I am certain that most of us fantasize about endless beaches, but it’s also essential to be
financially ready. However, not every affordable city is a good choice. Some are well-known for
providing inadequate healthcare and mistreating retirees. The phrase “All Within Your Reach”
does not seem to apply at all times because, in today’s video, I’ll reveal the ten worst places
in the United States to live when you retire! But before that, do me a favor by clicking the
like, subscribe to the channel, and turn on your notification
bell to be notified of the upcoming videos. Welcome to Nowhere Diary! If you’re retiring soon,
we provided a list of places that you should avoid. So please sit back and
relax as we unravel the secret of why they are chosen as the worst places.
NUMBER 10. OKLAHOMA Statistics show that Oklahoma ranked at the
28th spot for having numerous residents. They have an estimated population of 4 million. Undoubtedly,
affordability, medical care, and quality of living were among your top priorities.
Though the cost of living in Oklahoma was quite affordable, unfortunately, it failed in terms
of healthcare and quality of living. Aside from its poor quality healthcare,
it is significantly more expensive than the rest of the U.S. Another thing is that
almost 20% of the residents do not have health insurance. Moreover, the crime rate makes this
place much worst. It was stated on the U.S. News that Oklahoma was among those 50 states
with the highest crime rates, and it could go much higher daily. That’s why retirees are mostly
warned to reduce their outdoor activities. On top of that, the state has a low life
expectancy. It was even dubbed as the nation with the “shortest expectancy rate.” The
factors that could be inferred from this are its weather, unhealthy living, and pollution. Also,
Oklahoma’s transportation services are pretty bad, maybe because of its worst road conditions.
NUMBER 9. RHODE ISLAND If you have tight savings,
you should not consider retiring in Rhode island. Despite having a somewhat good healthcare service,
its cost could literally make you sick! It has low numbers of healthcare personnel such as nurses,
doctors, and dentists. With that, it could not totally accommodate the residents in the area.
Not just that, it also has an expensive cost of accommodations. The houses in here could literally
blow you away as it was set at $284,200! Also, if you love traveling, this place is a big
NO! Its roads are too bad; thus, it is hard to roam around the area. It is undeniably the
worst in terms of its quality of life, making it ranks at the 38th spot among 50 states.
NUMBER 8. NEW MEXICO Though, in terms of healthcare New Mexico
is on its average level. But similarly, with other states mentioned, it is undeniably expensive.
Aside from high-priced health services, its crime rate is also quite alarming.
Its crime rates could literally go twice per 100,000 residents, making it dubbed
the second-highest crime rate in the country. One major factor was the poor economy of the state.
Moreover, healthcare services weren’t just expensive in this place but also its houses.
The average home costs nearly $200,000, and this figure is rising year after year.
Moreover, retirees are also subject to partially paying their taxes. And suppose it would be
compared with one of the best states, which is Utah. In that case, it couldn’t even go past it,
given that Utah has the best accommodations based on retirees’ experiences.
NUMBER 7. ARIZONA Despite having good
weather and benefits that attract tourists in Arizona, its downsides outweigh its advantages.
This place ranks low with regard to its affordability. If you’re planning to reside here,
prepare an amount of $250,000 or more if you want to avail a decent home.
Arizona has a lot to improve in terms of healthcare and overall quality of life, making
it ranked at 35th spot. Residents in Arizona either lack access to doctors and dentists or
do not have access to the facilities themselves. Moreover, its crime rate was a bit alarming,
increasing drastically, which is way higher than the average country’s level.
Arizona was also considered the most populated state. It is mostly made up of desert; thus,
the elderly shouldn’t live here. So, if Arizona was on your list, certainly there are other places
worth considering aside from Arizona. NUMBER 6. ARKANSAS
Arkansas faces the same kind of problems as other southern states.
However, the state is ridiculously cheap. The standard of living is the best it gets. But
you get exactly what you pay for. Healthcare is dreadful, and life quality is mediocre.
Moreover, when it comes to quality of life and all that it entails, Arkansas ranks 48th. Healthcare,
on the other hand, is ranked 45th by WalletHub. However, there are a few areas that appear to be
booming, such as Fayetteville. Arkansas also should be avoided as a whole. Even if you can
overlook the state’s high healthcare costs, the state also has a high
crime rate. With a population of 3 million, it is more prone to crime.
CBS News, THV11, and USA Today have named Little Rock one of the most
dangerous cities in America. These statistics have no doubt had a significant impact on the
state’s quality of life ranking, which is certainly something to consider.
NUMBER 5. WEST VIRGINIA West Virginia has almost nothing to offer. It has
the worst healthcare in the country, ranking 48th out of 50 states. Even if you find a good doctor,
it will cost you a lot of money. People have fled the state because of the state’s poor economy.
West Virginia is the 38th most populous state, with a population of about 1.8 million people.
West Virginia also partially taxes social security and pensions.
On the other hand, however, the best thing about this state is that it has approximately
the same imprisonment and crime rate as the national average. Though it is pretty low,
unlike other states, it is still not ideal for retiring. Moreover, it ranks last when it comes
to healthcare, likely due to a lack of proper healthcare facilities and healthcare workers.
Quality of life currently ranks at number 41 due to the wide range of problems in the state.
NUMBER 4. ALABAMA Alabama is one of the worst states to live in,
and you can’t argue with that. Its overall ranking with U.S. News is second-to-last,
with only one other state ranking lower. The reasons are relatively self-evident.
The worst healthcare system of this place made it quite undesirable for retiring. It’s pricey,
the quality is poor, and inaccessible. Aside from that, there’s the issue of
crime. Alabama has an arrest rate of 419 people per 100,000 people,
and there are 511 violent crimes for every 100,000 people. When it comes to affordability, WalletHub
ranks Alabama at the first spot. So maybe you’re also wondering where the problems come from.
Although the crime level isn’t quite twice the national average, it’s getting close.
That is not something the government should strive for. Alabama’s only advantage is that it does not
tax social security or pensions, but those savings will be spent on extra costs along the way.
Since the quality of life should also be considered in choosing a retirement destination,
Alabama is not an appropriate place. Its lack of education
and limited employment opportunities make it the worst place to retire in.
NUMBER 3. SOUTH CAROLINA U.S. News ranked South Carolina
at the 42nd spot out of 50 states. South Carolina needs to try harder,
especially in comparison to the neighboring states. Healthcare isn’t the worst,
but it’s also not the best. The state’s public health is relatively poor, which is surprising
given the actual quality of healthcare. Undoubtedly, South Carolina is one of the
most affordable states to live in. However, along with that comes plenty of other problems
such as healthcare and quality of life. So, while you might save money on rent,
you’ll be paying in different ways. South Carolina also has crime issues.
Public safety is poor, with the violent crime rate being much higher than the national average.
Although the imprisonment rate is lower than the national average, it still doubts whether
more criminals are on the streets than in jail. In terms of taxes, social security is not taxed,
but pensions are. Financial stability could be improved, but the economy is doing well right now.
Although approximately 39% of the state is educated, the median income is only $29,930.
NUMBER 2. NEW JERSEY New Jersey was actually known
for having excellent healthcare services and a low crime rate compared with other states in the U.S.
But, its major drawback was that living here
is too costly that you couldn’t take long for sure unless you have a considerable amount of savings.
When it comes to affordability, New Jersey ranks last. This takes into account the
adjusted cost of living in the state, tax-friendliness, and healthcare costs.
There is also a lack of affordability for older people who require in-home care. Many seniors over
the age of 65 are unable to afford even a doctor’s visit. According to Neighborhood Scout, it was
listed as one of the most expensive states to live in. The average home in the state costs $360,084.
Overall, New Jersey is fine, but retirees would have to be extremely wealthy to live there.
NUMBER 1. CALIFORNIA It was similar in New Jersey,
with an expensive cost of living. California even consistently ranked near the top of most expensive
states. However, there are numerous opportunities for anyone who wishes to relocate there.
One good thing about this place was its healthcare, which is considered adequate,
but it fails in violent crime rates. The violent crime rate is slightly higher than the national
average. However, given the state’s population, it can appear much worse as time goes by.
It falls short with the second-highest life expectancy among the 50 states despite having
an average healthcare service. It should also be noted that there is a reasonable
balance of quality of life, health care, and affordability, even if it is not the best.
What are your thoughts about these “worst places?” Are you still considering retiring
here despite its issues? I always love to hear your thoughts. Leave your comments down below.
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