FORCE.
FORCE. MANY OF US TO RETHINK A LOT OF THINGS INCLUDING HOW WE'RE SPENDING OUR MONEY. BUT
YOU MAY WANT TO EXAMINE THAT
EVEN CLOSER AND TAKE A LOOK AT
ALL THE WAYS YOU MIGHT BE
WASTING YOUR MONEY. GRAB A PEN
,GRAB A PAPER BECAUSE MY NEXT
GUEST HAS SOME EXPERT ADVICE
AND YOU ARE GOING TO WRITE A
LOT OF THIS DOWN BECAUSE I'M
GOING TO DO IT HERE WITH YOU
MONEY SAVING EXPERT ANDREA
WOROCH IS HERE. SO ANDREA, I'M
NOT GOING TO WASTE ANY TIME.
LET'S JUST JUMP RIGHT IN. ARE
YOU READY? I'M READY. LET'S DO
THIS. THANKS SO MUCH. OK, I'M
ONE OF THE BIGGEST CULPRITS ON
THIS WASTING FOOD. I BUY THINGS
THEY GET STUCK IN THE BACK
OF THE FRIDGE. I FORGET ABOUT
IT. IT GOES BAD. WE ARE ALL
GUILTY OF BUT JUST HOW MUCH
THAT COSTS US I DON'T THINK
PEOPLE REALIZE IN FACT EATING
IN AMERICA FOUND THAT AMERICANS
WASTE MORE THAN TWO HUNDRED AND
EIGHTEEN BILLION DOLLARS ON
FOOD THAT THEY THROW AWAY AND
THE AVERAGE FAMILY FOR THOSE
AWAY SIXTEEN HUNDRED DOLLARS
WORTH OF SPOILED PRODUCE. SO
IT'S REALLY IMPORTANT TO START
MEAL PLANNING. THAT MEANS LOOK
YOUR CALENDAR FIGURE OUT WHICH
MEALS YOU'RE GOING TO ACTUALLY
EAT AT HOME AND THEN PICK
RECIPES THAT USE THE SAME
INGREDIENTS TO ENSURE THAT YOU
ACTUALLY COOK AND CONSUME
EVERYTHING YOU BUY. I ALSO
RECOMMEND BEFORE YOU GO TO THE
STORE RUN A FRIDGE AND PANTRY,
ORDER TOOKY WHAT YOU ALREADY
HAVE AND THERE'S A REALLY COOL
SITE CALLED COOK LISTBOX WHICH
HELPS YOU FIND RECIPES BASED ON
THE FOOD THAT YOU HAVE SO YOU
MIGHT THINK I DON'T HAVE
ANYTHING TO COOK FOR DINNER AND
THIS SITE WILL PULL UP A REALLY
GREAT RECIPE TO HELP YOU THAT'S
BEEN ANYBODY OK SO COOK LIST
ALL OF OUR COOK LIST DOT COM
FOR OUR VIEWERS OUT THERE. OK,
WE'VE GOT STUFF PLUGGED. YOU
MIGHT LEAVE THE TOASTER THE
COFFEEMAKER YOU GO OFF TO WORK
THAT STUFF ADDS YOU'RE STILL
USING ELECTRICITY EVEN THOUGH
YOU'RE NOT ACTUALLY USING THE
PRODUCT RIGHT. WE HAVE SO MANY
GADGETS AT HOME. I MEAN WE'RE
TALKING ABOUT YOUR MOBILE
CHARGERS. A LOT OF PEOPLE
WORKING AT HOME SO NOW THEY
HAVE THEIR HOME OFFICE SET UP
YOUR ENTERTAINMENT SYSTEM.
THESE GADGETS CONTINUE USING
ENERGY EVEN WHEN YOU TURN THEM
OFF. SO WHAT YOU WANT TO DO IS
USE A POWER STRIP AND SWITCH
THAT OFF THAT ACTUALLY CUTS THE
POWER AND ENERGY COMPLETELY OFF
AND FOR THOSE HARD TO REACH
AREAS THEY'RE ACTUALLY POWER
STRIPS THAT COME WITH REMOTE
CONTROLS AND I'VE BEEN HOOKED
UP MY TV TO MY SWITCH. MY
HUSBAND KIND OF GOT A LITTLE A
LITTLE CRAFTY THERE WITH THAT
AND SO THERE ARE DIFFERENT WAYS
TO SAVE BUT IT DOES ACCOUNT FOR
TEN PERCENT OF YOUR UTILITY
BILL AND WE REFER TO THESE AS
ENERGY VAMPYRES. SO YOU DO WANT
TO LOOK INTO THAT AND THAT WILL
HELP YOU SAVE ON YOUR UTILITY
BILL. GOOD IDEA. UNREDEEMED
REWARDS ON SOME OF OUR CREDIT
CARDS AND ALSO MISSED COUPONS.
HOW DO WE AVOID MAKING SURE
THAT WE'RE NOT FORGETTING TO
CASH IN ON SOME OF THAT STUFF?
YEAH, I THINK A LOT OF PEOPLE
HAVE RACKED REWARDS AND THEY
WANT TO WAIT FOR THAT VALUABLE
PURCHASE TO REALLY FEEL LIKE
THEY'RE GETTING THE MOST OUT
OF THOSE REWARDS. BUT I
RECOMMEND LOOK AT YOUR CREDIT
CARD ACCOUNTS TO FIGURE OUT HOW
MANY MILES POINTS IT IF YOU'RE
NOT FLYING, HOW CAN YOU USE
THOSE RIGHT NOW TO OFFSET
UPCOMING COSTS? MAYBE YOU HAVE
A WEDDING AND YOU NEED A
WEDDING GIFT. YOU CAN REDEEM
MILES FOR GIFT CARDS FOR A
BIRTHDAY OR EVEN THE HOLIDAYS.
THIS IS A PERFECT TIME TO CASH
IN ON THOSE AWARDS TO SET
YOURSELF UP FOR SUCCESS LATER
AND THEN MAKE SAVINGS BECAUSE
EVERYBODY IS SHOPPING ONLINE
RIGHT NOW. WE KNOW THAT ONLINE
PRICES ARE CONSTANTLY
FLUCTUATING. THERE'S COUPONS,
THERE'S DEALS. HOW DO YOU KNOW
YOU'RE GETTING THE BEST ONE?
YOU WANT TO AUTOMATE THE
SAVINGS BY DOWNLOADING A FEW
SAVINGS TOOLS TO YOUR BROWSER.
SIMPLY THIS ONE ADDS COUPONS
AUTOMATICALLY SO YOU DON'T HAVE
TO SEARCH FOR THEM. POP CART
COMPARES PRICES FOR YOU AND
PARIBUS WILL TRACK PRICES AFTER
YOU BUY TO HELP YOU GET A PRICE
ADJUSTMENT IF IT GOES ON SALE.
OK, WE ONLY HAVE ABOUT 30 MORE
SECONDS BUT I DON'T WANT TO
FORGET THIS ONE BECAUSE YOU
SAVED NINE HUNDRED DOLLARS
YOURSELF. WE WERE CHATTING
COMPARING INSURANCE RATES.
HOW'D YOU DO THAT? YUP. THAT'S
RIGHT. SO WHETHER IT'S YOUR
HOMEOWNER'S INSURANCE OR AUTO
INSURANCE, IT'S REALLY
IMPORTANT TO CHECK YOUR POLICY
TO SEE IF PRICES HAVE GONE UP.
I NOTICE THAT MY HOMEOWNER'S
INSURANCE POLICY JUMPED BY
ALMOST A THOUSAND BUT AT ANY
POINT YOU CAN SWITCH YOU ARE
NOT LOCKED IN AND THERE ARE
SOME REALLY COOL SITES OUT
THERE. THE ZEBRA IT'S AN
INSURANCE COMPARISON SITE, THE
ZEBRA DOT COM AND IT HELPS YOU
COMPARE INSURANCE REALLY,
REALLY QUICKLY FROM NATIONAL
COMPANIES AND MAYBE EVEN SOME
SMALLER ONES THAT YOU WOULDN'T
HAVE THOUGHT TO CHECK. OK, AND
THEY SAY THEY SAVED THE AVERAGE
USER OVER NINE HUNDRED DOLLARS
IN CAR INSURANCE BASED ON THE
AVERAGE. SO IF YOU HAVE
COMPARED DO IT RIGHT NOW OK,
WHAT'S YOUR WEBSITE? ANDREYEV
PEOPLE WANT MORE INFORMATION
ABOUT YOU AND YOUR MONEY SAVING
TIPS. YOU CAN FIND ME AT
ANDREYEV WOROCH DOT COM AND I'M
ALSO ON