hi everybody welcome back to top words
my name is Alisha and today we're going
to talk about ten words for paying for
things so let's go cash the first word
is cash cash cash is the physical object
so in most countries there is a paper
type of cash a paper bill or there's a
coin so some kind of small metal piece
so we say cash to describe these
physical methods of payment cash in a
sentence we only accept cash payments
credit card the next word is credit card
credit card so a credit card is a piece
of plastic that is attached to a credit
account somewhere so when you pay using
a credit card for something you don't
pay using your money now actually the
money comes later so credit means you're
going to pay the amount later
essentially so there are many different
credit card plans maybe you have
something in your country that's
different from the US but I think a
general idea for a credit card plan is
to pay for something now with a credit
card and then the following month you
pay off the credit card meaning you pay
the balance or you pay the total amount
the following month from your credit
card so a credit card common in a
sentence I'd like to pay with a credit
card debit card the next word is debit
card debit card please be careful this
is not a debt card d EBT but a debit
card
the EBIT debit card they look similar
debit card so a debit card is different
from a credit card in that a debit card
is used to take money directly from your
bank account so if you have a debit card
and you pay for something with your
debit card the cash comes directly from
your account in that moment to pay for
your transaction to pay for that item
with a credit card the payment is
delayed so you're not actually pulling
money directly from your checking
account for example so debit card is a
direct payment credit card is like a
delayed
okay in a sentence do you accept debit
cards check the next word is check check
a check as a type of payment so this may
or may not be available in your country
but it is a method of payment in the
u.s. a check is a piece of paper usually
we get them in the u.s. we get them in
like a book we have a book of checks
they are a piece of paper and we can
write someone's name and an amount of
money on the check and give it to
someone as a form of payment on the
check is our bank information so of like
our bank account number and our name and
so on so when we give a check to someone
the thing they have to do we give them
the responsibility of what's called
cashing the check we say to cash a check
meaning the person who receives your
check has to take the check to the bank
and at the bank
it becomes cash which is taken out of
your account so a check is used like if
you want to give someone money but you
don't have the cash on you right now
you're not carrying the cash right now
or you can't make a debit card or a
credit card transaction so like maybe
you're paying someone individually like
for a service they provided but it's
like an independent service or something
so a check can be used to pay for
something but it's it's like a you can
write the amount of money that you would
like to give that person and you can
also write them like a memo about that
the reason you're paying that person
money so a check this may or may not be
available in your country header but a
check in a sentence I want to write a
check for this contactless the next word
is contactless contact lists this is
something that has become more and more
common in recent years and perhaps every
country has some kind of card or some
other kind of like piece of equipment or
some other object which allows you to
pay for something without using a card
or without using money but like some
people can use like their smartphone for
example or some
people have a special like icy chip in a
car that allows them to just touch their
device or to touch their card to a
reader of some kind and the amount is
deducted the amount is taken from your
account in that case so we call that
contact list so you in some cases you
don't even have to touch just you just
put your your card in many cases near a
card reader and and you complete your
transaction that way so no touch in
other words contact lists no contact
there so this is a I think it's this is
the method of payment that's getting
more and more common in a sentence our
store accepts contactless payments
return the next word is return return to
return as a verb so if you purchase
something but you decide you don't need
it for example or if it's the wrong size
or there's a problem with the product
you can take it back to the store where
you bought it and return it so we say I
want to return this item meaning I want
to give this back and probably get my
money back for it so to return something
to give something back to the store in
exchange for your money again in a
sentence I'd like to return this refund
the next word is refund refund as a noun
we say refund like I want a refund
please when we use this as a verb we say
to refund to refund
so please refundable ined right I would
like a refund yeah so be careful of the
difference in pronunciation between noun
and verb form but when you return an
item like we talked about in the last
vocabulary word you will often get your
money back so that money back is called
a refund so I returned my item and I got
a refund or maybe there's some problem
with an item and you don't take it back
like for example you order a pizza but
the pizza is not the pizza you ordered
you might get a refund in that case so
refund just means your money
the money you paid is returned to you so
please refund my money okay in a
sentence can I get a full refund
exchange the next word is exchange
exchange so if you purchase something
but you realize the size is not right or
maybe the color is a little different
from what you imagined but you'd like to
keep the item you want to keep the item
but you just want a slightly different
model for example something just one
feature you want something slightly
different you can ask for an exchange so
for example if I buy a blue sweater and
I decide mmm I should have bought the
red sweater it's better I can go to the
store and say I'd like to exchange this
for a red sweater for example so meaning
I want the same product but a slightly
different model or a slightly different
type so exchange to exchange something
in a sentence I'd like to exchange this
for a different size register the next
word is register register so register is
used as a noun here the register is the
piece of equipment that you see in shops
in coffee stores all over the place it's
that piece of equipment sometimes now
just iPads that we use to complete
transactions so all of the sales
information the cache information money
information accounting all of that takes
place at the register we also say the
cash register that's fine too
in a sentence complete your payment at
the register receipt the next word is
receipt receipt the spelling on this is
really strange there's a P in this word
it's not recipient or received or
something but it's receipt receipt so
ignore the P sound receipt receipt a
receipt is the piece of paper you get if
you buy something at a shop or maybe the
digital information sheet you get in
your email inbox if you buy something
online so a receipt is a record of the
items you purchase so if you want to
know what you bought you can check your
receipt your receipt in a sentence you
make a return without a receipt all
right so those are ten words for paying
for things if there's a word that you
often use when you're shopping or when
you're paying for things or if there's
something that you have in your country
that you use to pay for things let us
know in the comment section if you like
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good resources thanks very much for
watching this episode of top words and I
will see you again soon bye bye
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