- Staying healthy goes way beyond seeing a doctor.
From the food we eat to the glasses we wear,
these are all things we should consider
when determining our health care coverage.
Now joining us to help you find
a plan with the right benefits is Andromada. Deberry,
a licensed insurance agent
and spokesperson for medicareadvantage.com.
So welcome back.
- Thank you it's great to be here,
great to see you again.
(audience applauding)
- Andromada,
What can people do
to make sure they're getting the most out
of their Medicare coverage?
- Well, for anyone on Medicare,
the answer is simple.
They should explore their options,
including Medicare Advantage plans.
These are private insurance plans that cover
the same medical and hospital care
as Medicare parts A and B.
They can also provide a wide variety
of extra benefits at no additional costs.
- Well, what kind
of benefits do Medicare Advantage plans really offer?
- Well, plans may include extra benefits
that can help keep you healthy
and even helps you save money.
Here are some examples of that.
You may be able to get a plan
with an allowance for healthy food and coverage
for a personal emergency response system,
plans may offer an allowance for dental,
vision and hearing care.
There are also plans that may offer free eyeglasses
and free hearing aids,
as well as prescription drug coverage.
You may be eligible for a plan with low cost insulin.
Plus you may be able to get
a plan with in-home support services,
free transportation to your doctor
and even gym memberships.
There are also plans
with allowances for certain over
the counter items like vitamins and supplements.
- Well, that's a lot of extra benefits
and I'm sure one question on many people's minds is,
what's all this cost?
- Well, many plans are affordable
and have cost-saving features
that can help you stay on budget.
In fact,
you may have access to plans
with $0 monthly premiums,
$0 deductibles and even $0 copays for common services.
- Well,
that must save Medicare beneficiaries serious dollars,
serious money.
- Absolutely, Dr. Phil.
One 2019 report stated
that people with Medicare Advantage plans saved more
than $1,200 on out-of-pocket costs
in a single year as compared to people who remained
on Medicare parts A and B.
- Wow, so Andromada are
these plans something everybody gets
when they become eligible for Medicare?
- No, you won't be enrolled
in a Medicare Advantage plan automatically.
You have to take action to join a plan
with these type of benefits.
But this is the time to call because
the Medicare annual enrollment period is happening right now
until December 7th.
So if you have Medicare,
this could be your only chance
to enroll in a plan with more benefits
or lower costs for 2022.
You deserve an affordable plan
that covers the healthcare you really need
and the medications you take daily.
- All right,
so what can my viewers do
if they want to join a plan or if they have questions?
Because I have to tell you,
as I move around,
we've done this several times.
- Yeah.
- I can't tell you
how many people have said thank you for talking
about that because I didn't know it.
And when I saw it,
I did it and it made a huge difference.
- Yeah, just call the phone number on the screen.
We've created an exclusive helpline just
for your audience
to get a free Medicare benefits review.
Our team of licensed insurance agents can help you find
a plan that offers
the health benefits you really need all
while helping you stay on a budget.
- All right, well,
what about people who want
to keep their same doctor?
'Cause a lot of people don't want to make a change.
They want to keep their same doctor.
- Yeah, well we can actually search for plans
that will allow you to keep your current doctor
and cover your current medications.
All you have to do is call 808,
854,
3892 for your free Medicare benefits review.
- Okay, well,
you heard her and as I say,
a lot of people have told me,
thank you for talking about this and the fact
that they can often keep their same doctor.
So call that exclusive helpline
and get your free Medicare benefits review.
Once again, it's 800,
854,
3892.
And remember,
the enrollment period ends December seventh.
So don't put it off.
You want to call in now.
So Andromada--
- Thank you. - Thank you so much
for joining me today.