I'm gonna talk about signing up for Medicare
Where to do it how to do it when to do it pretty important stuff. So stay tuned
Okay, so now it's time to sign up for Medicare and some people find that exciting some people find it
Devastating some people don't care that much
You just want to make sure they get everything
in order the way it's supposed to be so I'm gonna walk you right through this so
You know where to go when to go how to go and make sure you get everything done correctly
So there are a couple different ways you might be coming into Medicare
Maybe you're turning 65 and you're ready to start Medicare, or maybe you're still working your past 65
But you're still in your group insurance
But you're gonna retire and now it's time to come into Medicare and they both work pretty much the same way
So I'm going to show you exactly what you need
If you do work past 65
There's a couple of additional things you need to do and I'll show you that as well
Or the other one is maybe you're under 65 and on
Disability and now you're going to become eligible for Medicare and I don't do medicare disability
But I do want to help and I have a video on Medicare disability that I think will point you in the right direction
So just visit my youtube channel search for disability. We'll bring that video up and hopefully you'll find that helpful
So in the traditional sense the turn in 65 hours and the retirees that are going to be going into Medicare
This is what we need to do. So obviously to sign up for Medicare. The first thing we would do is go to medicare.gov
so we can sign up for Medicare and
Unfortunately, that's not where we sign up for Medicare
So that's the first mistake and it's a big one and obviously
Why would you think you'd go to Medicare to sign up for Medicare?
But that is not where we sign up for Medicare
We have to go to Social Security to sign up for Medicare
And when we're talking Medicare we're talking Medicare Part A Medicare Part B. Now Part A. Pretty much comes automatically
so when you turn 65
Working or not working doesn't really matter part a is gonna start on the first of the month of your 65th birthday
There's no cost to it
and it kind of does that automatically Part B is the one that we to initiate so we actually have to do something and
Unless you're already
Drawing social security. So if you're drawing so scared if you decided to take social security at 62 or 63
And now you're turning 65 Part B will also automatically start on the first day of the month of your 65th birthday
Unless you tell them not to so but let's assume that we're gonna do it ourselves and we need to start our Medicare
Either when we're gonna retire or on the first day of the month of our 65th birthday
So if you're born on June 15th, your Medicare is going to start on June 1st
So important to understand that it's the first day of the month
Unless you're born on the first day of the month, then it starts the first day of the previous month
So that's certainly important to understand. I've got videos on all that kind of stuff as well
But right now we're going to just run through the the signing up part
So we need to get to Social Security
We need to get this page on Social Security and I've tried to make it easy for you to get there
So if you see this URL here, it's a URL that I made
ww
Start Part B comm brings you right to this page
so if you go to start Part B comm it's gonna bring you right to this page on so security and I'm gonna run through
This as far as I can well, let me go all the way cuz I'm not quite 65 yet
But getting closer and but I'm gonna get you as far as we can but it's it's really not complicated now if you are
Retiring and you're past 65 you may not be able to do it online. You may actually have to call Social Security
So the phone number is here. It's one eight hundred seven
seven two one
Two one three and you're gonna have to call them and I'll warn you there's gonna be a whole time twenty minutes thirty minutes
when you call and
It's possible
They might want you to make an appointment and come into the office and you're also gonna need a form from your employer
So you don't have a penalty because you're already past age 65 you have to have this form filled out by your employer
I'm going to show you a little bit later where to get that form right now
So you can email it to your HR department
They can fill it out and that way you can get everything done ahead of time
So that's the other important part do this stuff early. You don't want to be messing with
Deadlines and timelines and add additional stress do everything early. So we're going to walk through this online process
So pretty simple start part be calm brings you right here. You click on the apply online button
It's gonna bring you into some Terms of Service. You need to click this box
Even though you likely do not understand what it says
We're gonna click the box that says we do understand it move along and then we have a couple of different options here
So you can read through some of the stuff but it's it's pretty basic
But really all we want to do is start a new application unless you've already been here before and you've already put in your information
So simply click starting new application and then who is completing this
Application most of the time it's gonna be me myself. I am completing this for myself
although I
Certainly have a number of couples that one spouse does it for the other spouse if that's the case then you're helping someone that's not
here
It depends they don't know they can't see you so you can kind of answer that any way you want to and then
It's gonna bring a couple of more questions below that do you have a my social security account?
So that's kind of what we're doing right here is creating a my social security account
and if you've been into Social Security before checking on your benefits or something like that, you very well likely have a
My social security account, so you're gonna have to log in versus creating a new one
And then do you have an address in the United States?
Yes, we do and we move along and then it's signing to your account or create a new account
so again if you've already been in before
What not on Medicare but just look into Social Security stuff then you log in with that as well
or if it's the first time then just created an account and
You know, it just brings in more information. You got to add some
agreements to terms and services again
And then you fill out your basic information
name social security number date of birth so forth and so on so we are looking to start our
Medicare Part B
either the first day of the month that we turn 65 if we're coming in at age 65 or
The first day of the month that we're gonna lose our group coverage
So if you lose your group coverage on the end of August, then we want to start Medicare September 1st
so that's
Exactly how you need to?
things up and either start part be calm or the phone number there to give them a call and again just do it early and
If you need any help with that
Just give me a call or send me an email and we will absolutely walk you right through it
So this is obviously what I do, I I help people with their Medicare choices
Make sure we get all your pieces in the right places
I'm gonna show you where to get that employer form right here in just a second and you know
Obviously visit my website I have a tremendous amount of information on my website
Whether you need it now or you're gonna need it in the future. Just kind of make sure you know where to find it
So the first thing you can do on my website is you can get in immediate quote for a Medicare
Supplement plan if you're gonna be with Original Medicare a and B
You're likely gonna get a Medicare supplement plan that covers what a and B
Do not we make that super easy to do
I am licensed in 49 states so I can help just about everybody in the country and I certainly have customers
Everywhere from Hawaii to Alaska to Maine to everywhere in between so I'm happy to do it and we you know
It's such an important scenario right now
That we want to get it right the first time
So visit Medicare on video comm you can also download a discount prescription drug card right here on top if you just click on that
Drug card, it'll download onto your computer. It's free. There's no cost
No strings and hopefully it's going to save you some money on your prescriptions going forward. So some other stuff you can do here
other than getting your quote and then getting your
Discount prescription drug card, you can also visit the Resource Center. So in my Resource Center, I have all sorts of information
Not only my videos but I have all sorts of guides and forms that you may need now
Or you may need in the future so that employer forum that I'm talking about is right here
You just click on the employer forum. It's gonna download on your computer. Then you can email it to your HR department
Say I'm going into Medicare. I need you to fill this out
most know exactly what it is depends on your HR department, but most are very helpful and can get it done pretty quickly if
While you're here, you can also download a copy of my book Medicare made clear
I pretty much cover every topic and medicare in my book of Medicare made clear
Great to keep on your computer or I and again more for the future
Because things are going to come up and it's a great resource to have
for when you need to find something if you want to see more of my videos I try to make it easy for you to
Get there as well if you go to
WWE
Civilian comm it's gonna bring you right to my youtube channel, and I have videos on pretty much everything
I find videos so much more helpful for people because they can see it versus trying to just read through
Information much easier to see things if you're looking for something specific just click on the magnifying glass
Put in whatever. You're looking for Part B Part A drug plan supplement
Whatever it may be it'll bring up the videos they correlate to that topic
So makes it easy for you to find what you're looking for. So and again, this is what I do
There's no cost to you to allow me to help you when we find the right Medicare supplement plan
Whatever insurance company, we choose they pay me to act as your service agent. So I do not work for an insurance company
I work for you
So I have access to pretty much everything that's out there and we look to make sure we find whatever is best for you
So I hope you found this helpful. And if there's anything I can do to help send me an email
Give me a call visit my website and we're certainly happy to do it
So again, I hope you found this helpful and have a fantastic day