I'm a teacher in New York City and I
make 69 thousand dollars a year I have
about twenty three thousand in savings
twenty-one thousand in a retirement fund
and two thousand and a savings account
so I've been working for a teacher for
four years now and every year they put a
little bit of my retirement fund so
essentially took me four years to work
up the twenty-one thousand after taxes
my take-home is 3534 a month I spend six
forty on rent two seventy on utilities
sixty on monthly subscriptions three
hundred toward savings that leaves a
little over two thousand to spent right
now you'll pay 640 in rent I really
lucked out I had a family friend who
knew another friend who owns a house and
she has four rooms in that house and she
rents them out for very little she rents
it out to women who are trying to build
something with their lives she says you
know what you're only gonna be here for
a couple years I'm gonna help you out I
was really blessed in that situation I'm
an impulse buyer I classify myself as
that but just recently I decided that I
had to get more serious with my savings
I'm just trying to learn how to stick to
a budget and kind of stay there
it's hard New York City has a lot of fun
things to do and they all cost money
here's my last statement I try to spend
more on experiences than like actual
things
JetBlue $161 American Airlines $118 I
finally got my ticket to Ohio to see my
best friend who I haven't seen in so
long I was really excited that day and I
just said you know I'm gonna do it
two days after payday that was one of my
most expensive purchases but it was
worth it and really missed her so I
hopped on a plane and I went to see her
ATM transaction ego or stemis if in
poker
I've been playing for good three years
now I poker face it is flawless I scare
people they don't realize it there's
like 85 Jews in one girl like and one
black girl like that like they don't
expect it at all and then I take their
money and then I make them weep so there
we go
target $62.00 I always spend more than I
think at Target Fandango $35 I hope that
was dr. who family dollar $23 check card
Livingston Manor Brooklyn $17 smile fish
Mart $11 Church meat $6 real plans calm
Oh real plans is a budgeting website
that I tried it to keeps tracks of the
transactions you made and you get to put
it in like little pockets it's been a
pretty cool Lincoln station $17 on the
favorite cafe Church Avenue $14 a little
caesars $8 right a $22 golden crust
$10 Family Dollar $7 Starbucks $4
staples $31 I went out and bought a
planner because I need to take in my
life together so I thought that was a
good idea
element beauty lounge $61 element beauty
lounge is my nail salon this is a very
frequent purchase I probably go every
other paycheck to get my nails done I
like to go to get my nails done get my
hair done so things like that
iTunes $14 that one happens right girly
uber $14 MTA $32 that's my next weekly
uber $9 funny because I did by the MTA
weekly pass but I still take uber I
don't know what it is it's like just I'd
rather not deal with all the people
sometimes most of my money probably is
in uber and seamless my job pays for my
uber is every single morning but if I am
any bit of tired I'm calling it uber
which is probably my downfall the deli
$15 $15 a deli so I don't remember I
work about 12-hour days so when I come
home I'm like done and I'm ready just go
out to eat ride a $12 another withdrawal
$41 cheapo err $15 that was insurance
for the flight to Ohio family dollar $6
colonies are the poker spot that's $22
fisherman coves $12 venmo $30 I lost
that's to be giving the money back my
travel crushed $42 I bought this really
cute em suit for the summer I was very
excited MAC store $7 that's makeup i buy
that every couple months or so
Oh Navy $37 only $10 I am a big ol
needies fan Popeye's $8 the Family
Dollar
$2 another Old Navy purchase $8 I forgot
something and I have to go back for it
Amazon market
dollarz Shake Shack $17 JetBlue $25 for
his head $13 Pharmacy $8 CKO kickboxing
2089 this is the beginning of my summer
and I just got off of work and I was an
optimist that's what the kickboxing was
for I was gonna kick box all summer and
I was gonna love it I went to a class I
said nope for me it was very unusual for
me there's something I always wanted to
do like at least try it once and I tried
it once only once rooftop cinema $51 I
treated my godsister to a rooftop movie
because she just had a baby and I want
her to get out Amazon $4.99 a parent
gifted me a gift card for $50 so I
bought the foot pill with that that's
why it's only $5 that purchase is very
unusual because who buys a foot peel off
of Amazon and I did so yes that is my
monthly money breakdown so 30 years from
that I planned to be a teacher or maybe
a Dean or assistant principal but
staying in education is probably my life
success in budgeting is I want to say
happiness even if it's not like a like a
grand life I don't have like a lavish
lifestyle I don't want to worry so much
and maybe taking a little lesson burst I
probably owned a car by then