retiring before 65 how do you get there is it possible we're gonna discuss it in
this life games video getting you to retirement before 65 and living
comfortably let's get it
what's good YouTube it's your Sexy's he'll host of the life games channel old
uncle MA and we're bringing you life games financial today because having
great quality of life along with being in good health is what we're founded on
in this channel we're talking about retirement but before we do that y'all
know I got to put on two plus seven glasses of sexy as hell
work on skilling up my craft bringing you a more informed youtube experience
something better to look at check the video description i've got links in
there for shop life Gamescom HD IPTV my wife is doing the kidney channel and
check it out everything you need to know so can you
really do this and the answer is absolutely yes ladies and gentlemen it
just takes some planning it can be a little tricky but if you put the
discipline in place that's why I did that video about Fitness discipline cuz
it's so tough you can overcome Fitness discipline you can definitely overcome
financial discipline and save money the key to it is you have to live way way
way below your means if possible I live off of a half of what you've made or no
more than 65% of what you made and then you've got to make sacrifices and you've
got to be cheap I mean if you have to live in a one-bedroom apartment to save
money you do it if you have to drive a car to the wheels fall off of it you do
it don't worry about the way you look to everybody else as long as you're just
presentable and you're making gains for your future I think sometimes we get too
caught up and fake it till you make it or keeping up with the Joneses or making
excuses to spend money where we don't need to spend so just because you're
tired of a car that you have that it's upside down don't mean you take that
joint back to the dealership and get a new one to put you even more upside down
think about this people think I do these videos I'm a minority I didn't have
anyone to teach me these skills my parents didn't have the skills my
grandmother didn't have the skills and I wish someone would have told me some of
these secrets when I was twenty thankfully I learned it on
on in my 30s and now I'm trying to teach it to you all another thing you've got
to do is cut bad dad do you number one source of that is credit card debt it's
gotta go you've got to get rid of it so with all the money you're saving when
you get extra money you throw that at the bat there step number one would be
to get rid of the bad debt put in a little bit of side for savings but
number one you get rid of the bad debt because of the compound of fat that fat
that compounds month to month year to year if you're just paying the minimum
or slightly above the minimum so guys you're going to want to cut that out and
get rid of it now there is good deck if you can put yourself in position for
good day let's talk about them so real estate y'all knows my favorite way to
invest I'm always getting returns higher than 15% on my real estate long as you
do it right and also I will say now this is gonna be where y'all might jump down
to the comment sections and cuss me out but college can be bad debt if you're
getting a job that is gonna pay you more than what the debt is you're gonna
acquire so let's just say for example you go to school it cost you $100,000
you need to at least have a job that's going to pay you 50 grand or more each
and every year the salary so that you can baby knocked down that hundred
thousand dollars in about four or five years so those would be my examples of
good dad you gotta think when you're living below the means and extra money
comes in you throw that extra money either at debt that you may have
lingering or you throw that extra money into an investment so that it can
compound for you and I mean you just got to get started just think about if you
can just start with a thousand dollars you just got to get you start putting
yourself in a habit start with a thousand dollars thirty years from now
if you invest that thousand dollars right it could be thirty thousand
dollars you just got to invest it right and try to get returns on your money
think about this people the average person gets rich through saving and
investing not winning the lottery not inheritance not pass me down what gets
passed down that a lot of us don't get is the knowledge
of how to get there and these are the fundamental steps you've got to tape so
that you can retire a little earlier than 65 and be living a good life I mean
you just gotta sacrifice your working years ladies and gentlemen and stay in
good shape and when you do get to be 50 45 you know 60 whenever you can retire
it slightly new 30 because your ass stayed in shape and now you got all this
pile of money that you can live off love to do the things that are near and dear
to your heart travel whatever you want to do that's gonna do it for this video
don't forget to like my video comment and subscribe go get yourself a life
game start retiring today don't delay get yourself in position where you can
be doing whatever it is you want to do in your life by planning saving cutting
bad debt and invest in properly and you can do it as well and until that next ex
is hell video I'll see you