Today i'm going to give you my full review of the amazon rewards visa signature card
by Chase that's kind of a long title but basically it's just the amazon visa card
i'm going to go over everything because i've personally had this card for eight years
and honestly if you don't shop a lot on amazon it's not the best card on the planet it's got a
lot of really good perks but if you do shop a lot on amazon then it is definitely worth considering
i want to start by saying that in my opinion i feel like this card has a cash back credit card
nowadays because it used to be that you would just accumulate amazon rewards points and then
you could redeem them only for amazon purchases and that was pretty much all the card could do
but now you can actually redeem the points for real cash back meaning you can send the money
directly to your bank or you can get it in the form of a statement credit and then you can also
use chase's website and you can order gift cards or you can even use their travel portal as well
so as far as rewards go you're gonna get five percent back on all amazon purchases and whole
foods market purchases if you're an amazon prime member now if you're not a prime member you're
gonna get three percent back on amazon and three percent back on whole foods markets so if you're
an amazon prime member and you shop a lot on amazon then obviously five percent back is a
big deal when it comes to a credit card you'll also get two percent back at drug stores and
gas stations so obviously if you're filling up your car you're gonna get two percent back
but i've also noticed if you go into the gas station and you make a purchase a lot of the
time that will also count as the two percent gas station reward and then the only other category
is one percent back on everything else that you spend on the credit card that doesn't fall into
those other categories i also want to mention that the amazon visa does not have an annual fee
so that's always a good thing and then on top of that you don't have to be an amazon prime member
to have the card active it's just if you are a prime member you're going to get that extra two
percent boost on the amazon purchases and at the whole foods market stores the card also does not
have a foreign transaction fee so if you happen to travel a lot overseas and you make purchases
with your credit card then you don't have to worry about paying that stupid fee which can sometimes
be about three percent of those purchases that you're making in foreign areas you'll also get
what's called purchase protection and what this means is that your new purchases will
be protected for up to 120 days against damage or theft and that'll be up to 500 dollars per claim
and 50 000 per account and then you'll also get extended warranty protection which means that u.s
manufacturer warranties will be extended by one year on eligible warranties that are three years
or less and then there's a lot of travel perks as well like baggage delay insurance lost luggage
reimbursement and travel accident insurance so there's a lot of stuff with this credit
card that if you're using it on eligible travel that you can be reimbursed in certain situations
just keep in mind that there's a lot of fine print when it comes to this kind of stuff so if you are
going to be making any of those claims with the credit card just keep in mind that there's a lot
of different guidelines and rules that you need to follow in order to qualify for those perks but it
is nice to know that as long as you're using your credit card for all of those purchases
that at least you can be reimbursed in some situations which is a lot better than not getting
anything if you're just using cash or a specific debit card and this feature isn't the biggest deal
but the card does have tap to pay technology and this is very fast compared to even chip readers
because all you have to do is just tap it and you're done it's that fast
now i'm going to go over some of the other perks that i found with the amazon visa signature card
and these ones in my personal opinion these are kind of the extra things that i found that are
pretty handy with the card so i'll just go over these really quick with you guys the first one
that i want to talk about is actually on chase's website when you're logged in and we'll just call
it coupons because basically what's happening is different merchants are going to have different
offers that you can actually activate on your card so all you do is you sift through those
different offers activate the ones that you think you're going to use and then abide by their terms
and then you can get cash back just for going to places like chili's where you're already going to
go to dinner anyway the different coupons that are offered are always rotating so as long as you hop
online every couple weeks you're probably going to see new offers that pop up so throughout the year
you're probably going to find something that you can spend money on and you can get cash
back just for activating the coupon and then i wouldn't really call this one a perk but it is
handy if you want to know how many reward points you're actually getting on your purchases you
can actually see exactly what your reward was and how many points you got so for instance if
you're curious if you got two percent back at a specific gas station you can find out through that
transaction if the merchant listed it correctly because a lot of the time if the merchant doesn't
list it correctly then you're not going to get those eligible points that you could and
you really can't do much about that but at least you can look on your own and see how many points
you're getting at those specific stores that you're shopping at and another feature that i use
all the time is through chase so as long as you're logged in you actually have access to free credit
monitoring through what they call credit journey so all you have to do is click on credit journey
go inside of it and they'll update your credit score and this is really handy because they update
it about every two weeks and you can see exactly what's going on you can learn about your credit
score you can see your history and everything is very accurate as far as what i've seen from using
it myself and then i've also gotten different emails where they'll boost a category for a
short amount of time so for instance this one they take the one percent category and they boost it up
to two percent typically for about three months and sometimes they have limits on how much you
can spend how much you can earn but it's just a different perk that you can get through random
emails and all you have to do is activate those on your card when you receive the email start using
your card and you can actually see the points add up right in the other spot that i showed you so
you just click on an individual item scroll to the bottom and then you can see the normal points that
you get plus the bonus points as soon as it's been activated so overall in my opinion i feel
like the amazon visa signature card is definitely worth considering i mean i've been using it for
eight years and it's only gotten better since i've gotten the card so obviously if the card's
getting worse over time there comes a point where you might just want to cancel it but this card
hasn't done that and so far they've done a really good job and they've only improved on things as
time has gone by now if you are in the market for a new credit card i do have an affiliate
link to creditcards.com in the description below so go ahead and check them out if you have an
interest because honestly they have a very large selection of credit cards that you can choose from
and different categories as well so if you're just looking for cash back or travel you can compare
different credit cards and decide which one is going to be better for your lifestyle so go ahead
and check them out if you have an interest but thank you for watching this video have a great day