Who will pay the electricity bill?
Yes the electricity bill will be paid by my landloard so I have to keep the heat low
Just like every international student I have also thought that the moment I will become a Software Engineer my dream car, iPhone and dream package of $250k will be waiting for me to grab
I personally have been working out and taking protein shake regularly from the last 4 years to build lean muscle
You might know that India is the list of least protein consuming countries and Punjab is the 3rd most vegetarian state as well so I did have protein deficiency
So thanks to these protein supplements I am finally at a stage where I wanted to be
High quality products such as Dosa mix, cookies but US had limited options
The moment I switched I realized my previous protein was unhealthy containing 160mg of Sodium rather than 40mg in My protein and also less calories
And being Punjabi I do have belly fat and my protein is helping with that as well. so for the same amount of protein I am getting less calories
And Myprotein is UK based company and they will directly deliver from the Indian myprotein store where they have hired Indians.
And if you will use my coupon code: SinghinUSA then you'll get 31% off only for today (Republic day Sale)
Because I buy stuff on WooHoo Deal at Kroger
So I cook everyday and eat out only once a week
Chicken is like Rs. 500 /kg or $3 per pound in US more than double of in India
I eat Peanut butter sandwich on a toasted bread
I believe Breakfast should be king size, Lunch should be Prince size and Dinner to become a Peasant
So before going to bed I just drink a cup of milk and if I have app to manage my calories and protein
If I have had total of 157g of protein in a day then I don't add whey protein in it. If I haven't then I do a scoop of proetin
You can multiply it with 7 but there some variations e.g. sometimes I eat burrito from beans. a can of beans cost only $0.60 cents
So this is pretty affordable
Multiplying by 7 is around $50 but I sometimes eat out as well
Sometimes I eat my favorite Publix PubSub which cost me $9
Sometimes starbucks cold coffee costing $5
Now let's talk about the non essentials stuff that I buy regularly
So this week I bought switchpod for $135 as my camera is not that wide
I bought tire pump even though there are pumps at every corner in GaTech but it's convenient to have it home
As my friends said I don't have any decoration stuff so it costed me around $14
Now I waste my money on TV subscriptions as I watch one movie everyweekend with Girlfriend.
e.g. we watched One Day on YouTube
For Final Cut Pro I paid $200 straight but for Adobe stuff I pay monthly
After Student discount it will cost me $50 per month for Adobe and I really need Adobe cloud storage too
because I make a lot of videos 128 Gb is not enough for me
Now the mandatory stuff which is not in my control I have to have to pay to survive
Maybe I can eat less or cancel subscriptions but these utilities can't go down
everything is included in $800 but next year it's going to increase it to $900
As you know I have a car which i bought earlier on 16% interest but now I have refinanced it I will talk about later
Now Car insurance is really expensive as I don't have any driving experience and Georgia tech has high rates here
For Fuel I fill that tank once for $20 and it lasts the entire month including going to my uncle's house or traveling. 300 miles + in $20 is amazing
I know Rs. 500 per day is huge but this includes eating out and my cooking habits
Biggest expense here is Car because of car insurance is high but it can go down after 6 months
And my nonessential spendings are close to $7 to $8 a day
But I don't care and I don't feel much difference I can surely go back to those standards whenever I want. When I will become an MBA student in future
Talking about my Salary I invest 10% of my salary in Company stock and remaining I invest on Webull and Robinhood and if you will use Webull you will get 4 free stocks
quick example if when I was a student if I used to invest $20 per month in Tesla stock from my first month of college then I would have now more money to buy Tesla model S right now
That's more or less a Pizza cost I am talking about since my first month of college as Tesla just grew so much
But I regret that I didn't immediately and I will recommend Robinhood and Webull
Highlight of the day that I bought Gamestop for $40 each and now it is $350 and I regret I should have bought more
I am wrong I didn't know about Gamestop how it blew just investing without researching. Gaming industry in on a rise but Gamestop has a different story
And I am currently saving for MBA and send some money home and that's my life.
I want to reach under $1600 hopefully when my car insurance goes down