In this video, we will see how to use the Klarna application
in-store and online. So, let's get started.
The top three sections are to pay for existing orders or shop with Klarna in-store and online.
Below that, we have some quick options to browse that the application.
You will learn those by using the app.
Down below, we have the featured stores, recently viewed, and rewards available right now.
You can see all stores that Klarna supports by tapping on this "view all" option.
In the "my Klarna" section, we have limits and past orders. The section also shows our
profile information. To see the active and used cards, touch on the "one-time card" option.
The active cards are those that you have generated but haven't used yet.
Active cards expire after 24 hours of generating.
Before we make a purchase, we want to ensure that the payment information is up to date.
For that, we will go to "payment methods" and check the added card.
If this section is empty, you will need to add a credit or debit card.
Alright, with all being covered, let's see how to use the application online.
We'll tap on this search button to search for the outlet.
For this video, I will go to the Adidas website.
If you can't find the store, you can still use the app and pay by tapping
on this "search on Google" button. I will touch on the displayed icon.
On the next screen, you will see the store's website. Klarna is an app
integrated with a browser so that you will see their mobile website.
It's time to browse items and add them to our cart. I'll search for the item
that I need and add it to the cart. Once done, I will go to the checkout page.
We will fill in all the required information on the checkout page
and proceed to the payment page. Here, we will select the credit card option.
This is where Klarna plays its part. We tap on this "Pay with Klarna" option, and a small window
displays with some information. The message also shows your estimated balance down below.
Anyway, we tap on this to create a one-time card.
Usually, the app automatically detects the total amount, but you get this screen to
insert the amount manually if it doesn't. In our case, it's $150, so I will put that there.
It also asks if you like to add a shipping cover that covers in situations like
claims and chargebacks. I won't add the cover and continue to the next screen.
On the following screen, you see the payment breakdown with total cost.
When you press this continue button, the app charges the first payment
as a reserve fee. This fee comes back if you don't use the card.
The app may do a soft credit check,
which involves checking if you have enough money in your account and your history with Klarna.
On the final screen, you review and make sure everything is correct.
After that, it generates a ghost card to use on the website.
We will copy the number and paste it into the area. In the name filed, use your own name.
A cool thing about the app is that when the keyboard is open,
you see a bar with details. You can fill out the information as it is.
Let's fill in the expiry date. Or, we can simply tap on the specific info
to automatically fill it. For example, I will touch on CVV when the pointer is in the CVV area.
Let's tap on the "place order" button
to place the order. The company will verify the card and proceed with the payment.
That's it. We have now purchased something using Klarna.
You can see your past orders in the "my profile" area. It may still take some more time for the
app to process the order. In that case, you will see a "payment in progress" message.
You can tap on the order to learn more about it and find out about your payment plan.
Now, let's see how it works in-store. For in-store, make sure that your phone
supports NFC and you have a payment app installed, like Google Pay or Apple Pay.
The initial steps of generating a card are the same. You tap on this in-store option
and then search for your outlet. You can touch on the displayed option if you can't
find the store. A message shows up suggesting where this app should not be used. After that,
you put in the total amount and tap on continue.
The next screen is the same. From this point, the app charges the 25% instalment.
Let's tap on continue and review our details, and then continue.
From here, it's a bit different.
The app shows a card with a button to add it to Google or Apple Play.
Let's tap on this button to add.
Now, you will see some terms and conditions and disclaimers before adding the card.
The app will then verify the card and add it to the payment app. Once done, you can go to
the payment application, select this card, and hold your phone against the terminal to pay.
Alright, that's it on how to use Klarna. I hope it helped you learn
how to use this application. Please share your thoughts in the comments
and like the video if it helped. I will see you in the following video. Until then, take care.