I
I SAID,
I SAID, "LET ME TALK TO CARA, AND WE'RE GOING TO
FIND OUT."
FIND OUT." .
.
. >>>
. >>> THERE ARE FIVE APPS.
A LOT OF THEM HAVE FEES
ASSOCIATED WITH THEM, BUT
THEY'RE MINIMAL.
THEY'RE MINIMAL. THEY'RE MINIMAL FEES, AND YOU
CAN GET SOME ACCESS TO
A LITTLE BIT OF IT TO AT LEAST
START TO SEE IF YOU
LIKE IT FOR ALL OF THEM.
>> OKAY.
>> OKAY.
>> OKAY. >> EITHER A WEB SITE OR FREE
APP.
APP.
APP. THE
APP. THE FIRST ONE IS CALLED CHORE
CHECK.
CHECK.
CHECK. THIS ONE IS FOR THE WHOLE
FAMILY.
FAMILY.
FAMILY. SOME ARE GEARED TOWARD KIDS
MORE.
MORE.
MORE. I
MORE. I THINK THIS ONE WAS MORE FOR
THE WHOLE FAMILY.
THIS IS HOW IT WORKS.
YOU SIGN UP.
YOU ADD YOUR KIDS.
YOUR KIDS GET THEIR OWN LOG IN.
YOU AS AN ADULT WILL SEE A
DIFFERENT ONE.
DIFFERENT ONE. EACH DAY THEY HAVE A TO DO
LIST, WHICH IS CREATED BY
YOU.
YOU.
YOU. THIS
YOU. THIS IS THE FUN FEATURE ON THIS
APP.
APP.
APP. IF
APP. IF YOU HAVE MORE THAN ONE
CHILD, YOU CAN MARK IT
STEALABLE.
STEALABLE. SO CERTAIN CHORES FOR CERTAIN
KIDS, AND THEN KATE
COULD STEAL CAROLYN'S CHORE AND
GET THE POINTS FOR
IT.
IT.
IT. >>
IT. >> THIS IS FUN.
>> IT'S RALLY FUN.
IT'S ALSO COOL, BECAUSE YOUR
KIDS CAN SEE THE
PERCENTAGES, AND THE NUMBERS
AND THEIR GRAPHS, AND
SEE HOW MUCH THEY'RE DOING.
IT KEEPS A REAL-TIME CHECK ON
THAT.
THAT.
THAT. AND
THAT. AND THEN YOU CAN PUT THEIR
EARNINGS, WHATEVER YOU
DECIDE, INTO BUCKETS FOR
SPENDING, SAVING, AND
GIVING BACK.
GIVING BACK. >> I LIKE THAT ONE A LOT.
>> THIS IS A GOOD ONE.
IT'S FREE SO YOU CAN CHECK IT
OUT.
OUT.
OUT. IF
OUT. IF YOU WANT TO ADD CERTAIN
FEATURES, YOU MIGHT HAVE
TO PAY FOR THOSE.
IT'S, LIKE, A ONE-TIME FEE.
>> IT'S MINIMAL.
>> YES.
>> YES.
>> YES. >> ESPECIALLY MAKING IT A GAME
FOR THEM OR A
CHALLENGE FOR THEM.
>> RIGHT.
>> RIGHT.
>> RIGHT. >> OR THE COMPETITIVENESS IF
YOU DO HAVE MORE THEN
ONE CHILD.
ONE CHILD. >> IT'S GOOD, AND THEY WOULD BE
PERFECT FOR YOUR
GIRLS SINCE THEY'RE CLOSE IN
AGE, AND THEY WOULD
PROBABLY LIKE TO OUT CHORE EACH
OTHER.
OTHER.
OTHER. >>> THE NEXT ONE IS ALLOWANCE
AND CHORE BOOT.
IT'S A CHORE AND MONEY-PLANNING
CHART, IT ALSO WILL
SYNC ALL OF YOUR FAMILY
DEVICES.
DEVICES.
DEVICES. IT WILL CREATE ALLOWANCES FOR
EACH OF YOUR CHILD.
THIS IS ALL PARENTAL
CONTROLLED.
CONTROLLED. YOU GET IN THERE, SET UP THE
FUNCTIONS.
FUNCTIONS. YOU CAN REPEAT CHORES OR ADD
ONE-TIME
ONE-TIME
ONE-TIME RESPONSIBILITIES, BUT THE
CHORES MUST BE COMPLETED
FOR THE ALLOWANCE.
THEY CAN GO IN AND CHECK IT
OUT.
OUT.
OUT. ONCE
OUT. ONCE YOU APPROVE IT, IT WILL
SEND YOU A TEXT AND LET
YOU KNOW.
YOU KNOW.
YOU KNOW. IT TRACKED HOW MUCH THEY'VE
SAVED, HOW MUCH THEY
SPENT.
SPENT.
SPENT. THE COOL PART ON THIS ONE IS
YOU CAN KEEP TRACK OF
YOUR KIDS' SAVINGS.
IT'S VERY GOAL-ORIENTED.
IF THEY WANT SOMETHING, SHE CAN
KEEP TRACK ON THAT.
IF YOU DON'T WANT TO USE MONEY,
YOU CAN USE POINTS,
SMILEY FACES OR CREDITS.
THEY KIND OF ALLOW FOR THAT FOR
THE DIFFERENT AGES
OF THE KIDS.
IF YOUR KIDS AREN'T READY --
>> DOES IT SAY SOMETHING ABOUT
PUNISHMENT ON THIS
APP?
APP?
APP? OH,
APP? OH, IT TAKES MONEY AWAY.
>> A LOT OF THOSE HAVE THAT
FEATURE, WHERE YOU CAN
ALSO PUNISH YOUR CHILDREN.
IT'S NOT ALL SMILEY FACES.
>> IT'S NOT ALWAYS -- KATE
ALWAYS ORDERS SQUISHY
SMELLY THINGS.
SMELLY THINGS. >> THEY DO SMELL GOOD.
>> BUT HOW MANY OF THOSE DO WE
NEED?
NEED?
NEED? >>
NEED? >> I DON'T KNOW.
I LIKE THOSE LITTLE IMITATION
PERFUMES WHEN I WAS
LITTLE.
LITTLE.
LITTLE. >> OH, YEAH.
THOSE WERE ALWAYS GOOD.
>> YES.
>> YES.
>> YES. >> NOW THE NEW THING.
AT LEAST THEY SMELL GOOD.
>>> THIS NEXT ONE IS I THOUGHT
GEARED FOR YOUNG
KIDS, BECAUSE THE NUMBER FACE
IS A LITTLE MORE
PLAYFUL.
PLAYFUL.
PLAYFUL. IT'S CALLED CHORE MONSTER.
IT USES MONSTERS TO ROAR AT
CUDS FOR DOING CHORES.
SIMILAR TO THE OTHER APPS WHERE
THE PARENTS CAN
CREATE CHORES LISTS FOR THE
KIDS, AND WHEN THE KIDS
COMPLETE IT, THE KIDS MARK A
THUMBS UP.
THUMBS UP. IT'S A LITTLE MORE -- IT'S LIKE
FACEBOOK AND OTHER
THINGS.
THINGS.
THINGS. IT'S FAMILIAR TO THEM.
YOU CAN SET UP A NOTIFICATION
FOR YOU WHEN YOUR
CHILD COMPLETES IT.
YOU'LL GET A TEXT ON YOUR PHONE
SAYING THEY
SAYING THEY COMPLETED IT.
COMPLETED IT. THIS APP IS GEARED TOWARD
SETTING GOALS AND
ACHIEVING THEM.
ACHIEVING THEM. WHEN THEY COMPLETE A CHORE,
THEY GET TO SPIN AT THE
MONSTER CARNIVAL.
MONSTER CARNIVAL. >> FUN.
>> FUN.
>> FUN. >> ISAAC WOULD LOVE THAT.
ALL THESE CREATURES IN OUR
BACKYARD HE'S TRYING TO
FIND ANY WAY.
THE CON ABOUT THIS ONE IS THEY
SAID IT WAS
TIME-CONSUMING TO SET UP,
BECAUSE YOU HAVE TO DO A
LOT OF THE LEGWORK IN THE
BEGINNING.
BEGINNING. THEN IT WORKS LIKE CLOCK WORK.
I LIKED THAT ONE.
I THOUGHT IT WAS FUN.
>> YEAH.
>> YEAH.
>> YEAH. THE MONSTER VIDEOS, ALL THAT
KIND OF FUN STUFF.
>> THEY WERE LIKE, IF YOU DON'T
-- AND ALSO THIS
ONE, IF YOU DON'T GET A MONSTER
AS A REWARD, YOU GET
A SACK OF POTATOES.
>> THAT'S NOT GOOD AT ALL.
>> NO YOU DO NOT.
YOU WANT A REALLY COOL LOOKING
MONSTER.
MONSTER.
MONSTER. >>> THIS NEXT ONE, I THINK, THE
ONE FOR YOU.
I THINK JIM IS GOING TO LOVE
THIS ONE.
THIS ONE.
THIS ONE. THIS ONE IS CALLED BUSY KID.
THE PHILOSOPHY IS TO BUILD
WORK, ETHIC AND FINANCIAL
INTELLIGENCE.
INTELLIGENCE. IT WAS STARTED BY A FINANCIAL
PLANNER, AND HE SAID
HIS MOST SUCCESSFUL CLIENTS HAD
THESE TWO THINGS IN
COMMON.
COMMON.
COMMON. HE SAID I GOT TO GET MY KIDS TO
BE MORE LIKE THIS AT
AN EARLY AGE.
IT ENCOURAGES RESPONSIBILITY,
AND IT'S GEARED TOWARD
YOUR CHILD'S AGE.
THEY EVEN HAVE A BUTTON ON
THERE FOR TWO--YEAR-OLDS.
LIKE GET DRESSED, PICK UP YOUR
TOYS.
TOYS.
TOYS. THIS ONE IS INTERESTING,
BECAUSE YOU CAN SET A PAY
OUT, A CERTAIN PAY OUT FOR EACH
CHORE.
CHORE.
CHORE. YOU CAN ATTACH YOUR KIDS' BANK
ACCOUNTS.
ACCOUNTS.
ACCOUNTS. YOU CAN PAY THEM DIRECT DEPOSIT
EVERY MONTH.
EVERY MONTH. THEY EVEN HAVE A VISA CARD
ASSOCIATED WITH THIS
ACCOUNT.
ACCOUNT.
ACCOUNT. AND THEY LINK TO REAL-TIME
STOCK MARKETS SO YOU CAN
EVEN TEACH YOUR KIDS, THE OLDER
ONES HOW TO INVEST.
>> JIM WOULD LOVE THIS.
THAT IS VERY COOL.
AND ACTUALLY BUY A STOCK.
>> YES.
>> YES.
>> YES. >> A REAL STOCK
>> IS THIS REAL?
>> YEAH.
>> YEAH.
>> YEAH. >> THIS IS GREAT.
>> I'VE GOT TO WRITE THIS DOWN.
>> IT HAS AN ANNUAL FEE OF
14.99.
14.99.
14.99. THAT'S PRETTY GOOD COMPARED TO
OTHER INVESTMENT
OTHER INVESTMENT APPS.
APPS.
APPS. THEY'RE FIVE BUCKS A MONTH.
>> OKAY.
>> OKAY.
>> OKAY. I LOVE THAT.
>>> THE LAST ONE IS ROOSTER
MONEY.
MONEY.
MONEY. OKAY.
OKAY.
OKAY. SO
OKAY. SO YOU CAN START -- THIS HAS A
FREE ACCOUNT, ALSO A
WEB SITE.
WEB SITE.
WEB SITE. BUT THIS ONE THEY SAY IS A
LITTLE FOR OLDER KIDS,
BECAUSE IT RELIES HEAVILY ON
BEING ABLE TO READ.
IF YOU CAN'T READ AS A PARENT,
YOU'RE GOING TO HELP
THEM NAVIGATE.
THEM NAVIGATE. THE COOL THING ABOUT THIS IS IT
TRACKS YOUR CHORES.
HELPS KIDS MANAGE THEIR MONEY.
HAS A REAL EMPHASIS ON
CHARITABLE ORGANIZATIONS.
CHARITABLE ORGANIZATIONS. LIKE, YOU NEED TO PUT MONEY IN
YOUR SAVINGS ACCOUNT
AND GIVE BACK TO CHARITY.
THE KEY FEATURES IS IT'S EASY
TO SPLIT YOUR CHORES
BETWEEN KIDS, AND YOU'RE
INCENTIVIZED AFTER EACH
CHORE IS COMPLETED LIKE THE
OTHER ONES.
OTHER ONES. I LIKED THIS ONE, BECAUSE IT
LOOKED EASY TO
NAVIGATE.
NAVIGATE.
NAVIGATE. THIS HAS A SPECIAL FEATURE
WHERE YOUR KIDS CAN
REQUEST CHORES.
REQUEST CHORES. >> IF THEY WANT THEM.
SAVING UP FOR SOMETHING BIG,
THEN THERE YOU GO.
I LOVE ALL OF THESE.
I HAVE TO SEE WHICH ONE IS
RIGHT FOR THE AGE GROUP,
OR IF