what's up youtube it's your boy car ventura reg and welcome back to another video y'all
and today man we in infinity g37 man and um today we're gonna be talking about do i own
or did i finance my g and how much insurance do i pay for my g for anybody who wants a g and
but just a disclaimer that insurance rates can be different it's all about um goes by
your driving history you know how many years you've been driving do you have like you know
accidents speeding tickets and stuff like that you know my record is clean so based on a clean record
i'll be sharing how much i pay and also do i own or did i finance the g so let's get into
the video y'all so the first question do i own or finance the g no i don't own it i financed it
um i bought it october we're in uh february i believe this is february the 28th no
it's february the 26th and um so uh i'm going on year two with this car later on this year
uh but yeah y'all financed it because honestly i was looking for a car to finance you know
i'm saying i've been looking for infinity for a long time and like i said in my previous video
um you know expressing that this is my dream car i always wanted to g and i've been trying to finance
this car for super super duper duper duper long but my credit wasn't good even when i financed it
my credit wasn't good i was looking for a car to buy and um you know i was looking just to try
to boost my credit because my credit wasn't good and i was like you know what i need something big
on my uh on my credit so why not buy a car so i bought the car they initially wanted the car they
initially wanted uh i believe it was 13 or 14 000 for the car i wasn't trying to pay that much
because at the time it was about 94 000 miles i said you're kidding i'm not paying for that so
we was in the office you know talking talking talking trying to crush down numbers so anyway i
walked out with ten thousand dollars you know even um also got a couple of incentives that i have got
this uh this tracker i forgot what it's called but if someone steal my car and the police can't
find it within 24 hours and i get a brand new car or i get exactly what i paid for the car and also
um i had got a if i scratched my rim or or if anything happened to my room i get new rims
and also like if i went through like if i got a nail in the tire i'll get new tires or whatever so
that was pretty cool for ten thousand dollars and when i first got the car y'all don't look at me
like i'm crazy don't look at me like i'm crazy but i had a plan my plan was to just buy the car and
know that my rate and the payment wasn't going to be there at first but i knew that i was on trying
to bring up my credit journey uh well i was on my credit journey and i was gonna bring it up so i
was looking to refinance the car within six months anyway so when i had first got the car mind you
was ten thousand dollars um the the loan was for about four months and i was paying 467 for the car
i was paying 467 for the car y'all and um you know i was like damn yeah the loan didn't come with gap
insurance so uh pretty much you know it was it was pretty bad but i was like [ __ ] you know
i'm gonna get into the car and that's all i care about because i'm a refinance in
six months i kept putting that in my head so i didn't care the rate was at about 29
hey i got your boy for 29 y'all 29 and some of y'all might look at me like i was stupid but it
ended up being the smartest thing because let me tell you why six months later my
credit score jumped from i believe 480 yeah my credit score was horrible 480 to about 7
12 i believe yeah 7 12. so i increased my credit score by a whole lot y'all
and um i refinanced my car uh i had got another four year loan uh i currently pay 280 dollars
and my uh rate is three percent no two point nine percent well you might as
well say three percent so i'm paying a good penny for the car you know what i'm saying so
even though i had to like even when you refinance the car you have to kind of like start all over so
it's like i never put a down payment on it or nothing you know what i'm saying so
yeah so yeah so i currently pay 281 dollars for my car y'all um and it's a comfortable payment for me
you know i'm saying 280 281 dollars is not a lot at all you know what i'm saying i know that
i'll always keep up with that cardinal you know what i'm saying to have my car and um two years
two years or no three more years it'll be mine but i plan on paying it off before i'm just
doing it for like you know credit you know uh i'd rather i say like the last year i'ma just
pay it off in full um but i want to just keep on doing payments and payments and payments because
my credit score is going up even higher so so yeah i pay 281 dollars a month as far as like insurance
when i first bought this car um i had the acura and i bought this car of course so i had two
cars on my insurance i was paying 190 full coverage for this car and i was paying a
liability for the accurate so which wasn't too bad because i hear a lot of people like
just for one car and liability pay like 250 dollars you know what i'm saying or more or
even with full coverage it could be more so i'm paying full coverage plus my deductibles
is you know it's not the cheapest one i was paying pretty good you know i'm saying just you know uh
as in you know full coverage and liability sorry you guys i'm driving and people be doing some
some dumb stuff i ain't a lot people be doing some dumb stuff so and then um end up selling my acura
um and then the insurance went down with just this car it's about 170 so it's kind of like i was only
paying dub for the accurate and then i had got a new uh a new yearly quote because i have triple a
and you do a year it goes by year to year so with my new uh yearly quote what i have today
and what i'm paying right now for my car is 147 a month for full coverage i think my deductible is
300 i believe my deductible is three hundred dollars and um and yeah so i feel like
uh overall uh let's go ahead and add it up overall how much how much money i'm paying for the car is
428 y'all 428 is how much i'm paying for the car overall which is not bad if you ask me some
people may you know some trolls may say oh well you're paying too much change too much money for
a 2012 man it is what it is man if you want this car or if you want any car do what you
want you know live your life this is nobody else's life but yours so just live it don't worry about
what nobody else have to say about what you do in your life you know it could be something stupid
to them but it's something meaning meaningful to you you know what i'm saying this car's
always been my dream car and i don't care what nobody say um i wanted this car bad and i got
it um initially i didn't want the coupe but it is what it is so yeah y'all pay 428 dollars a month
for this car in total uh 281 dollars for um my month-to-month car note and 147 a month for my
aaa insurance so there you go a quick little video y'all just want to tell you all how much i paid
and you know uh maybe inspire yourself to uh get one or may not i don't know uh
so if you guys enjoyed this video go ahead and give it a huge thumbs up go ahead and subscribe
um let's go crazy you know i'm saying 2021 let's go crazy um car got louder did a resonator delete
you know what i'm saying still building this car as i go so just follow me on my youtube follow
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um you know what i'm saying it's like i can't really i can't really uh i don't really have
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that's all i'm gonna say on this video and like i said before i appreciate you guys if you haven't
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