Right now, we could be alive
during the peak of the human race,
with our numbers only declining from here.
Here's why this golden age collapsing
is a terrible thing for you and your money.
The governments and media
have been pushing the narrative
that we've been overpopulated for decades,
even through popular films, like the "Avengers".
- Too many mouths, not enough to go around.
- And it's clearly working, but it's all a lie.
Men's testosterone levels are a fraction
of what they used to be,
falling by 1% every year.
Our economy is delicate,
and relies on
a consistently increasing population
in order to grow.
Because more people equals more workers,
and therefore also more consumers.
However, now people
are waiting longer to have kids,
and when they do, aren't raising as many.
This is all leading to the great reversal
where we're in danger of...
- Civilization will die
with a whimper in adult diapers.
- The great reversal is set to spark
economic catastrophe,
stagnant stock markets,
and rewind the human race by decades.
So let's discuss how we got here,
what it means for the economy,
and how you can prepare.
(upbeat music)
There is one key factor that allowed us
to go from this to this,
in just a few centuries.
Our population has absolutely exploded
over the last couple of centuries,
from around 990 million in 1800,
to 7.9 billion in 2022.
We've definitely been quite busy.
This means there are now more people than ever
to come up with new ideas,
and push the human race forward.
More people also means more demand
for products and services,
which is also led
to more business opportunities and investments.
But this could be coming to an end.
This is because since the 1960s,
birth rate has been on a sharp decline,
with the projected global figures
being less than replacement levels,
which is essential for maintaining our numbers.
Think about it like this.
Me and my wife had one kid called Curtis.
Because me and my partner
outnumber our child two to one,
this means we haven't replaced ourselves.
The scientifically proven replacement level
is 2.1.
This allows for children
that unfortunately die in their early years.
China's fertility rate is now sitting at
1.3 children per woman,
which is well below replacement level,
but so are fertility rates in every rich country.
The UK's rate is 1.75.
And the USA's rate is 1.64.
In all developed economies,
fertility rates fell below replacement
between the 1970s and 1980s,
and have stayed there ever since.
So how is the population still growing
if we're not reaching
a replacement number of 2.1?
Well, third world countries have significantly
higher fertility rates,
and in general are still beating replacement levels,
which is pulling up the average global figures.
By mid-century,
Nigeria is projected to be
as populated the US,
closing the current 121 million person gap
between the countries.
You may think that people
just can't afford to have kids anymore.
However, the reality is quite the opposite.
When people become richer and more educated,
they actually choose to have less children,
leading to fertility rates falling
well below replacement levels.
If those conditions spread across the world,
the global population will eventually decline.
We are starting to see
evidence of this in Africa,
which is declined from an average of six kids
to four kids per woman in the last 40 years,
and it doesn't seem to be leveling out anytime soon.
The main reason for our growing population
is our increased life expectancy.
Life expectancy before 1800 was around 30 years,
but now it's 73 years.
This means that our society is becoming
increasingly dominated by older people,
just like me.
That brings us on to the great reversal.
For our society to function efficiently,
we need to have a pyramid structure.
The base should be made up
of the younger generation,
who will eventually move into the workforce
and build on old ideas with fresh perspectives.
The top is where the elderly reside,
and they can only retire
because of the generations below,
working and paying their taxes.
Because of the great reversal,
we're seeing this being flipped on its head.
We've been now resembling a light bulb.
With fewer kids on the bottom,
a larger aging workforce,
and a bloated elderly population,
globally more than 1 billion people
will be aged over 65 in 2030,
with 210 million aged over 80,
about double the numbers in 2010.
Older people already account for
about a quarter of the population
in many countries,
including Japan, Italy and Germany.
Baby boomers were a great booster the economy.
However, now they're starting
to exit the workforce,
it means they're more reliant
on healthcare and pensions,
all financed by
the less populated younger generations,
and this will have devastating economic impacts.
This isn't a guessing game.
The great reversal
has actually already occurred in Japan,
and the ramifications have been playing out
for the last decade.
Since 2010, the population
has been on a steady decline,
and the Japanese stock market
is yet to reach the heights of 1990.
That's over three decades of lost returns.
It seems simple,
but the prosperity of the economy
is dependent on the number of people available
to make things or provide services,
multiplied by how productive those people are.
Which means that slower population growth
can be directly responsible
for slower economic expansion.
Basically, if less people are less productive,
the economy will make less money.
So in Japan's case,
it's not that shocking to see a stagnant market,
as they're losing
more and more of their workforce,
and the pressure to support
that older population is only growing.
On the upside,
this has led to a very low unemployment level
of below 2.5%,
because everyone is needed in one way or another.
This trend is likely to be followed
by other developed countries,
including the US and the UK
over the next 20 years,
as people live longer and birth rates remain low.
In fact,
Europe's population shrank by 744,000 in 2020,
and by 1.4 million last year.
That's the largest fall of any continent
since records began in 1950,
reflecting a surge in deaths
and a fall in birth rates,
and a lower net migration linked to the pandemic.
Allowing more young immigrants into countries
with aging populations could go some way
to slow this process down.
However,
the issue of low birth rates is a global one.
So eventually, there won't be enough
young workers to go around.
More sustainable ways to fight economic decline
are increasing productivity,
growing automation
and extending people's working lives.
In other words,
getting more from the existing population.
This is also known as human capital.
Human capital is a value
of each person in a society.
By improving education,
we will be able to make
every worker more valuable,
and account for the loss in numbers.
However, numbers need to stabilize.
China is extremely focused on improving
their human capital,
with an amazing amount of importance
being placed on maths and science.
They have actually adjusted
their TikTok algorithm
to only show inspiring people,
achieving great feats and working hard.
This is all while they try to decrease
the human capital around the world
by feeding meaningless content
into the mind of Gen Zs.
According to many projections,
China is set to increase their GDP
by more than double that of the United States
in the same time.
The main strain on the younger generation
will come from the fact that older people
feel like they're entitled to a pension,
because they've paid into a pot for many years.
However, this pot doesn't actually exist.
What the government actually do is use taxes
to fund the current retirees.
Therefore, when boomers reach the retirement age,
it'll be the millennials who are fewer in numbers
that have to pick up the slack.
If this cycle keeps repeating,
state retirement might not even be an option
unless you survived
to the ripe old age of 100.
It's also important to note
that 69% of gross domestic product
depends heavily on personal consumption,
which jumps from about
$48,000 per household a year
when people are 25 to 35,
to a high of around $60,000 annually,
between the ages of 45 and 54,
before declining to about $35,000
at the age of 75 and older,
therefore the amount people spent peaks
during child rearing years.
So this could lead to less workers,
less consumption,
and less overall economic growth.
This seems like a pretty dire situation,
but what can we do to prepare?
I'm gonna be honest with you.
It will be a good idea
if we could at least maintain our numbers.
So having more kids and dispelling false beliefs
that we're overpopulated is a fantastic idea.
Of course, I'm part of the problem here
just as much as everybody else
by only having one child.
However, I was under the false belief
that the world had enough people,
up until very recently
when researching this video.
Over the short term,
I believe we aren't going to notice
a huge drop in our investments.
By looking at the data,
this will probably be more
of a long term erosion.
The people that get ahead now
won't be forced to work longer than they want to,
as they will have their freedom
in their own hands.
I understand to have children,
you need to set yourself up financially
to care for them properly,
that's why the following information
will help you do that and reduce your burden
on the next generation.
First of all, it's very important
for you to take control of your retirement.
Now, I know that retirement seems
like one of those old words
that no one really wants to think about
until they're as gray as me.
So let's say freedom instead.
It's clear that we can't rely
on the governments anymore
for a relaxed retirement plan,
as there isn't gonna be enough people to fund it.
That's why investing in reliable assets
such as index funds within your Roth IRA or ISA
and holding certain commodities
like gold and silver is more important than ever.
If you wanna start investing
and get a free stock slice
worth up to a thousand dollars,
then just use the link below
and sign up to public.com.
It's a completely free way
to get a hold of some assets.
Once you've got
your more stable investments sorted,
I'd start looking at
explosive tech companies and crypto.
This is because as population starts to decline,
to increase GDP we will be more reliant
on improving productivity.
I believe this will come in the form
of advances in technology,
and also the integration
between technology and finance,
which is essentially, crypto.
In addition to this, as the population ages
there will be more demand for healthcare.
If you don't want to invest
in healthcare separately,
then the S&P 500
consists of quite a few companies
that operate in that sector.
Previous generations had the luxury
of relying on the government,
and not having to take their finances
into their own hands.
However, now times are changing.
With the internet,
there is more information than ever
available at your fingertips.
So the people that will benefit most
from the great reversal
will be the ones that arm themselves
with that information,
and master the formula of wealth,
which has been the same for decades.
It's simple, make as much money as you can,
spend less than you make,
invest wisely in long term assets,
and join my free discord group
full of amazing people striking it big,
so you can share ideas and grow together.
There's a special invite link down below.
So I'm gonna leave the next video right up there,
but don't click on it just yet.
Make sure to subscribe
if you wanna grow your wealth.
Okay. I'll see you over there.