It's pretty straightforward.
I don't know how I can explain it
to you more than that, things to not buy
and what to buy instead.
So let's get right into it.
Number one, instead of buying all fresh produce,
buy frozen or canned.
Now here's a little personal anecdote.
While I'm very reticent to do any kind of a formal New Year's
resolution, my husband and I have been really talking
about changing the way we shop and eat in 2022 and beyond.
Specifically, that means sourcing as much
as we possibly can locally and sustainably,
which inherently means buying seasonal produce,
or at least as close to seasonal as you can get.
I live in New York City, so when we
go to the farmer's market every week, that means right now
it's like, kale, onions, maybe some apples.
It's slim pickings.
And occasionally, I might want to eat a strawberry every now
and again.
That's where canned and frozen produce
has to come in and will a lot more for me.
But it's not just for eating seasonally
because somewhere in our public obsession with getting
healthy and eating clean, we come to the conclusion
that fresh produce is unilaterally
the best thing to be eating, when it's not always the case.
Not only do frozen or canned fruits and vegetables
last longer, they don't necessarily
mean you're sacrificing any nutritional value, depending
on the type of produce you're buying.
In fact, according to a 2017 study
from the Journal of Food Composition and Analysis,
some frozen vegetables are even more nutritious than their five
day fresh stored counterparts.
And consumers' assumption that fresh produce
has much more nutritional value than frozen is incorrect.
Canned vegetables have shown more nutrient loss than frozen,
but the amount significantly depends
on the type of vegetable.
For example, foods with more vitamins E and A,
which are found in high amounts in canned carrots and tomatoes,
fare much better during heat treatment, which
is part of the canning process.
Listen, my mom's Italian, and I learned to cook from her,
so basically half my bloodstream is
canned tomatoes at this point, and I'm doing great.
But additionally to not sacrificing on nutrition
and allowing you to eat more seasonally when
you do eat fresh, it also in many cases
means saving a lot of money.
The average price for frozen cauliflower is $1.68 per pound,
whereas fresh cauliflower florets are closer to $3.13
per pound.
The American Frozen Food Institute
published a white paper showing that a grocery list comprised
of 95% frozen food could be in line
with the dietary guidelines for Americans
for an adult woman for only $8.52 a day or $59.66 per week.
Number two is instead of overpriced workout clothes
and leggings, buy dupes from places like TJ Maxx, DSW,
et cetera.
Here is a small but sobering reminder for you
if you are doing what a lot of Americans are doing this year
and shopping online.
If you're looking for certain types of clothing,
you are often only going to be shown certain brands because
of the affiliate commissions that various publishers,
blogs influencers, et cetera will be
receiving for promoting them.
And as higher end workout clothing
has become more of a staple, and in year three
of the pandemic people are living more and more in things
like leggings, the combination of that rising popularity
with the kickbacks that so many influencers will receive
from promoting certain brands has given rise
to a situation in which it has become totally normalized to be
spending hundreds of dollars on clothes that realistically
shouldn't be costing that much, or at minimum, shouldn't
be representing that much of your budget.
I'm a proponent of generally going more affordable when
it comes to workout clothes, because let's be honest,
they're built to be beat up and also recycling things
like promotional t-shirts, and hoodies, and whatnot that I'll
receive through work and other engagements,
because what the hell else am I going to do with a t-shirt that
has the branding of the hackathon at my husband's
old office?
TFD's commissioning editor, Soraya,
swears by a $30 pocketed legging from DSW that's
almost exactly the same as $100 pair you can get from Athleta.
And when buying activewear generally,
pay less attention to the brand and what
it says it does and more attention to the fabrics, fit,
and comfort level, arguably the most important part,
because if you're not comfortable,
you'll never want to work out.
And we'll link you in the description
to a breakdown of the best fabrics
to get for workout clothes, depending on your activity,
location, and time of year.
Don't go with what's trending on Instagram.
Go with what actually suits your needs at a reasonable price.
Number three is instead of a new computer,
buy a refurbished one.
While you may not be able to buy the absolute latest
model of laptop when it comes to buying refurbished,
you are making a choice that will often
make no difference in terms of performance,
but potentially save you hundreds of dollars.
And let's be honest, the ghost of Steve Jobs
is putting out a new model like every three weeks
at this point.
I don't have the new model of everything,
and I'm doing just fine.
Apple's refurbished program has laptops for up to 15%
less than new, and they still come with a one year warranty.
And this is especially relevant if you're only
buying a laptop for limited personal use.
Most of us don't really need hardcore gaming computers.
And beyond work hours, you're likely to spend more time
on your phone than a computer anyway statistically.
To make sure that you are buying a vetted and high quality
piece of tech, though, do make sure to buy refurbished rather
than just used, unless you're willing to deal with all
of the other repairs it might need, because the difference is
that refurbished tech is still assessed for quality,
while used is not.
Here's a quick breakdown.
Regardless of its route to the laptop spa, manufacturers
or third party authorized refurbished offers typically
sanitize, sort, and grade the units
based on physical look and functionality.
They disassemble each one, checking
for damaged components, battery function, screen quality,
power supply, loose connections, hard drive, and optical drive.
If a seller does not follow a process like this,
the product isn't really refurbished.
It's used.
Missing or defective components like RAM, graphic cards,
capacitors, ICs, and hard disks are replaced
and the machine undergoes a complete data wipe.
The laptop is then tested, cosmetic defects repaired,
and a new OS is installed before being
packaged for its new home.
My mother-in-law is actually currently
in the process of picking out a refurbished Mac,
and all of her techie sons are walking her
through the process of doing it.
And for her needs, it makes just as much sense as a new one
and is saving her a bunch of money.
We love to see it.
Number four is instead of store-bought seasoning mixes,
sauces, and oils, try making your own, like I do.
One of the things that I have learned in my years
as a pretty avid home cook is that--
Sometimes things that are expensive are worse.
No, but in all seriousness, there
are so many of these chili oils that are premade,
and premade spice mixes for all of your various cooking
endeavors, and premade sauces that
would be really easy to make at home and would
taste way better and would cost way less
to put together yourself.
It really marked my journey from just messing around
in the kitchen to being a true home
cook when I started making those things myself
and liking them better.
For instance, packets of taco seasoning can cost $1 to $3
for enough seasoning for one meal.
And that doesn't sound like a lot,
but you do often throw away what you don't use,
and you have less control over the flavor.
Instead, try DIYing taco seasoning
from spices you likely already have or should, like cumin,
chili powder, garlic powder, crushed red pepper, paprika,
oregano, et cetera.
And if you do have to restock, most spices
won't cost you more than $5 a jar,
depending on where you buy them.
And if you really want to level up, go ahead and buy them
in bulk from stores that sell bulk spices.
It's way less expensive, and the quality is often a lot better.
We'll link you to a Budget Bytes recipe
for homemade taco seasoning that comes out to just $0.67
a packet using ingredients you likely already mostly have.
And this applies to tons of other things,
like it's super easy and delicious
to make your own homemade chili oil or your own dressings.
I make all kinds of vinegrettes, depending
on what I'm in the mood for.
My husband loves to make his own blue cheese dressing.
Even things like your own barbecue sauce
are incredibly easy to make and that way
it can be made to your specifications,
and also therefore not using things like tons of stabilizers
and corn syrup.
Anyway, level up your kitchen, game level down your spending
game, start making your own spices, seasonings, and sauces.
Number five is instead of signing up
for an expensive class or membership,
try a few sessions with a one-on-one tutor.
This time of year is incredibly popular for people
to be throwing themselves into new endeavors,
whether in the fitness, or arts, or personal development genres,
often by buying things like expensive subscriptions, class
memberships, gym memberships, and so forth.
But often throwing yourself into the deep end of something
and thinking that just spending the money on it
will keep you to a level of accountability
is very much mistaken.
What actually typically keeps humans accountable
is another human being.
And yes, sometimes the buddy system can work.
But when you're specifically trying to learn something new,
that can just amount to the blind leading the blind.
For example, when I wanted to learn Pilates years ago,
the first thing I did was invest in a few upfront
sessions with a trainer one-on-one
so I could learn the basics of the workouts
so as not to hurt myself and also
not feel like a total jackass in larger, less expensive classes.
And as some of know, [SPANISH]
In any case, the point is for me,
investing in someone who can actually
help me through the process has always
paid much greater dividends.
Now, does that mean that you are exempt from having to practice
on your own time or in other ways that don't
cost money or cost much less?
Of course not.
That is a huge part of the process as well.
But having not only the accountability,
but the real one-on-one expert helped
to get you over the hump of just starting out,
which is often the most difficult part of learning
any of these skills, is worth the investment.
Lastly, just to end on a depressing note,
according to research from Finder.com,
Americans spend nearly $400 million a year
on unused gym memberships.
Don't be part of that stat.
Number six, instead of blowouts, invest in a well-reviewed
and adapted to your needs hair tool.
There are many people out there who
feel as if they can never do their hair themselves,
even if they would want to.
And those also tend to be the people who
are spending on hair treatments in the salon, like a blowout.
And listen, with the right dry shampoo, yes, you
can probably get a good six days out of a blowout.
That's ambitious, maybe five days.
I could get eight.
But I don't know, four?
Either way, it's not a sustainable financial option.
And before any of you guys in the comments are like,
I'm not spending money on blowouts to begin with,
I'm not talking to you.
Not everything's about you, God.
An average blowout is going to cost you about $45,
with higher end services costing $90 or more.
And if you get one a month at $45,
that's $540 spent on blowouts per year,
not even including your tip.
And in terms of learning to do it yourself, similar to home
cooking, home grooming is one of those areas where
learning to do a few basic things
and recreate a few staples will save you tons going forward.
So investing in the right tools and learning
with the right tutorials, and in fact, I
would say this is another area where your expert can come in.
One thing I would recommend doing
if you have a hairstylist who does something that you like
would have a hard time recreating
is pay that person for an hour or so of their time just
to walk you through the process of doing it.
I found that hair stylists and makeup artists are generally
pretty open to doing that and wouldn't mind at all,
provided of course, they're being paid for their time.
And that is how I've learned to do things
that I wanted to be able to recreate on my own.
And as far as tools, the cult favorite Revlon hair dryer
brush is only $45 and has over 250,000 5-star ratings
on Amazon, which is literally the cost of just
one generic blowout session.
And we all know I'm loathe to give money to Jeff Bezos.
But when he's right, he's right.
Or just don't buy it at Amazon.
Buy it at Duane Reade, which I'm sure
is like not much better ethically, but whatever.
I can't tolerate any more of these divorced billionaires.
Number seven is instead of a Peloton,
the thing that killed Big, build your own DIY Peloton set up
for a fraction of the price.
Several TFD team members have literally done this,
so you know it's vetted.
If you are one of the many people who
is at least partially still working from home
and also dealing with these cold ass depressing ass winter
months, you may be considering getting something
like a Peloton.
But that will cost you at least $1,495,
on top of the $39 monthly fee you
have to pay for their all-access membership, which
you need in order to take classes on the bike, the scam.
If you're just trying to move your body
and don't really care about the stats part of a Peloton,
a DIY setup, while not as seamlessly
integrated with the app, may do the job perfectly well
for what you're looking for.
You can find solid stationary bikes for $400 or less
that you can use with the Peloton app via your phone
or tablet.
We'll link to some of these less expensive alternatives
in the description.
And if like me, you have a bike bike,
you can also get trainers for your bike that
allow you to convert it to a stationary bike in the colder
months.
And if you don't have a Peloton using the app,
it's much cheaper at just $13 a month for a basic membership.
You can't access the leaderboard or see your live data,
but you still get access to Peloton's huge library
of all types of classes, which is honestly
the most important part.
Lastly number eight is instead of a meal kit subscription,
try other meal shortcuts.
Now here's the thing, some people
may be in the part of their cooking journey
where a meal kit is just necessary.
This is really good for beginners
who are looking to get over the hump of feeling totally
overwhelmed by the process of anything autonomous while
cooking.
I know many people who have used meal kits as a gateway
drug to becoming comfortable home cooks.
And that can work.
But for many people, they can also become a crutch.
I know many people, some of whom in this room,
who continue to use meal kits well past the time
that they probably needed to given their overall abilities.
She'll specify it was her husband,
but we'll let the jury decide.
Wow.
Now if your problem when it comes to cooking
is just being overwhelmed at so many different things to do,
things to chop, things to mix, things to season,
there are many other shortcuts you can provide yourself
that do not represent the same cost as a meal kit,
nor which represent the same level of limitation
in terms of final product.
If the convenience factor is part of the attraction for you,
there are other shortcuts you can take to cut down
meal planning and prep time.
For example, pre-cut produce can make
meal prep take way less time.
I will sometimes default to that pre-cut mirepoix.
God, it saves so much time.
And also harkening back to my previous point
about making your own batches of spice blends,
you can expand that, various dips, sauces, compound butters,
things that make meal planning a bit plug and play,
where you just need your protein or your starch.
And the rest you can just add with what you already
have in the fridge, pre-boiling hard boiled eggs
so you can easily crumble them up over a salad,
getting shredded cheeses rather than blocks,
and just generally finding different ways
to make the process of meal assembly a lot easier
for yourself, as that is often the biggest
stumbling block to wanting to do it
and don't forget to hit the Subscribe button
and to come back every Monday, Tuesday, and Thursday
for new and awesome videos.
Ciao.