Hi I'm Jimmy in this video
I'm going to walk through the nine
investments that I would buy if
I was just starting out in
investing.
Now my last video I said that I was
gonna do my top three favorites in
this video.
But depending on what our investment
goals are or our investment
style is there's different types
of investments that could serve
individual investors.
So instead what I've done is I'd
select my top three favorite ETF
s top three long term
buy and hold stocks and top
three dividend stocks all
geared towards the new investor.
But because there are so many
potential investments in this video
I plan on running through them at a
somewhat quicker pace.
So if there are any companies or ETF
that I mentioned in this video that
you think deserve a deeper dive
please let me know in the comments
below. While you're down there
perhaps you could hit the thumbs up
and hit the subscribe button as well
as the better Bell icon for
notifications.
Okay let's get rolling.
Let's start with the top three ETF
for beginners.
Now I think ETF are a great place to
start. If you're just beginning an
investing because they come with
built in diversification least the
ones that I liked.
So the first one is the Vanguard
S&P 500 ETF ticker
symbol VOO
I know this is somewhat of a boring
pick for an ETF it's something that
just tracks the S&P 500.
But if I did nothing about investing
this would be the first place I
started.
If a great fee of just three basis
points and just so we're on the same
page a basis point is
the same as one one hundredth
of one percent.
So for every hundred dollars that we
invest in VOO
they take three cents.
Now this ETF also has a dividend
yield of slightly less than 2
percent which isn't too bad either.
Now another option along
the same lines is SPY
over a VOO and
SPY is good they do pretty much
the exact same thing they do have a
higher fee they usually they charge
9 1/2 basis points compared
to veto over 3 basis points
but oftentimes with SPY
they offer a bit more liquidity.
When it comes to options self
options are something that you're
interested in and might consider SPY
as a replacement for this one.
Okay. Up next I've got a dividend
ETF it's great for beginners.
If you like dividends and that's the
pro shares Dividend Aristocrats
ETFTicker symbol NOBL.
NOBL invests in
mostly large cap companies but their
real thing is that they only invest
in companies that have consistently
increased their dividends over a
long period of time.
They have a fee of 35 basis points
in their current dividend yield is
right around 2 percent.
Now some people may make the case
that 35 basis points is too high
for a new investor.
And maybe that's true.
So if we don't want to pay 35 basis
points then we could go with the ETF
like the Vanguard High Dividend
ETF ticker symbol VYM.
VYM
has a fee of just 6 basis points
and they may have a better dividend
yield of about 3 percent.
Now we may ask Why go with
NOBL if VYM has a lower
fee and a better dividend yield.
And the answer is really in
performance.
So this is a table
of NOBL compared to
VYM and as he could see at
least as of now and NOBL
has outperformed view I am fairly
consistently.
And this is after fees and
accounts. This assumes we reinvest
all the difference we get back into
the ETF.
So either way both are very
good and you could go with either.
Personally I just prefer and NOBL.
Okay. Our third and final ETF for
beginners is the iShares core
U.S. Aggregate Bond ETF
ticker symbol
AGG. AGG Charges a fee of 5 basis
points and they have a dividend
yield of a bit short of 3 percent.
Now this ETF invests in
a ton of different bonds
and with all the talk of
the stockmarket pinch potentially
crashing.
I think this is a great and frankly
somewhat necessary piece from
most beginning investors.
Okay now let's shift over the top
three long term buy and hold
stocks for beginners.
OK so first up we have
Microsoft ticker symbol
MSFT.
Microsoft is one of my personal
favorite stocks.
And if I was just starting out
Microsoft would be one of the first
stocks after ETF that
I got involved.
I like them because they have decent
growth if good margins and they have
a very very strong balance sheet.
They have more cash right now than
they have debt which is impressive.
So I think that they have a long
term place in
business in general.
I think they're going to do well
over the long run.
Okay. So that's good.
Up next we have Boeing ticker symbol
BA.
Now I like Boeing because they're
one of the few aircraft
manufacturers in the world and
just like Microsoft they're unlikely
to go anywhere for at least
the foreseeable future called the
next decade or so.
Now they have run into some issues
lately as I'm sure we've all seen
some of their issues that they had
that led to some plane crashes.
And with that being said they do
have a fairly strong balance sheet.
And I would expect their revenue to
pick up growth again after
all these recent issues are sorted
out. Now Boeing stock
is. Likely to move higher
over the long run because I would
expect for their revenue and
earnings per share to continue to
grow. Plus they have a dividend
yield of a bit more than 2 percent.
So that's always nice.
Okay. Final buy and hold stock for
new investors is alphabet
also known as Google.
Now Google is another one of those
companies that have a great balance
sheet. And once again they have
more cash than they have debt
and they're likely to be around for
quite a long time and they're likely
to do well for a long time.
One drawback to buying Google stock
is that the shares are gone
for about twelve hundred dollars
each right now.
So if we have a broker that
lets us buy partial shares
that could work a great but if not
twelve hundred dollars per share
might be a bit much to ask.
If we don't like that a backup
company to these three would be a
company like Disney ticker symbol
DIS I think Disney's
another great company.
They're stable.
They have a good strong balance
sheet. They should be around for a
while now trading at about one
hundred thirty dollars a share.
Okay now we shift over the three
best dividend stocks for new
investors.
Okay. The first one is AT&T
ticker symbol T.
Now a lot of people love AT&T
because it currently pays a dividend
of about five and a half percent.
Now we definitely could not have
this on the buy and hold list
since AT&T has a ton of debt
and they will have that for a while.
They've actually done videos on AT&T
and I've done a video specifically
on AT&T is dead.
There's links in the description
below. If you're interested in
seeing those but if dividends
are something that we're after.
Well I would expect for AT&T
to be able to maintain their
dividend and continue to grow
it as they have.
And I do expect the stock
to be a bit more volatile than some
of the other ones we've talked
about. But overall I think
they will be able to continue to pay
their dividend so that's what we're
after. That's the reason that one's
on this list.
OK. Our second dividend stock is
Colgate-Palmolive.
Ticker symbol CL.
Colgate sells many products that
should continue to sell rather
consistently no matter what happens
with the economy.
Things like toothpaste toothbrushes
soaps shampoos deodorants things
along those lines plus Colgate
has a dividend yield of about two
and a half percent which should help
appeal to the dividend crop.
So even if the stock market were to
crash I would expect for
Colgate to remain fairly defensive.
Sure go down.
But I would expect it to go down
less than the overall market.
OK our third dividend stock for
beginners is another
defensive company that I think could
service well even in a market
downturn. And that's Bristol-Myers
Squibb ticker symbol BMY.
BMY is a global biopharmaceutical
company and they have a dividend
yield of a bit more than 3 percent.
So they can be bit volatile
from time to time since it's a lot
of competition in that space and
they tend to be highly regulated.
But from an investing standpoint
they're likely to keep growing at a
somewhat steady pace
and I would expect for their
dividend to remain fairly
consistent.
Okay. So those are the nine stocks
that I think are well suited
for new investors or at least a
combination of these markets.
But what do you think.
Are there any companies that are not
on this list that you think would
serve new investors well.
And if you are a new investor are
there stocks that you're considering
investing in that I didn't mention.
Please let me know what you think in
the comments below.
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Thank you for stick with me all the
way to end of the video.
I see in the next video.
Thanks.