how much of that money
did you get, of that $9,000?
>> Out of three of us,
I got about 3,000.
>> Judge Judy:
Which three of you?
>> I took the loan out
to help my son.
She took a little part of it,
and I took a part
to catch my bills up, too.
>> Judge Judy: Whose son?
>> Our son.
>> Judge Judy:
You have a son together?
>> Well, no.
I called him my son.
I raised him for 16 years.
>> Judge Judy:
You mean the one who's 28?
>> Yes, ma'am, and while he was
in medical school,
I was still paying
his cellphone bill,
insurance, and stuff he needed.
>> Judge Judy:
So you took 3,000?
>> Yes, ma'am.
>> Judge Judy: For yourself?
>> Yes, ma'am.
>> Judge Judy: She took 3,000?
>> No.
She took a little bit,
like, 1,200.
The rest of it was,
like, between me and my son.
>> That's not true, Your Honor.
That is not true.
>> Judge Judy: Okay.
Would you look up, Byrd...
This is a 2013 Chevrolet Impala?
>> 2013.
Yes, ma'am.
>> Judge Judy: Would you look up
the value of the Impala, please?
Because you have
the car back?
>> Yes, ma'am.
I have the car now.
>> Judge Judy: Just a second.
>> I have it.
>> Judge Judy: You have it?
>> Yes.
>> Judge Judy:
Is he still co-owner?
>> I have the title.
>> Judge Judy: You have the...
In your name?
>> Yes.
I have the title.
>> Judge Judy: Just a second.
So you have the title
in your name.
>> Well, my name is on it
and his name is still on it,
but I have the title
because I paid off the loan.
>> Judge Judy: Well,
he paid off a big chunk of...
most of the loan on this car.
>> No, ma'am.
>> On the first loan.
>> Judge Judy: Oh, sure.
He did.
He put down the down payment.
He made the payments
when he drove the car,
and then he paid off the entire
loan, and you have the car.
>> Byrd: Private party was...
>> Judge Judy:
Let me just take a look.
>> Byrd: There you go.
>> Judge Judy:
Where would it be?
>> Byrd: Those would be
your choices.
>> Judge Judy: So it's anywhere
from $9,000 to $10,000.
>> Byrd: $9,000 to $10,000.
>> Judge Judy: $9,000 to
$10,000.
>> But Your Honor?
>> Judge Judy: Hmm?
>> Okay.
When me and Michael went
and got this loan,
he had promised me
that if I were
to help him with this loan...
because he needed the money
to help our son pay his bills,
and he wanted to get caught up
with his mortgage.
He promised that he was going
to pay back the loan.
When he called me and said that,
I said, "Okay, well, fine.
I'll do that for you."
And the only monies that he gave
me
was $200 off the first title,
the first amount
that he got for the loan.
Now, where he comes up
with $1,200, no, ma'am.
>> Judge Judy: Just a second.
You have a car free and clear.
You have a car that's worth
$10,000 free and clear.
You have it.
It's your car.
What I want you to tell me
is how much of that car
that's now worth
$10,000 did you pay for?
Forget about the loan.
Forget about the title loan.
How much of that car
did you pay for?
>> I paid half of what
that car was...
>> Judge Judy: Well,
explain that to me,
how you paid for half.
You made payments for two years?
>> Yes, ma'am.
>> Judge Judy: You made payments
for two years, and there was
still an outstanding balance.
You still owed $1,700
when you turned the car back
to the person
who you purchased it from,
and there were still payments
that were do
and owing on the car
after he gave the guy
$1,700 for your back payments.
So what I'm asking you is,
in total, how much money
did you pay for the car?
>> I know I paid at least
7,000 on that car.
>> Judge Judy: Do you have proof
to show me that?
>> I do have proof
that I paid it off.
>> Judge Judy:
May I see it, please?
>> Yes, ma'am.
This is the bank statement,
and this is the statement
from the car dealership.
>> Mm-mm.
I don't have anything.
>> Judge Judy: Who do you
live with now, Ms. Plater?
>> Myself.
Me and my husband.
>> Judge Judy: So you have
a husband?
>> Yes, ma'am.
>> Judge Judy: Does he work?
>> Yes, ma'am.
>> Judge Judy: Do you work?
>> No, ma'am.
>> Judge Judy: Okay.
Well, I suggest you get a job
if you want to have a car.
>> But the cars are paid off.
>> Judge Judy: [ Scoffs ]
By him.
>> But...But...
>> Judge Judy: You have the car.
You know, if he kept the car,
I'd say, "Well, I want you
to take out of this title loan."
>> He didn't want the car.
That's the point.
He didn't want the car.
He just left me with the bill
from Title Max because
he wanted to get his truck,
and then when I mentioned to him
that "you promised,
you said that you were
going to pay this off"...
because, see, I didn't even know
the title was still in my name.
I did not know this until
he called me and told me that.
That's why I went up there a
couple of times and had to sign
and all this other stuff.
>> Judge Judy: Just a second.
At the time when you signed
for the title loan,
who had possession of the car?
>> He did.
>> Judge Judy: Just a second.
At the time you signed
for the title loan,
he had possession of the car.
Now you have possession of a car
that's totally paid off.
Sell it.
You'll get $10,000.
Sell it.
When he asked you
for the title loan,
he was paying the guy.
He was paying for the car.
>> But he said he had
been paid the car.
>> Judge Judy: Oka