so this my second stab at this I tried to do a live a minute ago it wasn't working
but we're going to try it again. soany way we're going to chat about Trim this is an App I've
been trying out lately that basically automates money savings and we all want to save money
and this is a really easy way to do it so I've been trying it out and they just rolled
a new kind of feature out in it so I want to talk a little bit about that and basically
the gist of it is helping you negotiate your bills that's kind of one of the main things
that they do and so let me go ahead and just share my screen and see what's going on this
is their website but I'm just going to show you I sent them my Comcast bill and they saved
me 20 bucks so they just send you an email they take 33% success fee from doing that
so you don't have to pay anything out of pocket to use this service it's completely free but
they take 33% of whatever they save you so in my case it was pretty easy and I was surprised
to be honest that they were able to save me money on this bill because I already thought
I had a pretty good deal but they found a way to get a better deal for me and so anyway
this just one that I sent to them so far I'm just kind of testing the waters with them
but they have a lot of different options in the account this is logged into my account
and just a lot of different things that they can do a lot of different ways they save you
money and anyway one of the big ones that they just rolled out they just launched this
new Debt Payoff Program thing that they're doing and the gist of this what I'm kind of
excited about is that I have another video 5 ways to save $400 and one of them is negotiating
your credit card rates so not like trying to eliminate or you know tell the credit card
company to make your debt go away but to get a better interest rate on it so if you're
paying 20% a month I found that by negotiating often times you get that rate considerably
lower and save a whole lot of money but I've also found that that a lot of people that
I've communicated this with don't really want to do that and just would prefer not to be
involved in that process so that where Trim comes in and what's kind of cool about them
so anyway this new Payoff Program they're kind of helping you do that and it essentially
they have 3 different parts of it it looks like they're talking about here so one of
them is this Payoff Plan so when they create an automated plan for you based on all the
debt they see you have which in and of itself is a great feature that's great but then they
also negotiate on your behalf for you I read somewhere in this thing that I think they
have a 77% success rate with negotiations which is really good I personally haven't had
that good of success rate I feel like maybe every other time I call it works so it doesn't
work every time but anyways they negotiate for you which is also cool and then they do
some sort of personal coaches or coaching with their financial coaches now this particular
service isn't free they just charge you $10 a month to do it but you know they say the
average user saves $250 a year and from what they their beta users they've been testing this with
anyways it seems like it will come out to be a benefit but they also have this 90 day
kind of refund period just in case you know it's not working out for you or whatever and
so sounds like there's no real reason not to try it out and if I had credit card debt
that I needed to get paid off I would definitely be trying to check this out but I'm not in
that situation right now but anyway yeah I'm really excited about these guys because I've
used another service called BillCutterz to negotiate bills for me and I think we might've
and I know we at least have an article or something about them but I might have a video
too but we'll have that linked up if we do so yeah definitely check it out if you are
wanting to save some money on your bills because this is something I geek out on this is something
I negotiate myself like I do this stuff and you know and I'm still saving money using
these tools so if you're not doing this there's probably a whole lot of money you could be
saving so definitely check that out and we are an affiliate partner with them you know
so if you wouldn't mind using our affiliate link down below that will help support the
site and everything else if you decide to go with them if you don't obviously it doesn't
matter but anyway yeah so and I don't know how many people are on live right now looks
like there's a few and anybody who has questions fire away we're probably going to wrap this
thing up pretty soon hey truckerfromtexas howdy I love Texas I drove through west Texas
just a year or two ago and that was like the highlight of my year sounds hilarious but
anyway so if anybody has any questions fire away otherwise we'll just get the thing wrapped
up and yeah and definitely try it out if it's something that you need to do some bills you
have to save there so anyway alright everybody have a good day and we'll see you soon
adios