hey everyone and welcome to top bank
today we're going to learn about ten
lessons in life people learn too late
now let's begin number one time doesn't
last forever procrastinators like to say
that you have all the time in the world
when you look at all the years you have
left yeah it's tempting to believe it
the time doesn't last forever a lifetime
only feels long until you've lived it
until those years have passed you by
because that's when you realize how
little you actually accomplished or how
few of your goals you really achieve you
spent so much time saving your dreams
for later but later never came and your
dreams fell by the wayside in life
countless people take their time for
granted they're so concentrated on money
cars and other luxuries that they forget
how valuable that every hour of their
time really is unlike those material
goods time is something you can only
experience once when an hour of your
life has passed you by you're never
gonna get it back just think about all
that time that you've spent mindlessly
browsing social media mm-hmm it's gone
or the four hours that you wasted
playing video games those are four hours
that you'll never see again so the next
time you're distracted or
procrastinating just remember this
important lesson no matter how you slice
it time doesn't last forever number to
change requires your best change well it
isn't easy it doesn't happen naturally
you can't sit around and wait for the
universe to hand you the life that
you've always imagined there's only one
way to make any kind of real progress
you need to take the initiative and you
have to commit a hundred percent so that
means taking whatever risks that you
need to take and working as long as you
have to because if you're not willing to
give something you're all then you'll
never come out on top
imagine for example that you want to be
a professional athlete you might think
all you need to do is go to practice and
play well during the games but that's
not enough the more you want to achieve
the more sacrifices that you need to
make the more time and effort you need
to dedicate to realize your dreams now
of course that can be scary what happens
if you invest everything you have but
you don't make it as an athlete you
might spend extra time at the gym change
your entire diet and learn all kinds of
new techniques and you still might fail
that's a big reason why so many people
stop trying or they take the easy road
they don't want to find out that all of
their hard work was for nothing but if
you ever hope to accomplish your goals
that's a risk that you have to be
willing to take number 3 complaining
solves nothing
the average person wastes an
unbelievable amount of their time
complaining but complaining never solved
anything yeah sure it can be a good way
to let off steam but complaining will
never fix your issues or motivate you to
make a change
every time you complain it's like you're
burying yourself under this mountain of
negativity on their own those little
comments about your boss or the traffic
on the freeway they don't seem like much
but over time that negativity really
piles up and it gets harder and harder
to dig yourself out so instead of
whining about your problems do something
about them figure out what's wrong and
find a lasting solution because
complaining isn't doing you any favors
number 4 regretting missed opportunities
regret has been a really popular subject
in psychology over the last few years
several studies have tried to figure out
what experiences people regret the most
in life one of the most interesting
discoveries was that younger and older
people tend to regret very different
things
younger people were embarrassed about
the mistakes they made
they might regret spilling coffee all
over them
or hurting someone else's feelings but
older people had regrets about something
completely different
looking back on their lives older
participants actually valued those
mistakes and bad experiences their
regrets revolved entirely around the
chances that they didn't take so that
means in 10 20 or 50 years you might
look back and wish you'd done more so
take those risks now be willing to make
mistakes because as scary or
embarrassing as it seems in the moment
you'll be proud of yourself in the long
run number 5 value your spontaneity few
people understand how valuable
spontaneity really is being spontaneous
means acting on your impulses and trying
new things it's about getting out of
your comfort zone being unpredictable
and taking chances now this may not
sound like a life-changing lesson but
just think about this how much of your
life do you plan out ahead of time you
might schedule everything from the work
you do to the food you eat and usually
that's a good thing predictable routines
are comfortable and safe they give us a
much-needed sense of stability in our
busy lives but too much stability will
suck the excitement right out of your
life that's why you need spontaneity to
get inspired and try new things a single
spontaneous adventure can nurture the
more creative and passionate sides of
your personality it forces you to be
vulnerable which may be something that
you rarely do just remember that being
spontaneous and being reckless are two
very different things you shouldn't make
big expensive decisions without thinking
but you also shouldn't be afraid to set
aside your routines and face the unknown
number six discover your niche our lives
are filled with all kinds of norms and
expectations people expect you to wear
certain clothes they expect you to know
certain words they even expect you to
watch certain movies over the years
you've been taught to blend into the
crowd
you learned that the best way to find
success is to be as normal and
mainstream as possible it takes decades
for people to realize just how worthless
those social norms really are because
the things that actually mean something
to you come directly from you no one
tells you that life is about finding a
unique niche to call your own the rest
of the world may not notice or care but
that's not what's important as long as
you find something that's meaningful to
you then it will always be worth doing
number seven
choose passion over money many people
base their entire lives around their
paycheck they choose whatever field
earns them the most money and then they
struggle through years and years of
schooling but when they finally get
there they realized that a big paycheck
isn't as fulfilling as they thought
money can buy you a lot of things a
fancy house expensive clothes the
fastest coolest cars but happiness is
something you can't buy with all the
money in the world
so as you're searching for your path in
life don't base your decision on the
number of zeros in your salary choose a
path that sparks your interest that gets
you excited that leaves you feeling
fulfilled at the end of your day because
that's the kind of work that you're
truly passionate about number eight skip
the shortcuts everyone's heard work
smarter not harder but what does that
phrase mean to you it's telling you to
take a more innovative approach to your
work to think through your problems
instead of doing it the hard way but
that's not what most people hear to them
work smarter not harder is an excuse to
take shortcuts and cut corners so that's
exactly what they do without realizing
just how destructive those shortcuts can
be as you're learning and growing you
need to do things the hard way
you need to weather the storm and
experience the ups and downs why well
because working hard shows you what
working smart actually looks like
number nine health habits are a lifelong
battle just take a minute to imagine
your ideal self most people think about
their dream job or their perfect home
but I want you to focus on something
else
what is your lifestyle look like you
might picture yourself with all kinds of
healthy habits maybe you've started
running every morning or you see
yourself reading a new book every week
but those healthy habits don't just
appear out of nowhere it takes years to
build routines that foster your mental
and physical health so even if your
ideal self is 20 years down the road
start developing your healthy habits
right now number 10 expect the
unexpected no one tells you how
inevitable failure really is your
teachers and your mentors fill your head
with lofty goals and big dreams but they
don't prepare you for the roadblocks
standing in your way no matter what path
you choose it's safe to assume that
something will go wrong maybe you won't
climb the ladder as quickly as you
thought or you might have trouble
standing outs feeling like a little fish
in a big pond my point here is you can't
expect everything to go your way
something is going to throw a wrench in
your plans so be prepared be ready to
recover and adapt otherwise each failure
is going to cut you down and destroy
your motivation if you let that happen
you'll never be able to pick yourself
back up again so expect the unexpected
persevere through failure and when
things don't go the way you planned
always try again hey thank you for
watching top thing and be sure to
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