all right so I've been getting some questions about the credit card that I
used since I created that video about how we travel for free using the credit
card points and over the last five years I feel like we've developed a pretty
good system that helps us to get a whole bunch of points without having to do
much work we don't have to open tons and tons of credit cards and do all the
bonuses to get points although you can do that and really get more points but
we just haven't done much of that the last five years and we've really found
the two cards that worked best for us and I'm just kind of stuck with them I
haven't really done much else but there's a new credit card offer out now
that I'm really excited about and I'm going to be applying for and so I just
want to let you know about this as well just in case you are kind of tracking
along with me and all this so now I'm just gonna assume that you watch the
other video I'll have a link to it up above so if you haven't done that check
that out first because some of us might not make sense to you if you haven't
seen that but this Chase Sapphire Preferred has been our go-to card this
has been the main one they've been using that has been generating most of the
points for us so we've been traveling with and it's a fantastic card it's a
really really good card it wins all kinds of awards and it's just really
great all the perks that it has and everything else like that you know with
the Chase Sapphire Preferred we get one point for every dollar that we spend and
so that's pretty good and that helps us out and got a good amount of points but
this new offer on the Chase Freedom Unlimited which is a different Chase
card it's three points for every dollar so they advertise this as a cashback
card rather than a travel card in which you can do that with either one you can
get cash back on either one or you could use the points or travel on either one
but what I'm excited about is this 3% so this means we're going to get three
points for every dollar that we spend instead of one so we're basically
tripling our earning power and this is just for the first year up to 20,000
dollars spent but that's a lot of points that we're gonna be able do a lot with
and I'm really excited about that and then even after that first year is done
you're still getting 1.5 points which is a little bit better than the Sapphire
which is one point now the Sapphire has some other perks with it that make it a
little bit better of a travel card but this one the Freedom Unlimited has no
annual fee which is nice most Chase cards have like a ninety five dollar
annual fee and this one doesn't have any which is great and it also has a 0%
intro rate as well so you can get 0% for a while
that's something you are looking to do but bottom line with this car this is an
offer that you do not see very often we didn't get three three times points for
every dollar spent that's just a really really good deal so I'm gonna be jumping
on it and taking advantage of it and and I've also gotten a good amount of
questions about the business card that we use and I'll go ahead and tell you
just a little bit about that as well just in case you have a business and the
card that we use is the Ink Business Preferred credit card and again this was
one where you can earn three points for every dollar spent on online advertising
so if in your business you're doing any online advertising so Google ads Amazon
ad Facebook Ads whatever any of that all that's gonna qualify for three points
for every dollar spent and again you're tripling your point generation speed
which you know that if you haven't done this before that might not mean much to
you but point is is that you can get three hotel nights for the price of one
you can think of it that way and this is a card that was recommended to me by a
friend a couple years ago and I immediately opened it and I'm really
glad that I have because we've earned a whole bunch of points just by having
this card to open because we don't do tons and tons of advertising but we do
enough that having this triple kind of point thing makes a big difference for
us we'll have links to both of these cards down below in the description
below and if you use those links it helps support our channel so appreciate
that in advance if you decide to get either these cards and just because I
want to make sure that you are winning and benefiting by getting either one of
these cards do not do this if you're carrying a balance on your credit cards
this is not for people who are carrying the balances for people who pay them off
every single month because again the points it just it doesn't matter you're
going to lose out on any benefits you would get from the points if you're
paying interest charges each month so if you're carrying your balance this just
isn't for you right now wait till you get your cards paid off wait till you
can regularly pay them off every single month before you do this for the first
few years our marriage we had to get rid of all of our credit cards because we
were carrying a balance and it wasn't helping us was hurting our financial
situation so you need to know yourself and know if this is something that you
actually can do and use responsibly and if that's the case you can benefit from
it but if not just skip it and wait till you can alright so if you have any
questions hit me up in the comments down below I'm happy to answer any that I can
and have a great day be blessed to be a blessing and I'll see you soon
if you haven't already head over to SeedTime.com so
you can get your free email course from us on how to master your money using
biblical principles so that's all for today have a great rest you day adios