Hi this is Tutor Nick P and this is Idioms 151. The idiom today is to nickel and dime someone to death. Okay. Let's take a look at the note
here, If a company or business tries to nickel-and-dime their customers. They try
to get more and more money out of them by having a lot of small charges that
can continually add up to large amounts of income for the company, but it's often
very annoying to the consumer, to the person who's using it. They say what
another fee ? Well how much is it ? Really ? Okay. So let's continue with the note
here. Some discount airlines will try to bring in extra income by charging for
services other airlines usually include in the price. Yes. Sometimes you see these discount
airlines where they they advertise a very low fare. You wonder how could they
do that ? How could they afford that ? And then you find out that well you can't do that,
if you do this they'll charge you money for that. They'll charge you an extra fee
for this, for that, for this, for that, and then that's, then you figure out that's how they do it. So they
will charge for things like checked luggage. Yeah normally on a normal
airline usually up to about 20 kilo or something they'll allow you to have a
checked bag, but here of course you don't get any checked bag. You'll only get like a
small carry on. A window or aisle seat. Yeah normally, you don't have to pay for
the window or aisle seat. It's just something that you know if you reserved
early enough, you were lucky enough to get it , but you didn't have to pay extra
money for it . In this case you do on an airline like this.
Even food , depending upon how long it is. Yeah they they don't give you any food.
You have to pay for the food if you got it. Headphones, well headphones for
entertainment. You know if you, if they offered a movie or some music or
something. So you got to pay another fee for that.
Rescheduling dates. Yeah. You know if something came up, and and even if you
did it with a normal airline if you do it in in enough time in advance , you know
it's no biggie. But here, they'll do it for any reason. Reschedule date. It's another
fifty dollars and that's another thirty dollars. Or whatever so etc. I remember I
heard a story about one guy who took an airline like this and they kept charging for
this, for that for this, he says I thought they were going to charge me for going
going to the bathroom. It seems like there were so many extra
fees. So let's take a look at the example here. Example number one I thought I
would try that discount airline, but I soon discovered they nickel and dime you
to death. By the time you add in all the extra fees the flight was not really
cheaper. All right. So this is the perfect way that we use it. Let's look at the
second one here. Many banks are also notorious for trying to nickel and dime
their customers by adding fees to everything and anything. You got to be very
careful in the banks, you know, for example like a ATM fees. If you take
money out of the ATM you know, some banks sometimes they'll charge you even if you
take it out of you own bank. Or if you, if you God forbid you take it
out of another they might even be a double ATM fee. Something like that or
sometimes they have tricky ones. I remember many years ago, I needed to write
a check that had to be , you know given and deposited that day. And I didn't have
enough money in my checking account So I purposely moved money from my savings
account to my checking account. And I did it physically too. And I put , I made sure I put
the money into that checking account first. All right. And but then, I soon discovered
later I ended up having a bounced check. Because they make the rule that you know
the deposit did not actually count until the next day.
but the withdrawal counts on the same day. So it was
like a very tricky thing. You thought yeah. I thought I was covered because I
physically actually made sure money was in the checking account, before I did
this. But apparently they had these other rules and this is another way that they
get you. And you know people , customers or consumers get annoyed by things like
this. And you've got this little small fee here and this little small fee
there. They are nickel and diming you. That's the way we use it. Okay anyway. I hope you
got it. I hope you enjoyed it. Thank you for your time. Bye-bye.