I said I don't dance now I make money moves even though if you dance you are
making money moves and a lot of it I respect the hustle ladies hi guys if
you're new to my channel my name is Kat Theo and today we're getting into 9 of my
favourite money apps to make some extra cash when you need it and also some
other money activities not all of them are gonna be making money but you're
gonna find out just a little bit what I'm talking about okay let's get into
these apps okay so my first app on the list is steady city is a fantastic app
it's honestly what I consider the ultimate site hustler app on the app
store you can get this on the Android Play
Store you can also get this in the Apple Store as well so on this app you can
find all the different kind of site hustles that are part-time full-time
stay-at-home in any type or anytime work all of it is wrapped up in just one
little simple app it's a hundred percent free and they have so many different
ideas for you if you're trying to get into the site hustle game if you haven't
yet seen any of these videos here where I talk about just a ton of different
side hustles if you haven't gone that yet this app is a really great place but
you can get some more ideas and just start your site hustle journey my second
app is called trim trim is a financial health company their mission is to solve
financial problems so that you can live the life you want so trim has been a
lifesaver for me to keep me on track with my finances and also reminding me
about how much I'm spending and just being that Big Brother to let me know
that I'm spending way too much money and if I keep spitting away I'm gonna be
spending this month I'm gonna run out of money by the end of the month and not
reach my goals so this app is fantastic because you can see exactly where your
money is going whether it's for food whether it's trouble whether it's just
games enter whatever you spend your money on they
track it and they also remind you that you're spending too much or you're doing
really good for the month you can see all of this on different graph that show
your income as well as your expenses one really great thing about the trim app is
they contact you on Facebook which I know most of us are on every single day
they let you know hey you haven't paid your credit card bill and now your
account has been charged a late fee this happened to me last month and they let
me know that chase charged me a late fee so I could call them up right away and
say hey please take this off my account because you're about to lose a customer
if you don't and you know what chase did indeed take off that late fee in turn
saving me money on this late fee that trim just did by sending me a quick
little message on messenger all you have to do is link up your account and all
that information and the link is gonna be in the description number three is
acorns I talked about this app in another one of my videos about passive
income but this app is a really great app to invest your spare change in the
stock market if the stock markets something that's very daunting to you
and it's just scary you don't know where to begin you don't want to invest a lot
of money with acorns it rounds every single transaction you have to the
nearest dollar so if you spend 82 cents it's gonna round up to $1 and then take
that change invest in the stock market so because it's such small amount of
money you are investing 1 to 2 to 3 dollars every month in the stock market
so it's definitely not that much money and this money is being invested into
your future so it's a really really great way to just get in to the stock
market if it's something you've been putting off and you haven't done no one
is too young to start investing so start today link is in the description to get
started with acorns my fourth app is called honey I use it all the time every
single day every time I'm shopping online honey is one of those apps that
you need in your life if you are an online shopper what it does is it
automatically puts in all the codes for coupons for the website that's your bond
and it checks for coupons immediately and I'll tell you
any discounts so you don't have to be looking online typing in coupon code
June 2019 it automatically does it for you and if there is a code it is
inputted and then you get that discount automatically honey is a hundred percent
free as well and also they have a cash back program for other websites that you
wanted to get cash back so you're also getting those discounts the link is in
the description my fifth app is Robin Hood I have talked about this app in
another video but essentially it's a commission free stock trading so usually
when you're trading stocks there is a commission from the brokerage or the
people managing or also just trading in general so Robin Hood is a revolutionary
app because they don't have any Commission's is 100% free trading and
it's just awesome guys like if you want to get in the stock market and you want
to save money on those Commission's it's a really really great to start with I
think it's a little bit better for trade that you're gonna be doing more
frequently more than just leave it in there forever just like let it sit if
you're gonna be doing more trades then you're obviously gonna see how you're
gonna save a lot more money by using Robin Hood and a standard brokerage like
Vanguard check them out link is in the description along with the referral code
my six app is personal capital personal capital is kind of similar to trim in
the fact that you can see where your money is going and you can see how much
your income is that you're getting as well as your expenses it links up to
your bank account so it sees what income you're getting compared to how much
you're spinning and you link it up as well with your credit card or debit card
so they can see how much you're spending so I think it's great is that if I'm at
the mid point in the months so let's say June it's June 15th I can see okay
you've spent more than half of your income for this month and if you
continue you're gonna be negative so this is a really great app just to just
remember kind of where things are going I know it's really hard with credit
cards and debit cards because it's it's not you don't see the money going from
your account she's like oh you swipe it that's it you swipe it it goes whatever
you don't think about it but when you see the numbers there you're like oh
crap like if I'm trying to go to the Bahamas
like I need to stop spending money like that's for real that needs to happen now
but so with personal capital they help you do that there are paid versions of
the athlete there's free versions as well my 7 app is kept Ingo this app is a
fantastic app because it finds you jobs in your area most of them are retail
work okay so it's retail work mostly in your area that needs people for assembly
or for example if they have a holiday rush for 4th of July or New Year's or
Black Friday they just need bodies to work they have
that on this website as well as a full time in part-time work they have holiday
work weekend work just things like that with retail so some of the work I have
seen on this app has been cashiering merchandising customer service and brand
awareness and sales and if you don't like working with people I have seen
inventory work where you're working in the back and also light assembly and
installation the great thing about this app that's actually really cool and
different from a lot of different working apps is you type in your
different interests you click what you kind of like what your ideal work would
be what your ideal schedule would be how much you would want to get paid and how
you would get paid and also where are you wanting to work so if it's very near
to your house or higher distance this can be really great for students and
also just somebody that's looking for holiday work weekend work or just random
anytime work number 8 is an app that I have talked about before in this video
it's called part of us and what they do is once you buy something online with a
credit card and that price goes down you get refunded for it they do take a
little commission but you wouldn't have got that money without their help so
it's definitely worth it and well deserved essentially if you buy a shirt
that's $60 and then it goes down to 45 they will give you that difference of 15
dollars right into your bank account the only downside with party bus is it does
have to be linked up with a credit card not a debit card I don't know why that
is but that's just how it is and it needs to be a credit card ok
number 9 and my last app is called observer observe
it's a really cool secret shopper app that's very similar to field agent and
gig walks so essentially what you're gonna be doing is going to different
companies that are requiring a little bit of extra help from consumers and you
will do different little tasks like a price on it where you're taking pictures
of different things in the store you're asking for help from the doer associates
and the managers to see how the customer services your checking how clean the
floor is just things like that in the payout from what I've seen is from a 7
to $15 per activity so what I was thinking because each one of these apps
and I know a lot of you guys have talked about gig walk and fill agent just that
you haven't really liked them I think the best way you can do is kind of
combine the three together like for example if you go to one Walmart and all
three of these apps have the same thing and it's all the same Walmart you can
triple your income right there from the three different apps if you're using
observa field agent and gig walk at the same time to do these little different
times obviously it depends on where you live depending on where and which apps
are gonna be best for you like maybe gig walk has a lot of options for you maybe
field agent has a lot of options for you and maybe those both have horrible
options for you but observer has a lot of options for you yeah just I would
just play around with it and just see what you like maybe you don't like this
up it's not a big deal there's lots of other apps subscribe to my channel
because we always been given all the nuggets out here around here in Nebraska
you know we give it all the nuggets for y'all and I will see you guys in the
next video all right those are my 9 apps I will see you later
cat signing off I show you guys my earrings they're so cute they're like
little avocados you can get them on Etsy music coat cat feel for just called