all right if you were looking for a budgeting spreadsheet I have ten of them
and I'm gonna walk you through and show you some of the features of each one so
you can pick your favorite there are also links down below in the description
where you can download each one of them so if you're looking for a great
budgeting spreadsheet just hang tight and we're gonna dive right in
all right so first up on the list is a simple planning budgeting spreadsheet and this
one is my favorite because it's so elaborate and what it does but it still
is actually pretty simple to use I'll just kind of quickly show you some of
the things I like about it so they do a fantastic job I mean it's just it looks
great it's very well organized and they do a great job of showing you what to do
where and what information you need to put in what areas and they have nice
charts and graphs and things like that and so you have your basic quick budget
here and then you can also budget everything by month and they have a lot
of cool things here where you can just kind of track everything that's been
going on and see like an annual view which I think is just really helpful for
getting kind of big picture of everything and they also have this
comparison tab which I love as well because you can see how you're spending
compares to what your budget is and if you're actually hitting your budget or
if you're missing your targets and things like that oh no it's just a great
budgeting spreadsheet that's super thorough and well designed and well
thought-out now the downside here is that this one
is a free demo in order to get the full version you got to pay about 16 bucks
but so if you like this one you can try out the free demo links are down below
you may or may not be able to make your budget work with the free demo you might
need to upgrade to the paid version but it's still only 16 bucks so if it is a
something you love you can just go for that all right let's move on to the next
one next up is a spreadsheet that I created and it doesn't have nearly as
many features as the previous spreadsheet but there are a few
different things I like about it until we set it up so you could just kind of
throw in your income and your expenses and just kind of get a quick snapshot of
where you need to be and if you're in the ballpark where as you're setting up
your budget and so you can just change the amounts here you can change the
frequency to weekly or yearly or whatever however you want to break that
out and then you can just adjust whatever you have going on here
you know so and all that it's going to be reflected over in the pie chart over
here it just kind of gives you a little bit of a visual of where your
money's going and how it's broken out and so each one of these areas are
color-coded so orange is transportation and red is housing and that way you can
just kind of navigate through and see what's what all right next up is a
spreadsheet made by Neal Rothman and it's a pretty simple one that he has
going on here I like that there's kind of this main page on front and that
fills in with the information that you fill in and on the monthly tabs so you
can see the annual kind of overview of everything that's going on here and
that's kind of nice the way that's laid out and then on each particular month
you can enter in all your expenses and you can categorize them to whatever
category they belong to you know so we can you know add 50 dollars for kids
clothes because they're spending way too much and then it will just kind of
update all of those different areas I just kind of like the way it's laid out
visually it's not quite as pretty as the previous two but all that obviously can
be changed pretty easily just by modifying these next up is a spreadsheet
by a friend named Jay Money and he made this one and it's super simple
would he have going on here and I also like these a net worth tracker in here
I do wish it was a little bit bigger because a lot of people have more than
six assets when tracking their net worth but but I just like that it's everything
in one place and it's really simple so you can kind of have your income on here
you can kind of have credit cards in the amount that you owe and just a variety
of different things and it's all in one place and so I do like that about that
all right next up is another spreadsheet made by a friend this is David Weliver
from Money Under 30 created this one and what I like about this one is that it's
laid out monthly just like one of the other ones we saw where you can enter
your expenses monthly but you're not entering them individually you're
entering them by day so so it's gonna require you to just kind of think
through how much you spent on a given day but you know I can look here and
maybe I spent 40 bucks on dining today I gave away ten bucks and so I spent fifty
for the day and it just knocks out whatever my daily budget is or drops
that down by that amount for that day and so I kind of like the way it's laid
out and then obviously that is feeding back to this front home page so you can
kind of see how things are going there all right next up is Enemy of Debt
zero based budgeting spreadsheet and this one is super thorough and
really cool as well there's a couple different things that he does in this
one that I like a lot so kind of like Jay Money's he has a lot of different things
on here and so you have a lot kind of going on but when you kind of see
everything that's there it's it's pretty nice so one of the things I like is just
as a recommended percentage category you know this is something I mean I get
people asking me a lot like how much I spend on housing a month like what's a
good average and so just having that on here just as a kind of guideline to know
if you are kind of you know in the ballpark that's just kind of nice and
helpful and one of the other things I like is within this so he's got the
checkbook register and this is where you just kind of enter in your expenses or
your expenses as you move forward and just kind of see how that's pulling down
off of your budget so one of the things I like is this lump sum payment
worksheet where he takes things like say car insurance that you only pay every
six months and then you can figure that out the total amount and you divide that
up by whatever this mountain number is here and then you can see the monthly
amount that you need to be saving for that and so it's just kind of a nice
thing that's kind of built in that I haven't seen very often with many spreadsheets
all right next up this is just pretty much a straight up wedding
budget spreadsheet so if you are planning a wedding this is what you need
if you're not this is not what you need it's pretty much that simple and it's a
really simple spreadsheet so it's just not much to it they have a paid version
as well but I think probably you can get by on the free version
I don't know why you would need the paid one
all right next up is a debt snowball or debt reduction spreadsheet
and this one's really pretty simple basically you list
off all your debts and then you can kind of select via this strategy button right
here whether you want to use the avalanche method or the snowball method
and the debt snowball method is where you are paying the smallest remaining
balance off first and then kind of going that approach whereas the Avalanche is
paying off the highest interest rate debts first so anyway there's a whole
big debate on that you can read about that on our site if you're interested in
finding out more but that's snowball versus the avalanche all in all it's a
pretty cool tool if you're paying off debt to just kind of get a big picture
of how long it's going to take and how all your payments are affecting
your overall debt payoff process and they do have a paid version for $10 but
I think you can probably get by on the free version as well and so they have a
different few different options of how you can download it and these guys
create really good spreadsheets so it's pretty well designed
and next up is another spreadsheet from Gather Little by Little and what's unique
about this one is that they have different tabs for
different spending that you're doing and I thought that was kind of interesting
way to do it and so that's kind of the only big difference with this one other
than that you just kind of have your planned spending versus your actual and
you have the difference broken out with each category so all in all it's pretty
simple but I just thought it was interesting that they broke those
categories out on tab so it's just the only difference there
all right next up is Words of Williams budgeting spreadsheet then this one is
pretty simple laid out there's only two tabs really so you kind of have the
breakdown here of just each month and what you're spending for each month and
on this tab we have a little more specific detail about each of the categories and
he also has the recommendations for how much you should spend each month which I like
and next up is a budgeting spreadsheet that I found actually don't
know who made this one but it's more or less like a minimalist budgeting
spreadsheet and I really like that about it so there's just one kind of dashboard area here
it's really simple see what's going on and then your monthly income it's like a
real simple you're just gonna drop in what you got and then you have your
expenses for the month and you just kind of enter those in and then any savings
goals and things you have you can put that in there as well and then it just
kind of summarizes that for you and puts it on that home page for you so it's
super simple but if you're just trying to get a quick comparison of your income
expenses like this one will get the job done
all right so links to all of these spreadsheets are down below as well as a
link to this blog post I wrote that as links to all them and additional ones so
you can check that out if you want so hopefully one of these spreadsheets will
work for you and your personal situation and if you've created or you know of any
other great budgeting spreadsheets that are free go ahead and leave a comment
down below and if you wouldn't mind letting me know which of these budgeting
spreadsheets you are going to try out just listing the number or the name down
below in the comments because I'm just trying to get a feel for which ones are
helping the most people so that'd be super helpful if you could do that
I really appreciate it
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have a great rest of your day and enjoy your budgeting spreadsheet