Mazabi Khan from Jodhpur, Rajasthan says
'Please could you explain what happens at the time of death for a true believer and someone who does not have faith?'
'Please explain what happens when we die'.
What Happens at the Time of Death?
A true believer is one who has faith in his heart.
Having faith in the heart means your heart is enlightened with the name and light of God
and the name of God is synchronised with the beating system of your heart.
Those who have faith are Zakir e Qalbi (Enlightened Hearts).
What will their Day of Judgement look like?
For such people, the Holy Qur'an states:
'Yawma la yanfaoo maalunw wa la banoon...
...illa man aati allaha biqalbis saleem'
Which means: On that day, neither your wealth nor your sons will benefit you
''illa man aati allaha biqalbis saleem'' - However, successful will be the one who brings forth to God a Secured Heart.
One who has a Secured Heart has been guaranteed success by God in the Qur'an.
And those who do not have faith will be at a complete loss.
What did God say in Chapter Al-'Asr
'Wal 'asr, Innal insaana lafee khusr'
'I swear by time, mankind is at a loss indeed'
'Innal insaana lafee khusr'
'Man is surely at a loss'.
'Illal lazeena aamanoo'
'For except those who have faith'
So that's the story. Those who have faith are successful and those who don't are at a loss.
Now, we have to understand who are the ones without faith.
Generally, it is understood that those who do not follow a religion have no faith.
But that's not true at all.
Even if you practically live inside a mosque, temple or church
and read the Gita, Bible or the Qur'an all day
it doesn't necessarily mean you have faith.
Faith is for to implant his name onto your heart through a Spiritual Master.
If you practise all the physical worships and rituals of your religion but God's name and light have not entered your heart,
it means you do not have faith.
This is it.
The Spiritual Heart of human beings are strong for 40 years
however, if someone does not awaken the Spiritual Heart within 40 years
then the Spiritual Heart is expired.
When that happens there are no cures for your [spiritual ailments].
'What happens at the time of death, please explain'
At the time of death, the Devil removes the veils on the Subtlety of Ana (Higher Self)
which results in the freedom of the intellect.
That is when you realise why you were sent into the world.
To please God.
You will ask God to give you another chance and that you will make every attempt to please God.
But it's too late.
This is why Prophet Mohammad said, 'Mutu qabla anta mutu (die before your time of death)'
It means you should remove those veils from your intellect during your lifetime
These veils on the intellect, the Higher Self are removed with the Zikr of 'Ya Hoo' in Sufism
and then your intellect becomes Aqal e Saleem (Secured Intellect).
Hardships at the time of death -
It is written in the books that there are a lot of hardships at the time of death.
God is so merciful and forgiving that if you face any hardships at the time of death, God forgives all your sins.
People want to have an easy death without any difficulties
but God's love for you is more than the combined love of 70 mothers
If you face any difficulties at the time of death, it means God sent it for your benefit.
That difficulty will result in God washing away all your sins.
What happens at the time of death?
Everyone else will think you have died.
But the one who dies doesn't feel like he is dead.
He feels like he has gone on another journey.
Because the soul does not die. It is the body that dies.
Death is just like when you feel sleepy and you fall asleep
and when you're asleep, you are not aware of anything.
Your soul stays inside your body but even when it leaves the body while you're asleep, it just feels like you're on a journey.
This is what happens when you die.
You just feel like you're going somewhere.
You don't think that you have died.
The soul leaves with understanding; once it's out of the body, it's not bothered about the body.