Welcome to my school.
Stevie's Scam School.
Yeah, great.
Hello. My name is Stevie, the reformed scam artist,
and I'm here to teach you how to avoid being scammed.
On with today's lesson.
I’ve named it the ‘overpayment scam’.
Ok. Picture the scene.
You’ve got your online shop set up
and you receive an email requesting urgent shipment of your products.
Just as you’re about to send your products off, you discover that the buyer has paid you too much!
You think to yourself 'ah, you’ll sort it out later' and send off the products to their requested address.
Shortly after, the buyer asks you to refund the overpayment.
They may say they were covering extra shipping costs or something...
You agree and transfer the money to a new account that they’ve provided.
No problem right? Wrong!
The credit card used to buy your products is in fact stolen.
Not only have you now lost your products, you’ve wired them your cash as well.
The sneaks!
How do you avoid this? Well, it’s simple:
Be wary if you’ve been paid more than the agreed price, even if the excuse given sounds realistic.
And definitely wait until all the payments have been cleared by your bank,
before you send off your products or transfer any refunds.
You’ll be alright.
I’ve reformed but there’s other’s out there who are undertaking this sneaky kind of behaviour!
So... be careful, be wary, be safe.
....Ha. Not bad. I just made that up on the spot!
Stevie’s Scam School. Yeah! Nice!