that they are a member of, they are referring to
this specific PEUC that is applied.
You traditional unemployment claims that were moved to PA
that then are moved on to PEC.
They're calling it PEUX.
I can't find that language anywhere on the website, but if
you hear that term, that is what it refers to, what if your
benefit year end?
Well, first, we need to know exactly how to find your benefit
year. If you go into UI online on your dashboard, you will
see your claim start date.
You might see a claim year end date, or you might say on
extension. Either way, look to your claim start date, 12
months after that is the end of of your benefit year.
If your benefit year has ended.
The Edd requires you to file a new application.
They want to try to see if you qualify for a new unemployment
claim. If you do qualify for a new unemployment claim, then
you will begin collecting on that new claim.
Edd States that if your benefit year has expired, you must
file another unemployment claim.
We will send you a notice telling you to file a new claim
if you're still unemployed.
Ui online is still the fastest way to apply.
If you have enough wages to qualify for regular unemployment,
we will process your claim.
So the Edd States you must file a new claim.
If you qualify, then they will continue paying you out that
way. But many of you might not qualify.
Number one, you might not qualify because you've been unemployed
due to the pandemic, and many of you might be concerned that
you will qualify based on a small amount of earnings, but
it will be a significantly decreased weekly benefit award
amount. Well, the Edd doesn't state that they're implementing
this policy.
You guys, I want to go over one Department of Labor piece
of guidance.
States can opt into this.
It's not required that state as pay out this way.
Now, the Edd doesn't state on their website that they are
utilizing this optional policy, so I'm not certain if they
will pay out this way or not, but I did want to share this
piece of information with you in case it does.
In fact, apply the Department of Labor issues guidance to
the States on how they are to implement these new unemployment
programs. Now, the Department of Labor has stated that there's
a new option for a state to allow an individual to continue
collecting PC when eligible for a new regular unemployment
claim. The Continued Assistance Act the PEUC requirement that
individuals must exhaust all regular unemployment compensation
entitlement in order to be eligible for PEUC.
It may be modified by States for individuals that meet certain
requirements. That means that if you do qualify for a new
claim, the state can actually modify if you do or don't have
to collect under the new claim or if you can stay on the
old claim.
The Continued Assistance Act provides options for the States
to elect to allow continued payment of PEUC when an individual
qualifies for regular unemployment compensation in a subsequent
benefit year.
If the individual's previous benefit year expires after December
27 2020 and the regular unemployment compensation weekly
benefit award payable on that subsequent benefit year is
at least 25 dollars lower than the PEUC weekly Benefit award
amount and certain other conditions are met.
That means that the state can decide if they want to put
you on PEUC and honor your old claims weekly benefit award
amount or if they want to require you to only qualify under
a new claim.
Now, in order to qualify for that, you must have had your
benefit. Your end date be December 27 th or later.
And your new weekly benefit award amount for the claim that
you qualify for, I must be at least 25 dollars less than
what you used to collect.
So if your old claim was awarded at 450 dollars per week
and you have to reapply and you are granted a weekly benefit
award amount of only 200 dollars per week because you earned
less wages, then under this clause you would qualify to collect
under your old claim through PEUC extension, which would
be for that 450 dollars a week amount.
This is an option for States to utilize.
States don't have to utilize this.
So is California utilizing it?
Well, you guys, I'm not quite sure I don't see any language
on the EDD's website stating that this guidance is what they're
going with.
It doesn't seem that they have opted into this now.
They could issue more guidance on this.
They could issue more details on their website or in a Press
release. And I really do hope that they utilize this.
But currently what it States on their website is that you
must file a new claim and if you qualify, then you will collect
under that claim.
But what if you apply for a new claim and you are denied
if you apply for a new claim and don't qualify after the
benefit here expires two things will happen.
First, you will receive a zero dollar award notice in the
mail saying that there are not enough wages on the new claim.
A few days later, you will receive another notice showing
that we filed automatically a PEUC extension on your other
unemployment claim.
So this is going to be a little bit alarming you guys if
you don't know what to expect because instead of sending
all that information in one letter so that you understand
exactly what's going on, the Edd is first going to send you
a zero dollar claim award amount.
They're going to say that you do not qualify, and then they're
going to follow that up with a letter saying that you do
qualify for a PEUC extension.
So first it's going to seem like you aren't going to receive
anything else, and then a few days later they're going to
tell you that you are.
So in short, if your benefit year expires number one, you
will have to file a new claim.
If you're denied a new claim and you do not qualify, then
you will first receive a zero dollar award amount in the
mail and then you will have an automatic 11 week PEUC extension
applied to your claim.
If you do qualify to receive a new unemployment claim, then
you would begin to collect under that new claim.
But for those of you that file for a new claim and are approved.
But you're approved at a weekly benefit award amount that
is 25 dollars less or greater than your old claim.
There is a possibility that California could opt in to that
optional provision in the stimulus bill that allows them
to pay you out under your old claim.
Whether they will go that route or not, I cannot confirm
at this time.
Currently, it looks as if they are not doing that because
I don't see it anywhere on their website.
But they could very well be making changes to their website.
Release this information in a Press release, et cetera.
So it will remain to be seen exactly how they move forward
with that.
Okay, you guys, I hope that was helpful.
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