in this video I'm going to share some success stories of the people that have
actually used a HELOC strategy aka the debt free accelerators strategy hey
what's going guys my name is Sam Kwak one of the Kwak Brothers and chances are
you may have already watched my video how to pay off your mortgage within five
to seven years on average without making more money or cutting back on your
expenses now if you have not watched that video already you should and you
should click on this button right here to go and watch that video and then come
back to this to see how many people who have actually implemented this strategy
and have guns success with using it now if you're skeptical as I was when I
first heard about the strategy many many years ago well this video is gonna be a
proof that a lot of people are using this strategy to pay off their mortgage
as well as their other debt so the first story I want to highlight is from Ian
who saved 50 thousand dollars of interest pretty much almost immediately
so I'm gonna read this out to you guys I know I'm gonna throw this on the screen
it says hello Sam quote-unquote popplers first of all I'd
like to say thanks for all your videos links literatures and emails I stumbled
upon across one of your videos about a year ago chop my mortgage and was
instantly hooked on the strategy it didn't take me long to understand the
idea and concept and do some research and investigating to find out that it
was in fact true and legit you hear that guys true and legit I immediately put
those learning into action and took $41,000 10% of the original mortgage
amount for my HELOC and made an annual payment on my mortgage this will in turn
save me fifty three thousand dollars in interest the cost will be eleven hundred
dollars in simple interest to borrow quote-unquote the funds I think Ian
Illustrated perfectly on his success in just one year guys he was able to save
fifty three thousand dollars of interest his only cost to do so was $11 which is
the interest that he had to pay on the HELOC so here's one of our first success
stories in fact this came to us a while ago when we first started our video and
we first started our program Ian was one of the individuals that take advantage
of it and he was able to save ton of money so
I don't know what fifty thousand three thousand dollars can buy yeah I could be
one year tuition at Harvard I'm pretty sure it's a lot more than that now you
get a new car which I don't advise right but you can go get a rental property or
downpayment on a rental property for you to create more income okay so let's go
and look at the second success story this is from Patrick that I know Patrick
very well Patrick says hey check this out from the time that we got a HELOC
five to six months ago we have lowered the principal balance by twenty thousand
dollars and paid one thousand one hundred sixty six dollars in interest
that's pretty darn good if we had stayed with the traditional amortized mortgage
we would have had paid $3,900 so close to four thousand dollars in interest and
allured the principal balance about 24 hundred bucks so you can see here that
Patrick used our strategy and this is only six months of time frame right it's
not even a year or two years in just six months
they lured twenty thousand dollars or principal balance so they were able to
gain more equity they only had to pay close to $1200 of interest versus have
to have paid four thousand dollars of interest so already these guys saved
Patrick and his family was already able to save close to three thousand dollars
of interest huge win in just six months awesome awesome awesome the next success
story that I want to share this is actually fairly recent and it's from
Craig Craig says excited to be part of this group and this process made my
first chunk payment and reduced my loan length by one year small chunks will
benefit big thank you co-op others Craig here just got started not too long ago
last month at the time of the filming this video and he did his first chunk
payment using his HELOC and now he's saved his entire entire ear off of his
mortgage time so that's whole year that he would have spent you know paying
interest and paying the monthly payments now he doesn't have to because of this
strategy so you can see here that there's other individuals down below
asking questions and of course our team and myself are here to answer the
question now here's Cory she said had the HELOC for 23 days so this is fairly
recent for for her she didn't have the HELOC for more than a month she said had
two HELOC for 23 days and have already reduced a daily interest from 14.2 cents
day two 11 dollars and 38 cents a day I haven't paid my monthly credit card bill
yet but my statement balance is less than $300 so excited you can see another
individual here at Corey who was able to save ton of money I know it doesn't seem
like a whole lot between $14 a day but it stacks up guys and a lot of times the
more you save it sort of compounds the savings in the future so sort of
snowball effects down the road the more you say today the more opportunity to
save tomorrow so Corey here boom 23 days was able to save ton of money on
interest alone so congratulations Corey for saving that much money now you might
be wondering where are these comments coming from right like I can see that
they're from Facebook how do we make comments how do we share our success
stories how do we actually go in and ask you questions well for that you have to
go and watch our full training class to be able to participate in our Facebook
group as well as be part of our program I'll go and leave that information down
below in the link description below where you can get more information about
our program where we help individuals use this strategy so that they can
ultimately become debt free okay so next success story we got Edie this is a
screenshot I believe from his credit monitoring account Edie says we used to
pay off about $200 principal monthly with our new HELOC it looks like this
and below you can see a screenshot change where it says balance decreased
by 4446 to give you a bit of a timeline contacts it says between July 31st 2019
and August 31st 2019 in just one month in one month right your Fifth Third Bank
balance account balance decreased by four thousand four hundred forty six
dollars from one hundred thirty four thousand two hundred thirty thousand
that's pretty impressive right guys that's that means less time that you're
spending on paying off your mortgage and that's less interest that you have to
pay ultimately by the time you're done paying off the mortgage congratulations
- II like to add in just one month he reduced his balance by four thousand
four hundred forty six dollars another success story a huge win this is amazing
I mean the amount of people that we're getting to help it's pretty cool to see
here's Daniel part of our program as well just paid off one out of three
credit cards and feels great hey I would feel great too right
use the CFI tool which is cash flow index tool to determine the lowest point
scale second credit card lines up working on freeing up cash flow by
eliminating these credit card balances October I will use budget excel file
will be helpful to see the real deal when one is leftovers we actually in our
program provide a budget sheet where you can budget out your expenses and things
like that we also what's called the cash flow
index tool where it's going to show you which debt to pay off first to gain the
most amount of cash flow for the next debt that you may have to eliminate
that's one out of three credit cards note that this is September 24 2009 teen
okay you can see there's a time stamp right below his name now the next slide
is September 28 same month he says second credit card paid off so that's
two credit cards paid off in just one month using our strategy guys he's got a
third one to go at $2,500 it's a little bit more chunkier than the first two but
he says I'm determined to pay the third then we'll be HELOC so that I can pay
that down without burden of credit card payments is this an okay strategy I went
and replied right below using my Facebook account of course so this is
really cool to see these amazing people using our strategy to pay off their
mortgage and their debt not just you know mortgage but credit cards as well
right you've seen Daniel do it and if you don't know the strategy check out
the first video which is how to pay off your mortgage in five to seven years
that video is right here and also we'll leave it in the description down below
but if you already watch that video you're still wanting some more
information you're still it's not clicking then go and check out an hour
and 15 minute what class that I prepare for you guys again that is down below in
the link description click on that sign up for the web class and you'll get the
full hour and 15 minute training on how our strategy works and we'll also
introduce you to our program if you want to take that step further to work with
us in our experts so guys thank you so much for watching if you felt like these
success stories were amazing go and click on the thumbs up like turn it to
blue make sure you hit the subscribe button as well as the bell icon to get
notified for our future videos