Stop saving money. Start doing this. Did you know that the average person
has less than $2,000 saved? Did you know that nearly 80% of people
nearing retirement in the next 10 years do not have enough money saved for retirement
and will not be able to save enough for retirement based on their saving patterns now? Yeah. It's
crazy. Most people do not know how to save money because they probably shouldn't. I'm going to
be telling you exactly what to do with your money so that you actually have some. Let's go.
I'm going to share with you my 3 biggest secrets that I learned from multi-millionaires that
changed me into a millionaire. I'm going to give you a simple way to increase your income in the
next 30 days and I'm going to share with you the number one trick on how to use your money to make
money. So, let's talk about saving money because this is so important. Many of us have goals that
we're supposed to save a certain amount of money or we should have 6 months in reserves
or 3 months worth of reserves or however many months of income we should have saved somewhere
that we don't touch. And I absolutely do agree with this. However, I do not think that that is
most people's problems. I think that most of us think that we can save our way to rich. And that
is probably the biggest mistake and the biggest flawed premise that exists in most of our minds.
Know that you cannot save your way to rich. There's no way. You can stop drinking Starbucks
and eat lunch out of the little Tupperware in the break room all you want and you're never
going to be able to save enough money to be a rich person. That's not how money works. So,
most people really have this flawed idea that they need to start saving more. They need to save more
of the money that they make, they need to put more of it away for a rainy day. They have all of these
ideas of saving money and putting money aside and never really using it. And this is a big mistake.
Yes, you want to have some money saved for a rainy day. And I'm not saying that you don't have some
reserve somewhere. But you do not... And I repeat. Do not have to save this money. I'm going to tell
you some ways that you can have the money that you need for a rainy day without ever having to save
money and what you really should be doing with your money so that you always have money. So, the
first thing that you need to know when it comes to saving money is saving money is probably hurting
you. I know that sounds crazy and I know people don't say what I'm saying but I'm going to tell
you the truth from my perspective. And nothing but the truth saving money is probably hurting you and
it probably is what is hurting most people. Not that you're not saving any money at all.
But probably that you are trying to save money. That's your goal in life. You want to save money.
You want to start hoarding and keeping the money that you have. And I know many of us have grown up
in like a scarcity type of mindset. You know, our parents told us to save. They chastised us and we
spent our money as soon as we got it. You know, I remember hearing sayings like, "Oh, that money is
burning a hole in your pocket." And it was made to seem as if spending or investing or using the
money that I had was a mistake and I should put it in my bank account. I should put it in a drawer,
I should put it under my mattress, whatever. And the bottom line is that is absolutely incorrect.
You are limiting yourself. If you think that you are going to be rich, you're going to be
a millionaire, a billionaire. By saving money? That's crazy. You're limiting yourself. You are
already saying to yourself "This is finite amount of money that I have and I need to keep it. I need
to hold on to it." And that is not a prosperity mindset. You have to know that money flows. You
can increase your income. If you want to have a lot of money, know that you are not going to save
your way there. You are going to earn your way there. You are going to increase your earnings.
You are going to increase your income. That is the way to get rich. Not stocking some money away and
then one day spending it on this one amazing investment that makes you a bunch of money.
That's absolutely crazy. That is not correct. Even the idea of saving your money to start a business
and then selling that business, you're just going to be in that same situation. This has nothing to
do with saving money. If you want to save money, you can actually borrow money so that you have
the reserves that you need and then start making more money. So, let me give you that plan because
that's where it is. So, step 1, get the reserves that you need. Many of us need this comfort level
of having some money set to the sides so we don't feel like we have absolutely nothing.
I get that. But the idea that you need to save that money in order to have that money
is absolutely incorrect. If you say you need 6 months of reserves or you need access to a certain
amount of money, that does not have to be sitting in a savings account or in some checking account.
Because in fact, that money is making no money for you. If you want 6 months of reserves and you say
to yourself that's $10,000, how about you get a line of credit? How about you get a credit card?
You do not have to save that money in order to have that money if you get what I'm saying. And
that's a much faster way to get the money that you need to feel secure and start focusing on what you
really need to focus on which is making more money. So, let's just get that out of the way.
If you have 3 months of reserves that you want to have or 6 months, figure out what that number is
and then start getting that through credit. You do not have to save it. Saving the money is going
to limit you from making more money. Because I'm going to tell you what to do with your money. So,
that it makes more money so let's get savings out of the way. You want 3 months, you want 6 months,
you want 2 months, you want a month. Whatever amount of reserves you want,
think of a way to borrow that money and sit it somewhere instead of saving it. If you fix your
credit or if you have good credit, you can have credit cards lines of credits all these different
things where you have access to the money and you do not have to actually save it. And that's
the key. So, let's talk about how to get your money making money so you don't even have to
worry about saving money ever again. So, now that we know that borrowed money can be your savings,
let's talk about increasing your cash flow because that's really what matters.
If you are in a situation where you are trying to get money, make more money, I should say,
then you need to increase your income. You need to increase your cash flow and that is what you need
to focus on. Do not focus on saving money, do not focus on a budget, do not focus on cutting back.
You probably already have a situation where you know you have to cut back or you know you have to
stop splurging. Yes, get rid of all those unnecessary expenses. I'm not saying that you're
going to be able to keep those you know bad habits and be rich. But what I am saying is when you are
rich, you get to live the life that you want. I'm not going to ever get up here and teach you
to limit yourself, to shrink yourself, to say that you can't have things or that you should live a
small life. That's not the life that I wanted to live and that's not what I'm going to teach you.
If you're looking for that, there's Dave Ramsey and a few other people that you can go ahead
click off this video and listen to them. But if you want a life where you have all of the money
that you want, you have the time that you want, and you get to do what it is that you want to do
with your time, then keep listening. You got to start increasing your income. And so many of us
do not know how to do that because we only know of one way to make money. For example, when I
worked in corporate America, I thought you had to have a job in order to have an income. I did not
know that I could make a YouTube video or write a book or speak somewhere or get a rental property
or borrow money and then invest in my business and start making cash flow as I got more clients.
Again, there's so many ideas out there that you can start implementing on to increase your
cash flow. And that needs to be the focus of what you're doing. If you spend your time, your energy,
and your efforts thinking on how to cut back and how to keep and hoard the money that you have,
you're moving in the wrong direction. You should be thinking of the things that you want to buy,
the things that you want to have, the life that you want to live, the car you want to drive,
the house you want to live in. Because all of these things that some of these other people
are teaching you about keeping yourself small is only going to lead you having a small life. And
that's not what you're trying to create. I wanted a life where I had the money that I want so that
I could do what I want. And that required me to increase my income. That required me to create
multiple streams of income. I got my core business down of real estate and then I just
started adding businesses to it. And again, I made an entire video teaching you on how to
create multiple streams of income starting with one core thing. And watch that video because that
will teach you this. And that's really where you should be focused on. I know you clicked on this
video talking about saving money and absolutely I gave you the answer. You can borrow your savings,
okay? Yes, you can. You can borrow the money and have it and keep it saved, keep it somewhere
where you're not touching it and then focus on what you should focus on which is making more
money. And so, last but not least, this is what you need to start doing right now. Think about
what do you want your life to look like. This is a serious question and I'm going to say that again.
What is it that you want your life to look like? That's the question. Forget about all of this
other stuff where people tell you to hustle and work hard and grind and do all of these
things that you're probably already doing in some regard. But instead, put that down for a second
and sit down and write down what do you want your life to look like. What are you doing each day?
How do you spend your time? How much money do you have? How much money do you make per month?
Start writing it down. As you start to clarify what it is that you want in your life,
you will be able to get it, I promise you. The fact that you're watching this and listening
to me lets me know that you are on the same path that I was on. Where you're looking for something
different you want to be someone different. You want to do something different. You do not want
to keep saving money, struggling, striving. You know, not eating the food that you want to eat or
going to the grocery store and bringing your own bags and bringing coupons and all of these other
things that people teach you which is absolutely fine in the short run. But when it really comes
down to it, what do you want your life to look like? People told me I have five kids and I would
have to click coupons and watch my own kids and not have a nanny and not have hundreds of
properties. And they were absolutely incorrect. I wrote down what I wanted my life to look like. I
stopped worrying about saving money and I started worrying about making more money. I increased my
income. I increased my cash flow and I improve my life. And you can do the exact same thing too.
So, if you want a little bit more on how to do all of this and how I did it,
I have written an entire book that I'm giving away absolutely free. Go to Noellesfreebook.com.
I've spent months writing this book teaching you exactly step by step with stories and tidbits and
even downloads and checklists and all of these things that I've put together to help you create
a path of success for yourself. I make millions of dollars and I want you guys to be able to do
the exact same thing. Check out noellesfreebook... That's Noelle, n-o-e-l-l-e-s. Free, f-r-e-e. Book,
b-o-o-k, ".com". All you have to do is pay for the shipping and handling. I have some free bonuses up
there for you. But again, I want to make sure that you have all of the resources all of the
tools and all of the knowledge that you need to be successful. This is Noelle. To your success.