Okay so you're doing some research on cash back credit card. Duane here with
how to build credit TV and in this video I'm gonna talk to you about my favorite
cash back credit card and I'm actually going to show you how I've earned $872
in twelve months with this particular cash
back credit card. But before we get started I have a quick message.
Once again my name is Duane with how to build credit TV and on this channel we
talk about everything you need to know about credit. We also talk about how to
get cash back actual cash money from using credit cards, as well as credit
card reviews. If this sounds like something in which you're interested be
sure to subscribe to our channel and click that notification bell so you
don't miss a thing. Ok so there's been a lot of talk about cash back credit cards
in this video I want to talk to you about my favorite cash back credit card
and I actually want to show you proof. So I'm gonna give you four things that I
like about this particular cash back credit card and I'm gonna show you
actual proof that I've earned $872 with
this cash back credit card within twelve months. Okay so my favorite cash back
credit card at the moment is the Discover card. Now I've had the Discover
Card for twelve months and I absolutely love this card. This card is a great cash
back card. I like cash back credit cards because it allows me to get cash. I'm not
really into travel at the moment. I will be in the future but I want to take care
of some things financially before I start traveling and so cash back credit
cards is right up my alley. And more importantly it's cash
everybody loves cash right. Number two the second thing that I love about this
particular cash back credit card the Discover Card is that they actually
match every single cent that you've earned in cash back during your first
year of membership. So for me personally I've gotten back $872 dollars I'm gonna
show you guys proof in just one second and Discover Card is gonna match that. So
as far as I'm concerned like I said in the beginning everybody loves cash and
cash rules. So that's why I like cash back credit cards because they actually
give you cash and you can do whatever you want to do with it. You can spend it
however you'd like. Just a quick side note in addition to matching your
cashback that you've earned in the first year of membership Discover card
actually has a good referral program and the referral program works this way. If
somebody signs up for the Discover card using your link or an email that you may
have sent them they're gonna get a fifty dollar statement credit when they use
their credit card within the first three months. And you are also going to get a
fifty dollar statement credit when they use their credit card in the first few
months. So both people get a fifty dollar statement credit and I can attest to this,
I've actually signed up quite a few people with my referral link and I've
gotten the $50 credit. It's actually kind of weird because the people that joined
actually joined from YouTube and nobody told me anything. Nobody said hey I'm
gonna use your referral link and join they just joined and I saw my discover
statement that there was a fifty dollar credit and I was like oh I guess this is
from somebody that joined. So if you're interested in getting this particular
cash back credit card the Discover card, go ahead and click on the link in the
description below. And use that link to sign up for the Discover card. It
actually helps our channel quite a bit and like I said you get a fifty dollar
statement credit and I get a fifty dollar statement credit. So if you're
interested in that definitely click on the link in the description below. The
third thing that I like about the Discover Card is that they actually
allow you to get 5% cash back on certain purchases within certain categories
throughout the year. Now that may seem like a lot to keep up with but once
you're informed you know what the categories are your money and your cash
back and start to add up real quickly. I have a perfect example of that I've made
872 dollars of actual cash back from Discover Card and they're gonna match
that. So it's gonna be over seventeen hundred dollars worth of cash back and
I'm really excited about that, that's kind of why I wanted to make this video
was to show that information to you guys and let you know that it's possible to
make money from credit cards. And make money by using credit cards. So once
again that's what I like about the Discover Card the fact that you get 5%
cash back on certain categories and also in addition to that they have something
called discover deals. And so what I do is let's say I want to buy a product
with Apple or Nike or Walmart. You can go to the discover a website and then go
from the discover website after you select discover deals to
Walmart or to Apple or to Nike and make that purchase through the discover site.
And you get five percent cashback on that now that may seem like you're
jumping through hoops to do that but the way I look at it is I'm gonna spend this
money anyway. I'm gonna purchase something with Walmart or Apple I may as
well get five percent cashback if it's out there. So knowledge is power in this
situation and I totally take advantage of it and look at
872 dollars worth of cash back in one year not too shabby.
And number four one of the main reasons why I like this particular cash back
credit card is that there is no annual fee. Now in case you guys haven't figured
it out I might be a little cheap or smart however you read it right, but
annual fees I'm not really a huge fan of those. Even though there are some great
credit cards that provide great value. I'm not really a huge annual fee credit
card person. So I really like the fact that the discover card does not have an
annual fee and if it doesn't have an annual fee and I'm able to get cash back
from using this particular credit card that is right up my alley. So thank you
for watching this portion of the video what I'm gonna do is I'm gonna go ahead
and grab my cellphone and log in to the app real quickly just to show you actual
proof that I have eight hundred and seventy two dollars worth of cash back
with Discover Card. Okay so I'm back I have my cellphone here I don't know if
you guys can see that but my phone is really cracked up at the bottom there's
duct tape. I'm hoping to get a new iPhone pretty soon so I started a cell phone
recording and I'm gonna show you guys here I'll log in to my discover account
to be one second. So I'm logging into my Discover account I'm gonna put my
fingerprint on the screen. Look how slow that is my god it is time for an upgrade
so I'm logging into my discover account and I want to show you guys here. So I'm
in the account and I want to show you guys here where it says cashback bonus
and as you can see there it says cashback bonus Balance eight hundred
seventy two dollars and sixty eight cents. Now the purpose of this video is
not to brag it's just about showing you guys that you're able to get a lot of
cashback if you use the right cash back credit card. And just use it for all your
purchases. I put everything on my credit card, everything and anything on the
credit card but I also pay it off. Another thing is that I've accumulated
eight hundred and seventy two dollars and sixty eight cents with without
paying any interest at all. I have not paid one cent in interest so I've
accumulated all this cash back but I haven't paid any interest. So I've really
kind of come out ahead as far as I'm concerned. Thanks again for watching this
video. If you liked the video please give it a thumbs up it helps our channel
quite a bit. And if you want to share this video with somebody that may find
it helpful please feel free to do so. If you haven't subscribed to the channel
consider subscribing because on this channel we talk about everything you
need to know about credit. Whether you're looking to establish credit, build credit,
rebuild credit or learn more about the FICO score and how it is comprised so
you can increase your credit score. We also talked about how to get cash back
actual cash money from using credit cards, as well as credit card reviews. If
this sounds like something in which you're interested be sure to subscribe
to our Channel and click that notification bell so you don't miss a
thing. Once again my name is Duane with how to build credit TV and I approve
this video. I'll see you in the next video, until next time take care and be
blessed. Peace!