Now today's question is how to enroll into Medicare
A and B, in other words, you're ready
to get enrolled in Medicare. What must you do?
So let's look at a couple of different scenarios here
and your particular situation.
Welcome to Medicare School Daily.
Where we help you understand Medicare, save money,
avoid making mistakes and above all else,
get the most out of your Medicare benefits.
So for some of you, you will be automatically
enrolled into Medicare.
Anyone who is turning 65
who is already receiving Social Security
benefits or benefits from the railroad retirement
board will be automatically enrolled in a Medicare.
There's nothing you have to do.
Now the reason for this is because you receive
retirement benefits.
So the government assumes, because you are that
you're not working,
you don't have a group plan
that's available to you, and that's why
they automatically enroll you in Medicare.
Now, when this happens,
your coverage will actually
begin the first day of the month that you turn 65.
So we begin Medicare on our birth month.
Now the exception to this would be
if your birthday falls on the first day of any month.
Let's say you're born
July one well then your coverage, will actually start
the previous month will be in June.
Your birthday's December one, you'll
actually start in November. So if you're born on the first,
they always move you to the previous month, but
otherwise it's your birth month.
So if I'm born on the second date to the end of the month,
it's always your birth month where you will turn 65.
You'll be automatically enrolled in Medicare,
and the Medicare card shows up about 100 days
prior to your birth month. Again, nothing you have to do.
The card will show up automatically being enrolled.
All right
now, the second
group are those of you,
that are going to need to self enroll,
which means you are turning 65.
You're ready to start your Medicare benefits,
but you're not receiving a check
either from Social Security, or the Railroad Retirement Board
And so they're not going to assume anything about you.
If you want to start your Medicare
and need to start your Medicare at 65,
you're going to have to raise your hand and get enrolled yourself.
And so there's a process involved. Now the
Process begins first off by
creating what is called an SSA.gov account.
So if you're a self enroller
you want to have one of these SSA.gov
accounts also called mySSA.gov account.
So if you want to do anything online
to enroll in a Medicare
or Social Security,
check your explanation of benefits
or any of your social secret information.
You can access it through mySSA.gov account.
It'll take you probably 15 to 20 minutes
to set that account up,
but it gives you wonderful accessibility
to all your records at that time.
All right,
so we have an SSA.gov account now we can self enroll
into Medicare.
And so you go to SSA.gov/Medicareonly
and it will pre fill an application there for you
that will take you about maybe seven at most
ten minutes to get enrolled into Medicare.
A and B.
If you don't want to do that or you run
into some kind of a glitch with that system,
you can always call a local office,
a local social security office
and the way you find your office is,
go to SSA.Gov/locator
and they'll ask you for your zip code
and they'll tell you which local office
they want you to work through.
So you can call them.
And keep in mind, they're open Monday to Friday.
nine to four.
Most of the offices are still closed,
but they still take calls
and so other people are still working remotely.
So as we are in 2022,
we're still not seeing a lot of the offices open just yet.
But you can get help from those local offices
as long as you call between nine and four
and set up a phone appointment to do the enrollment.
They're happy to do that.
Or you can always call the National Toll-Free line.
This is the one that's open 24/7
but you call them, and again, you get help there.
The problem is the hold time
we usually see hold times of anywhere from an hour
to an hour and a half whenever you go through
that particular 800 number.
But this is a way
in which you're going to enroll into Medicare A and B
if you're going to need to self enroll. All right.
And so once you've been enrolled,
that Medicare card is going to show up in
about four weeks
so start to finish this process,
you'll be enrolled in about a month.
All right.
So that's the process of enrolling into Medicare.
Hey, thanks so much for watching the video,
and I do hope that it was helpful.
Now if you feel like
you need to learn more about Medicare
to make sure you're making the right Medicare decision,
really the best way and the easiest way to do
that is to go to MedicareSchool.com.
That's MedicareSchool.com,
and you'll be given the opportunity to be able
to click on Get the Free Workshop.
We call that the essentials workshop
and I do all the teaching.
And there you'll learn all the ins and outs of Medicare
to make sure that you have an accurate
and thorough understanding of how Medicare works.
The second thing you can do
is click where it says, talk to a Medicare guide,
and there
you can actually set up a time
where you can discuss your situation
with a Medicare guide.
They'll explain all your options
and actually even walk you
through the enrollment process as well,
if that's what you need to do.
And so go to MedicareSchool.com,
watch the workshop or talk to a Medicare guide.
It would be our privilege to assist you further.