While the Apple Pay service, which has been a long-cherished wish of Apple users in Korea,
has now entered the second reading, stickers
announcing the Apple Pay service are being attached at numerous stores.
As a result, many people have already received Hyundai Cards
and are waiting for March 21st
to think about where to use them first,
and there are also a lot of videos related to Apple Pay coming up.
Unexpectedly bad things can happen.
In this video, I summarized the precautions related to Apple Pay that I have learned
while using Apple Pay for the past 7 years,
in order to make sure you know before using Apple Pay.
I've been using Apple Pay for the past 7 years while living in the United States,
and it's from the beginning of Corona
that Apple Pay has been in earnest nationwide in the United States.
Now, it is convenient to use Apple Pay
from convenience stores in front of the house to government offices, but it is also inconvenient.
It is true that the use of a password is strongly required by the system for iPhone use,
but it is not mandatory to require a password.
Of course, recently smartphones have become a repository of personal information,
so it is rare for those who do not set a password, but when using Apple Pay, all iPhones,
Macs, and Apple Watches must be set with a password.
As a result, those who have used it on a Mac or Apple
Watch without a password may feel a little uncomfortable.
There has not been a single case of Apple Pay
being hacked or money being incorrectly withdrawn due to system problems in the past 8 years.
Apple Pay has a built-in self-destruct device.
In the event of a system error or an erroneous payment attempt,
Apple Pay deletes all cards stored in the wallet.
This applies not only to the card in the iPhone, but to all devices that you use in conjunction with it.
I've been using it for 7 years,
and I've experienced that all of the cards were deleted due to an error only twice.
In this case, you will receive an email that the registered card has been deleted from the related device,
and you will need to register it again on your iPhone, Apple Watch, or Mac.
When I was the most, I used to register
and use 8 credit and debit cards in my Apple Pay wallet,
but after that, I have been using 1 each of the essential
credit and debit cards and Apple Cash.
With the start of the Apple Pay service,
many people plan to leave their wallets completely at home.
Although it depends on each person's lifestyle, it is recommended that you carry a wallet with you.
It's rare, but it's very troublesome when your iPhone or Apple Watch is discharged
and you can't use it.
Recently, there are people who carry their driver's license as an electronic license.
It is convenient and good to be able to write important information in one place, but paradoxically,
it means that it carries a great risk.
Do you have a plan
in case your current iPhone is stolen?
There was also news about a recent iPhone theft case.
In the case of the United States,
it is relatively easy to find your iPhone
as well as others through Find My when it is stolen,
but the Korean government has recently requested Apple's map I rejected it.
There were various reasons from security reasons here. I don't know if it's related,
but Samsung is planning to unveil a new
smart tag at the new product unpacked event in August this year.
Unfortunately, the iPhone's Find My feature in Korea may have to wait another 7 years
to be able to do so.
For this reason, we highly recommend that you keep your wallet with you on a backup plan.
Apple Pay Payment Accident Reports of Apple Pay-related fraud in the United States
only occur with Apple Cash with a money transfer function,
and there are no reported cases of Apple Pay with only a payment function.
I don't know how the contract between Apple and Hyundai Card came about in detail,
but in the case of the United States,
credit card companies and banks are held accountable for payment accidents.
However, in the case of the United States, if you have made a payment on a fraudulent website, such as fraud,
exaggeration, or counterfeit, and want to cancel the subscription,
contact the bank or credit card company to receive relief in most cases.
It is because there is a disclaimer called Zero Liability.
I think this is one of the biggest reasons why the United States is called advanced finance.
As the online payment market is growing,
I think it is essential to introduce the service in Korea.
However, in Korea, the problem of withdrawing subscriptions related to fraudulent payments
with Apple Pay will be Hyundai Card now,
so you need to check with Hyundai Card.
I assure you, when Apple Pay starts in Korea,
any iPhone user will receive this text message and email for a year.
It is a phishing text message and email pretending to use Apple Pay.
I have never paid for the pattern, but some money was withdrawn from the Apple Store.
It is a method of inducing access to a dangerous website by attaching a PDF file with content
such as how much was withdrawn from the OO store to Apple Pay, or by attaching a link.
In the past, the sender's number or sender's e-mail address was crude,
so it was relatively easy to recognize it,
but recent scam trends add to the confusion
by creating accounts that are as similar as possible.
For example, the account that sent this message is applepay.com, which looks like it's run by Apple,
but it's actually a scam website.
Also, if you open a PDF file attached to such a letter,
it is very likely that it contains a message saying that there is a problem with your ID
and that you are prompted to log in by entering your Apple ID and password.
If you have not set up 2-step verification for login and login is attempted,
the information can be passed on to hackers and used for abuse.
In addition, there is a possibility that a phishing text message
disguised as Hyundai Card or an e-mail requesting account number and password may occur.
If you receive such a text message or e-mail,
it is important to stay calm and check
if there are any problems with your account or card using another device
rather than immediately finding out where the content came from on the device.
It is important to report through the reporting system.
This will reduce the chances of others experiencing the same thing in the future.
Also, it is a good way to look up through internet fraud
suspicion calls and account number inquiries to the National Police Agency.
It is estimated that recent hackers have considerable data on domestic iPhone users,
including the hacked content of LG U+ in January.
That's why there will definitely be phishing crimes targeting Apple Pay.
This is because iPhone is the safest for security
and Apple Pay boasts the best security,
so users' security awareness may fall.
It is true that iPhone and Apple Pay are excellent in security,
but they do not guarantee complete freedom from hacking and fraud.
In order to use Apple Pay more enjoyable,
you should always be mindful of security.
thank you. This is Route 9 from Boston.