Charlie Lang is a great policeman of New York City, he is loved by the locals. His wife,
Muriel, isn't satisfied with his cop job, saying it doesn't win them enough money. His friend and
coworker Bo, hangs with him everywhere, he's his best buddy. Charlie was helping people around
in New York City, helping the blinds cross the streets, teaching the children how to behave...
At the same moment, a woman named Yvonne is in court, because she has $12000 in debt,
she tries to explain that it's her husband that spent this money. But the judge is not
buying this, and says that as long as there was not an official declaration of divorce,
he can't help her. He stamps her paper with bankruptcy.
In the bathroom, Charlie and Muriel argue, she's complaining about the lack of money they have,
and how much she hates the apartment they're in, but thinks it's fine, he even likes it. So to try
and get out of this misery; Muriel asks Charlie to buy a lotto ticket, she says she had that
dream and that it meant they would win, and even though Charlie knows how little their chances of
winning are, he accepts to do so. When he goes out of the house,
he meets with his friend Bo, that blames him for buying it, as the queue is very long.
They decide to go eat at the restaurant in front, where Yvonne works as a waitress. She goes and
serves Charlie and Bo. A radio call forces them to leave before the arrival of their meals,
and as Charlie is about to pay the bill, he realizes he doesn't have enough for a tip, so
he says to Yvonne that if he wins the lottery with the ticket he bought, he'll come back tomorrow and
give her half of it, to which she says that he'll never come back if that happens.
The night of the same day, Charlie is playing baseball with the children of his city,
spending some good time with them, until this moment is interrupted by his wife who calls
him to eat. Charlie puts his feet in a bucket of water, which absolutely disgusts his wife.
She's very aggressive towards him, but Charlie never answers back. And it's time for the loto
for the loto results. Charlie got the numbers that Muriel suggested wrong, but that mistake
happens to be a benediction, as they have all the numbers correct, they won the lottery!
Meanwhile, Yvonne is struggling with her bank. She can't pay her debt and struggles to even pay
rent. Charlie informs Muriel of what he promised to Yvonne, but she tries to persuade him to not
give the money. But next thing tomorrow, he's in front of the restaurant she works in. Bo messes
with him, saying that it's absurd to do that, but Charlie gave her his word. So he steps inside and
looks for her. She's very busy, as there are a lot of clients in there, and her boss is tyrannizing
her. Charlie says he has a gift for her. And it was a chain for her glasses, as she always
forgets where she put them. Eventually, Charlie tells her he won 4 million dollars in the lottery,
and at first, she thinks it's a poor joke. But seeing how serious he was, she starts dancing
and serving ice cream in the restaurant. This story makes the first page of every journal:
"The cop who tipped 2 million dollars." Muriel didn't wait long to start spending her money,
as she went to all the clothing stores and bought more than she'll ever wear. But she is not willing
to share it, as she doesn't even let Charlie give money to the homeless, saying that he's wasting
their money. Muriel was having the time of her life, until animal activists came and splashed
her with red paint for wearing animal fur. Yvonne kept a simple lifestyle, her habits
didn't change much, she still buys her groceries at the same place, after she got home, she found
countless messages of "friends" wanting to talk to her, but Yvonne simply doesn't answer them, until
Yvonne's husband contact her again. He's obviously after her money, and she knows it. She asks him to
not call her again and hangs up the phone. Meanwhile, Charlie complains to Bo about how
people change around him. He didn't change a bit, but people see him differently. They stop by a
local shop to get coffee, Charlie gets in, and orders his 2 coffees, and smells something fishy.
He quickly realizes the store is being robbed. Charlie plays it off like he didn't notice and
leaves the shop to go enter by the backdoor. He tells Bo to stay in the front so they can't
escape. Charlie, with the help of the diversion of a client, bravely arrests the robbers, and without
shooting, to avoid injuring them, even though one of the robbers managed to shoot him in the arm.
He is rewarded with the medal of courage for his heroic behaviour, and sense of courage, he does a
speech where he says he'll take some vacation from the job, and that he'll donate $10000 to charity,
which obviously upsets his wife. Charlie goes home, and he sees it under
construction. His wife introduces him to his new accountant, and she says that he'll help
them manage their money. Muriel wants to move from New York City, she wants another place and
sell this one. Charlie says to her that he wants to stay here and he asks her where is his chair,
she answers she threw it away. Meanwhile, Yvonne bought the restaurant
she was working in, and happily serves everyone there, and tries to please every customer. Charlie
offers Bo a subscription to all the Knicks games for the year. While Yvonne and Charlie use their
money to make the world around them better and the people happier, Muriel chooses to use it for her
own happiness, not caring about the others. Charlie and Muriel go to a boat party,
and as Muriel discusses with crooked businessmen about how to make a lot of money, Charlie sees
Yvonne trying to pay for her taxi. He leaves the boat and goes to help her. Unfortunately,
or fortunately, the boat leaves without Charlie and Yvonne, leaving them alone. They decide to go
have dinner together. They both talk about their past, how they're not satisfied with their current
lover. Yvonne proposes to Charlie to dance, which he gladly accepts. They both enjoy the moment,
even though Charlie feels a little awkward. After they finish dancing, they start walking again,
and they exchange a few words about how comfortable they feel around each other,
and Yvonne proposes Charlie to see each other again tomorrow. He happily accepts.
The boat came back, Charlie goes on board and picks up his wife Muriel, who got flirty
with the businessmen. She was acting all big and important. The next day Charlie met with Yvonne,
and they did rollers together, and if Yvonne was used to them, it was a whole other story
for Charlie, he went downhill and didn't know how to brake and he ended up in a dirty lake.
After that, they decided to go to the metro, and they paid for everyone's ticket there. They also
rented a baseball stadium, where they invited all the youngsters of Charlie's neighborhood,
with whom he used to play baseball. All together, they spent a wonderful moment, a sincere one.
But as soon as they come back, problems strike both of Charlie and Yvonne. Charlie's
wife throws his clothes through the window, and blames him for paying everyone's metro ticket.
She thinks that he'll never change, and that he'll keep wasting her money. She says she
wants a divorce. And Yvonne's husband came back in her life asking for money. He wanted to open
a big restaurant with the price of $50000. He was waiting for her in her own apartment,
and she didn't even want to talk to him, so she told him she'll leave for now,
and if she finds him back when she returns, she'll call the cops.
So both Charlie and Yvonne are going to the same hotel, the Plaza. They see each other there,
but Yvonne had already took an individual chamber. Yvonne goes and knocks on Charlie's door,
and after a quick small talk, they passionately kiss, and spend the night together. In the
morning, they leave their chambers together. But as soon as they cross the door of the hotel,
a horde of journalists intercepts them and ask them about their relationship.
Charlie meets Muriel's lawyers, where they discuss the terms of their divorce. Charlie accepts to
give his money, totaling 1 million dollar, but when he heard that they were going for Yvonne's
money too, he couldn't stand it, and chose to fight back. Due to these events, he can't see
Yvonne yet, until all this case settles down. It's court day, Charlie's lawyer tries to prove
that Charlie chose the loto numbers, but through a sophisticated lie orchestrated by Muriel's lawyer,
she manages to convince the court that she was the one who chose the numbers, even though it is
blatantly false. The next day, Muriel's lawyer ask harassing questions to Charlie, asking if he ever
hit her, he repeats the question many times, until Charlie says that once he grabbed her by the arm,
which is enough for the newspaper to say that he was abusive. The next day,
Muriel's lawyer convinces the jury that Yvonne is a gold digger, and that she's
married to a man and loves another. The jury gives back his verdict, and Muriel
wins. She won everything. Yvonne bursted out of the courtroom, running as fast as she can,
and while Charlie tried to catch her back, journalists stopped his progression. Yvonne
was crying. And Muriel has the nerve to say to the journalists that justice was done.
Charlie tried to go to Yvonne's house, but after knocking and seeing no answer,
he went back to Bo's place to sleep. But he couldn't. He simply couldn't sleep as he was
thinking of Yvonne. Charlie then went to Yvonne's restaurant, where he found her crying. She felt
guilty for the loss of money, as she thinks that she ruined Charlie's life, but he tells her that
he got her! And that this is the most beautiful gift she gave him and anyone ever gave him.
A homeless mans knocks on the door of the restaurant, asking for a hot meal. Yvonne
and Charlie gladly serve him, but he wasn't who he pretended to be. He was a journalist. And the next
day in the morning, there was an article about the heartwarming couple, and a donation call.
Charlie and Yvonne went to the restaurant a last time to say goodbye to the place,
but they found the gate opened, and the door was heavy. It was because of the pile of letters
behind it. At first, they thought this was a mistake, but they quickly realized that all the
letters were destined for them. A global effort took place in the city. Everyone was raising
funds for "Loto couple," the cops of the city, the fireman, and even the small shops. It took
them 3 days to open all the letters and there was the equivalent of $600000 worth of tips.
In the end, Yvonne's ex-husband still works as a taxi man, Charlie worked as a cop again, as
this was the job he liked, Yvonne got to keep her restaurant, and work at the place of her dreams,
and Muriel married the crooked businessman from earlier, who ripped her from all her
money before disappearing. But most important of all, Yvonne and Charlie got married!!