- All right, I'm ready for you.
What's up, everybody?
This is Chris Harris Junior
and this is how I spent and saved my first million dollars.
[mellow music]
I'm from Tulsa, Oklahoma.
Small city.
Everybody knows who you are there.
Big on family.
I grew up on the south part of it, in the country mostly.
Really not too much stuff to do out there, man,
except, for me it was just playing sports
or doing some more country stuff, rodeo stuff.
We have Mighty Mite football and you start at age five,
and at age five, I was scoring a lot of touchdowns.
So from there I kind of loved the game.
My first job was my friend, Jim Cox,
he used to run these big tournaments,
big basketball tournaments,
and I used to run the clock and help him run the tournament.
I was getting like 300 to 400 a weekend
so for me, that was pretty good.
For a kid in high school,
I was able to buy a lot with that.
Kansas was my first football offer.
It wasn't too far away from home.
I was started all four years there in Kansas
but after my freshman year I started opposite Aqib Talib.
He was all American already in college.
And that kind of gave me a lot of confidence
and backup playing in the NFL.
And when I didn't get drafted,
there was a lockout.
So we had a lockout period.
The agents couldn't communicate
with the coaches and anything.
So everything was shut down.
And then once the lockout got lifted in July,
literally the next day I got called from Denver.
It was definitely a roller coaster.
And I had to go straight there the next day
and I had to be ready, man.
After I finished my college season
in December I had already had an agent.
I started dating my wife then
and then everything started falling in place.
- [Interviewer] Yeah, it was a three-year,
one million dollar contract for Denver, right?
- And then what they don't tell you
is it's kinda a split deal.
If you don't play, then you get like half of that.
So for me, it just made that where I just knew
I had to work a little bit harder, to do a little bit more
to be able to go get, really, my second contract.
It was a five-year deal, 50 million.
It felt good, man, just being able to accomplish that.
Regardless of getting paid,
it really, it added more weight to my back.
More pressure, more responsibility.
You gotta continue to play at a high level.
So it didn't do anything except add more pressure to me.
I wasn't too big of just going out
and spending crazy out from the jump.
Just be able to add that generational wealth,
have enough saved and just have something to pass down.
Until now, I would say around now
is where we've really start really investing.
This is my first year out here in LA now.
Yeah, we own a lot of Nike warehouses,
a lot of land, investing in some homes,
just kind of, you know how the real estate game,
you sell, you build it up.
A lot of stocks.
Our financial advisor helps coordinate a lot of that.
Definitely save as much as I can.
Advise all the young guys, man,
get on a small budget and have great discipline with it.
We talked about how I save my money.
Now let's talk about how I spend my money.
The very first thing I bought was a truck.
It was about 60k.
Six stacks.
All silver Avalanche, had some nice 26's on there, man.
Big wheels.
I had to get the truck in Denver.
The snow was crazy at the time and I just needed something
and I knew that that was gonna get me through the snow.
It's still working, man.
Still doing good.
I use it more as a work truck now.
That was my first, kind of, big purchase.
So your first big step as a man,
just buying your first, buying anything big purchase,
you know what I mean?
It kinda made me hungry, man.
Cause it made you feel I can't wait to upgrade this.
Next big thing, one, two, three, was my wife's ring.
Four, five, seven, nine, 10.
You can see the ring cost a lot.
Above a hundred thousand.
A hundred plus.
I met my wife at Kansas.
I was a freshman in college.
We actually didn't date in college.
My roommate was dating her best friend,
which was one of her roommate.
They never hooked us up
so we didn't start dating until after college.
I hit her up on Facebook in the DMs or whatever,
and then from there we started dating.
Clothes?
[mumbling]
Let's go 50,000 on clothes.
I got a lot of clothes.
Going to the games,
you gotta be fresh when going to the games
and that's kinda when I started buying, man.
Just getting ready,
making sure I have all my game day outfits right.
In Dallas, we have this North Park mall.
They have pretty much everything.
A lot of Gucci, Louis Vuitton, Fendi,
- [Interviewer] What was your favorite place to shop
before you were an NFL player?
- Oh man.
JCPenny's.
Best dressed on my current team, The Chargers, Tyrod Taylor.
The best dressed on my former team, I would say Von Miller,
and the worst dressed person will be Will Parks.
Jewelry.
Oh man, I gonna have to put,
one, two, three, four, five, six, seven, eight, nine, 10.
Jewelry for myself, a hundred thousand.
First thing I bought was a Rolex,
my Presidential Daytona, platinum.
This is one of my favorite watches.
Just cause it's so comfortable, it's a everyday watch,
and it pretty much goes with everything.
Anything you wear.
2013, the big Cuban Links was in style.
So I think that was the first big chain I bought.
They kind of are addictive, man,
that you just kind of want some more.
Diamonds are addictive, I guess.
Car for my wife, 50k.
Oh 80k, I'm sorry.
Let me add three on there escalate.
- [Woman] [indistinct]
- Escalade, 50k.
Yeah, that is kinda cheap.
Car for my wife, 80k.
I bought her a Cadillac Escalade..
Yeah, I let her choose
and that was what she wanted.
We know we needed a big body for kids coming up.
Then the next thing I was able to do
was buy my parents cars and my little sister a car.
I see a lot of my teammates and past teammates
buy really fancy luxury cars for their people.
Luckily, my people were very simple.
They just wanted something
to get them to point A and point B.
My mom, she got a Hyundai Genesis.
My dad, he's big on Camrys, man.
He's just like, he just loves Camrys.
And then my sister, she wanted something
just to get her around everywhere, low mileage on gas,
so I bought her a brand new Honda Accord.
And they're all rolling.
They're all doing good.
30,000 for my sister's car,
40,000 for both my parent's car.
Cars for my family members, 110k.
We went to Dubai.
Me and my wife and my teammate, Dan Stewart, and his wife.
The flights are very expensive.
This is just the flight, 10,000.
Hotel.
We stayed in a nice hotel called The Taj Hotel.
It's right downtown.
Bought a lot of shopping out there.
A lot of shopping.
They probably have the best shopping in the world.
Five storey mall, man.
One floor was just all shoes.
Man, we spent a lot of stuff on clothes and food.
A lot of touring, riding the camels in the desert,
riding the four wheelers in the desert.
I mean, that was real cool.
Going to Abu Dhabi.
We hung out in Abu Dhabi, and just had to spend a day there.
It was definitely a luxury trip.
I would suggest everybody try to go there one time.
Go with some friends.
Vacation to Dubai, 100k.
And then the kids.
I mean kids, I got four kids, four girls.
They cost money too.
Toys, taking them to Disney,
taking them to the movies, all that.
I have four kids.
Kids are expensive.
50k for the kids.
This is the 650k that I've spent.
And this is the 500k that I put down on my house.
I had bought a house.
I had needed a bigger place for my family.
We had started unloading a lot of kids.
Right here together, this was a million dollars
Besides the money I spent and the money I've saved.
Me and my wife had been able to put in
a lot of investment and money and time
to help communities in Denver, also on Tulsa.
And now picking up out here in LA.
Tons of scholarships for kids, tons of meals for kids,
tons of shopping, taking them shopping every year.
I don't even think the money,
it would be hard to calculate everything that we've done
to uplift thousands of kids every year.
I definitely spent a lot of money, man.
Can definitely go quick
if you don't pay attention, for sure.
My advice for a rookie coming into the league
is to get a financial advisor,
save your money and be disciplined in your budget.
That's it guys.
Thanks for coming to my house, listening to the stories
about the money I spent and the money I've saved.
And I cannot wait to get back on the football field.
See you guys on Sundays.