Hey Duane here with how to build credit TV and in this video I'm gonna give you
a bird's-eye view at the application process for the American Express blue
cash everyday card. But before we get started I have a quick message.
Once again my name is Duane with how to build credit TV and on this channel we
talk about everything you need to know about credit. We also talk about ways to
get cash back actual cash money from using credit cards, as well as credit
card reviews. If this sounds like something in which you're interested be
sure to subscribe to our channel by clicking the word subscribe below this
video to the right and click that notification bell so you don't miss a
thing. Okay so I've already done a video on the
American Express blue cash everyday card. In this video I'm gonna be applying for
the American Express blue cash everyday card and kind of giving you a bird's eye
view. Now I had this card back in the day when I was in college and it was
just called blue from American Express. But I ruined that card and I ruined my
relationship with American Express. So now it's kind of the first time that I'm
actually trying to re-establish a relationship with American Express
because I care about having an American Express card now and I definitely want
to get the American Express Platinum Card. So in this video I'm just gonna
show you the application process. Now this card is a cash back card. You're
able to get three percent cashback on groceries, two percent on gas and
selected u.s. department stores and one percent on everything else. You're also
able to get a sign up bonus when you spend $1,000 within the first three
months you get one hundred and fifty dollars back. Well for me I'm gonna get
two hundred dollars back because that's the offer that they gave me. So what I'm
gonna do for this portion of the video is jump on my laptop and show you guys
the signup process and let's see if I get approved. So I'll see you over on my
laptop okay so I met there make an Express website and I'm gonna go and
apply for the blue cash everyday card. It's been a while since I've applied for
a credit card from American Express. I used to have this exact same credit card
back when I was in college many years ago but there was no cash back. So I'm
gonna go ahead and try to re-establish a relationship with the American Express
because it's been a while and I really want to get their American Express
Platinum Card one day when I start to travel a lot. So give me one second I'm
gonna go ahead and fill out this application right here with you guys and
see what happens with this card. I'm pretty excited about the card this
particular card is just so I could get a relationship with American Express it
like I said it's been a while. Let's see today's date today is August the 24th
today is Friday. So yeah hopefully I can get approved of this
card like I said it's been a while but I think American Express is great and
that's why I want to re-establish a relationship with them. So this blue cash
everyday card from American Express is really cool and basically you're able to
get 3% cashback on certain purchases which i think is grocery stores. You're
able to get 2% cashback on gas and selected restaurants and then you're
able to get 1% cash back on everything else. So bear with me as I'm trying to
talk to you guys and fill this out at the same time. I'm really slow as you
guys can see but we'll keep this going here. And of course I'm gonna have my
information blocked here I'm pretty sure I'm probably gonna skip some of this but
I did want to show you guys the process and you know just kind of apply for a
credit card with you guys and share that process so I'm really looking forward to
it all right so finally finally finish that. As you can see here it says on the
right hand side it says blue cash everyday car special offer for you
earn $200 cash back after you spend $1,000 in purchases on your new card in
your first three months of card membership. You will receive the 200 back
in the form of a statement credit. So that's pretty cool and of course you can
use it however you'd like to and so that's cool I'm gonna be looking forward
to that. Alright let me agree and submit application here. I'm really
hoping to get this card that would be really cool if I do. My credit score is
pretty high right now the lowest credit score that I've seen is 735 and the
highest I've seen is 830. So I'm pretty excited about hopefully
getting this particular card. They're asking me if I want a additional card
to earn cash back faster and I'm not gonna do that right now. I don't think
yeah so I'm probably not gonna do that right right this minute. Alright let's
do skip this step and they're reviewing your submitted application as you can
see here on the screen. I always don't necessarily like applying online but I
felt like I was able to probably get this card because my credit score is
pretty darn good and so that's kind of why I was applying for it. Now they're
telling me I could get a business card here. Sweet it says you're blue cash
everyday card application is aproved do you need a separate card for business
expenses. And of course they're trying to I guess get me to apply for another card.
You are also pre-approved to apply for the business gold rewards card. Zero
introductory annual fee for the first year and then one hundred and seventy
five dollars. I'm not quite interested at the moment I wish I was I wish I had
some money that I could you know be spending on that. So I'm gonna click no
skip this step. Alright so once again my application was approved. I am super
excited it says you're blue Cash everyday card will arrive in the mail in
seven to ten business days. You'll receive your blue cash everyday card in
three or five days not sure why that says something different. It says I in
the meantime get your card number now and add it to your digital wallet or use
it to shop online. So that is pretty cool I'm gonna go ahead and click on get my
card number now. I'll click on that just to kind of see what happens there guys
I'm really excited that I got approved this card. I know I thought I was going
to get approved for it which is why I applied but you know you never know.
There's a lot of things that determine if you get approved for a card or not
not just your credit score sometimes. Sometimes there are other things that's
involved with that as well. Okay so they want to verify my I guess they want to
verify whatever me. I guess so they're gonna send me a code here
hopefully it doesn't take too long. Okay sweet here it is it's already here so
I'm gonna enter my code my code is five three seven nine three six. Alright and
I hit continue guys this is really exciting
I'm so geeked that I finally can reestablish a relationship with American
Express. I ruined this card back in the day you know just regular life stuff
happened and I wasn't able to continue to pay my bill like I was supposed to.
And so I lost my account with American Express at first I got I had the Green
charge card and then and then I got the blue card from American Express and so once
again I am super excited about getting this card. Man I'm so excited I'm glad I
I'm glad I did this and shared this with you guys
here so that you guys can kind of see and and kind of know what to expect. Okay
so clearly I can't read I was trying to I was trying to get my card number right
here but I guess I was doing too much at one time.
Thank you guys for watching this portion of the video I'll see you back in just
one second. Thanks for watching this video about the American Express blue
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thing. Once again my name is Duane with how to go credit TV and I approve this
video. I'll see you in the next video. Until next time take care and be blessed.
Peace!