>>>
>>> WE
>>> WE ARE WHERE ATLANTA SPEAKS.
SPEAKS.
SPEAKS. EVERY DAY WE ARE GETTING A LOT
OF QUESTIONS ABOUT UNEMPLOYMENT
BENEFITS.
BENEFITS.
BENEFITS. JOINING US LIVE TO ANSWER YOUR
QUESTIONS IS OUR FINANCIAL
EXPERT.
EXPERT.
EXPERT. ANDREW, THANK YOU FOR JOINING
US TONIGHT HERE ON THE 9:00
HOUR.
HOUR.
HOUR. LET'S JUMP INTO THE FIRST
QUESTION FROM SHAWNDIA.
SHE SAYS MY HOURS AT WORK WERE
REDUCED IN MAY.
NOW MY EMPLOYER IS LAYING ME
OFF.
OFF.
OFF. I'VE
OFF. I'VE BEEN COLLECTING PARTIAL
UNEMPLOYMENT, BUT NOW NEED TO
SWITCH TO FULL.
DO I HAVE TO RECERTIFY OR WILL
THE ADJUSTMENT BE MADE
AUTOMATICALLY?
AUTOMATICALLY? >> SO, IF SHONDA HAS BEEN LAID
OFF BY HER EMPLOYER SHE SHOULD
REQUEST A SEPARATION NOTICE AND
SHE'LL HAVE TO FILE TO BEGIN
UNEMPLOYMENT BENEFITS.
UNEMPLOYMENT BENEFITS. >> LET'S SWITCH TO DREW.
HE SAYS I SURE FROM CHRONIC
HEALTH ISSUES.
HEALTH ISSUES. WHEN THE $600 BONUS STOPS
COMING, MY UNEMPLOYMENT WILL
NOT BE ENOUGH TO COVER MY
EXPENSES.
EXPENSES.
EXPENSES. MY JOB IS NOT LETTING ANYONE
COME BACK TO WORK.
I AM WORRIED IF I GET ANOTHER
TEMPORARY JOB, I WILL LOSE MY
BENEFITS.
BENEFITS.
BENEFITS. ARE THERE OTHER ASSISTANCE
PROGRAMS I COULD QUALIFY FOR?
>> FIRST, I WANT TO TELL DREW
YOU CAN STILL HE WERE UP TO
$300 A WEEK WITHOUT SEEING A
REDUCTION IN YOUR UNEMPLOYMENT.
IF DREW WAS TO GET ANOTHER PART-
TIME JOB MAKING A LITTLE MORE
MONEY AND TOTAL INCOME HE IS
MAKING EACH WEEK IS $300 OR
LESS, HE COULD STILL RECEIVE
HIS UNEMPLOYMENT WITHOUT A
REDUCTION.
REDUCTION. FURTHERMORE, AS FAR AS OTHER
ASSISTANCE PROGRAMS OUT THERE,
LOOK, ONE OF THE OPTIONS THAT
FOLKS MIGHT HAVE, ANYONE WHO
HAS A 401K OR RETIREMENT
ACCOUNT HAS THE OPPORTUNITY TO
BE ABLE TO TAP IN AND WITHDRAW
MONEY WITHOUT THE EARLY
WITHDRAWAL PENALTY AND THEY CAN
SPREAD THAT INCOME OUT OVER A
THREE-YEAR PERIOD SO THEY DON'T
TAKE THE FULL TAX HIT IN 2020
WHEN THEY FILE THEIR RETURN
NEXT YEAR.
NEXT YEAR. I WOULD REACH OUT TO LOCAL
CHARITIES DEPENDING ON YOUR
NEEDS.
NEEDS.
NEEDS. TALK TO YOUR MORTGAGE PROVIDER
OR TO YOUR LANDLORD TO SEE ANY
KIND OF ASSISTANCE THEY CAN
PROVIDE IN DEFERRING SOME OF
YOUR RENT OR MORTGAGE FOR THE
TIME.
TIME.
TIME. >>>
TIME. >>> OUR LAST QUESTION IS FROM
EILEEN WHO WANTS TO KNOW I
STARTED A SMALL BUSINESS RIGHT
BEFORE COVID-19 AND FILED FOR
PANDEMIC UNEMPLOYMENT
PANDEMIC UNEMPLOYMENT ASSISTANCE THROUGH MY COMPANY
IN LATE MAY.
I WAS APPROVED, BUT HAVEN'T
RECEIVED ANY MONEY YET.
WHAT SHOULD I DO NEXT?
>> EILEEN NEEDS TO LOG INTO IF
SHE HAS NOT ALREADY LOG INTO
HER ACCOUNT ON THE WEB SITE TO
SEE WHAT IS SHOWN ON THERE.
IF THERE HAS BEEN ANY DEPOSITS.
UNLESS SHE IS ELECTED FOR
DIRECT DEPOSIT, HER
UNEMPLOYMENT BENEFITS OR WEEKLY
BENEFITS WILL BE DEPOSITED ON
TO A DEBIT CARD.
IF THAT DEBIT CARD IF SHE
HASN'T RECEIVED IT, IT COULD BE
THAT THE BENEFITS HAVE BEEN
PAID BY THE LABOR DEPARTMENT
BUT SHE HASN'T RECEIVED THE
CAR.
CAR.
CAR. SHE
CAR. SHE NEEDS TO REACH OUT TO THE
LABOR DEPARTMENT TO FIGURE OUT
WHERE THE DISCONNECT IS TO GET
HER PAY IN DIRECT DEPOSIT OR ON
THE DEBIT CARD.
>> WE HAVE MORE QUESTIONS.
THIS ONE FROM KB SAYING MY
EMPLOYER IS NOT ENFORCING CDC
GUIDELINES.
GUIDELINES. MY CO-WORKERS AND I FEEL
UNSAFE, BUT ARE REQUIRED TO
COME TO WORK OR WE WILL NOT BE
PAID.
PAID.
PAID. IF
PAID. IF I QUIT MY JOB, CAN I MAKE A
CASE FOR RECEIVING
UNEMPLOYMENT?
UNEMPLOYMENT? >> YEAH, THIS IS A GOOD
QUESTION.
QUESTION.
QUESTION. A LOT OF PEOPLE TO FEEL UNSAFE
GOING BACK TO WORK.
IF YOU QUIT YOUR JOB OR YOU
VOLUNTARILY STOP WORKING, AT
THAT POINT YOUR EMPLOYER
DOESN'T HAVE THE REQUIREMENT TO
FILE UNEMPLOYMENT, PARTIAL
UNEMPLOYMENT FOR YOU ON YOUR
BEHALF.
BEHALF.
BEHALF. YOU WOULD NEED TO FILE AND IT
WILL BE ON A CASE BY CASE
BASIS.
BASIS.
BASIS. THE DEPARTMENT OF LABOR WILL
REVIEW YOUR CASE, FIGURE OUT IF
YOU QUALIFY AND THEY'LL MAKE A
DECISION THAT.
DECISION THAT. COULD TAKE SOME TIME THOUGH.
THOSE ARE THE KIND OF PROS AND
CONS TOO NOT GOING TO WORK.
>> YEAH, THAT IS A TOUGH ONE.
THIS IS THE LAST ONE FROM
ARNOLD WHO SAYS MY JOB JUST
FILED UNEMPLOYMENT FOR ME AND I
AM WAITING TON MY FIRST CHECK.
WHEN I CHECK TO SEE HOW MUCH
I'D BE RECEIVING, THE AMOUNT
DID NOT REFLECT THE $600 BONUS.
IS THE BONUS MONEY
AUTOMATICALLY APPLIED OR DO I
HAVE TO DO SOMETHING ELSE TO
RECEIVE IT?
RECEIVE IT? >> THE $600 OF COURSE THAT THEY
ARE REFERRING TO IS THE FEDERAL
UNEMPLOYMENT PANDEMIC STIMULUS
MONEY.
MONEY.
MONEY. THAT IS IN ADDITION TO YOUR
WEEKLY STATE UNEMPLOYMENT
BENEFITS.
BENEFITS.
BENEFITS. IF THEY'VE BEEN APPROVED FOR
THE WEEKLY BENEFITS, THEN IT
WILL BE A SEPARATE DEPOSIT FOR
THE $600.
THE $600.
THE $600. THAT IS ENDING JULY 31 WHICH
EFFECTIVELY THE LAST PAYMENT
THIS WEEK.
THIS WEEK. ANYTHING RETROACTIVE BENEFITS
WILL BE THE STATE PLUS $600 UP
UNTIL THIS WEEKEND.
>> OUR FINANCIAL EXPERT IN THE
HOUSE WITH US TONIGHT.
THANK