everybody welcome back from Kissimmee Florida on a beautiful February
afternoon here nice and warm outside there might be some rain on the way
today I'm really excited to share with you I'm gonna give you some information
about my mobile health insurance that I hinted at it a few videos ago I asked
her some feedback on that and I come to find out that a lot of people are really
interested and how I'm able to find a national PPO insurance company that will
let me go out of state so in this video I'm going to give a lot of specifics I'm
going to show you some numbers at the end of the video there's also gonna be
some links in the video description I'm gonna give you my policy writers direct
email Zachary Roberts as well has his webpage there so that if you're
interested in this you can also go to him and have him write you a custom
policy as well not being paid for this or anything not getting any kickbacks
from him but because he helped me I feel like he could definitely help some other
people who are just kind of kind of lost out there and wondering how in the heck
are we gonna find something that works outside of our state so I got a lot of
important information to share with you in this video don't worry we will get
through it but first a big shout out to the video
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again expressvpn for sponsoring this video now on to health insurance first
of all let me give you a little bit of history Jax and I have been full-time
RVing for nearly nine years now it'll be nine years this summer and in that time
this is the first year here in 2019 that I have had health insurance that was
accessible outside of my state of residency back home so for a while there
it was Washington State and then also South Dakota
all of the insurance premiums that I was paying for myself I could only use in
those states really irritating because pretty much every medical problem I had
was on the road somewhere else and I was paying out of pocket
in fact I paid right here a couple months ago what two hundred and fifty
dollars out-of-pocket for an urgent care visit and then I had to pay for all of
my prescriptions out-of-pocket a hundred percent as well and that really added up
on the road and it got me thinking I actually reached out and I got in touch
with a policy writers Zachary Roberts and again his information is also in the
video description below if you want to get in touch with him I'm gonna go
through some of the numbers here so I'm gonna flash some stuff up up in your
screen right now if you want to look ahead but essentially I've got a five
thousand dollar deductible I pay $30 copay for doctor office visits and
Urgent Care so it doesn't matter if you have a primary or you go to Urgent Care
and get to be seen a lot quicker it's always going to be $30 for the first
three and then I don't pay any more co-pays for the rest of the year I will
just say you might want to pause the video if you want to zoom into some of
these numbers specifically just so you can see what I'm at understand that your
policy is going to be custom it's going to look differently some numbers will
get tweaked and that's what you can find out is what exactly you're available and
what you're gonna pay I'm just sharing some of my information I am a nonsmoker
I'm in pretty good health but I do have some prescription drugs that I have
right now for heartburn and high blood pressure and right now I'm paying about
ninety two dollars a month for this health insurer
it's plan right here as you can see I got a $5,000 deductible $30 copay is
picky dollar wellness benefit co-pays inpatient up $200 a day
outpatient $50 per day all the informations right there the one that's
not going to be listed on here is the prescription drugs so I have a couple
cards ID cards I can use my prescription drug card at CVS and so far all of the
medications that I've been prescribed all six of them here in 2019 were paid a
hundred percent by my insurance absolutely zero balance due for any of
that which is awesome oh my gosh so having that connected to the insurance
plan and I talked about how fast it was I mean I was in and out in less than an
hour being seen by an urgent care doctor getting my prescriptions in my hand
getting out on the road I'm gonna show you a little bit about how this works
here in this program so my particular insurance has run through or managed by
my benefits keeper and I would have to log in and my insurances through life
shield but this blanket has a couple different ones yours might be different
for the same policy but you can see this page right here allows me to just find a
doctor okay so I'm in Florida but I have insurance in South Dakota how does that
work well right here we can enter in a new zip code okay so I'm in Kissimmee
Florida right now and then you can search by the type of doctor that you're
looking for whether that's urgent care or vision or you need emergency care
because you broke your foot or your ankle or something like that and then
you're gonna get all these addresses so I have actually filtered this down to
just my providers and so all of these and you can see there are a lot just
here in Kissimmee Florida all of these are available to me and I would not do
the online booking I would definitely call the number on here and either make
an appointment or if you're doing the urgent care then it doesn't really
matter just find out what their hours are go in show your card and it's gonna
be a $30 copay for the first three each year and then nothing after that so so
this this interface right here is simple and easy to use and I'm not restricted
to only using it in South Dakota so I strongly urge you to do your research
and find out what else is available for but if you don't have any other options
and you're kind stuck like me with your state back home
insurance and then useless on the road definitely give this a shot and look at
those links below and talk to Zachary Roberts about possibly finding one of
these national PPO plans that will allow you to pick from all of the places all
50 states in the country for your insurance needs and I think that's
really really helpful I didn't even know something like this existed to be honest
with you and I had to do quite a bit of research and then obviously I wanted to
test it out a few times on the road to make sure it really works the way I need
it to work and I am really happy with it so far so far if something changes I
will definitely let you guys know but shoot Zachary roberts over there an
email if you're looking for something similar to what I got here and let me
know if you found something better or if you see something working better for
nomads out there let me know in the comments below so I am staying here to
Cracker Barrel here in Kissimmee Florida which is RV overnight friendly big thank
you to that and I'm nearby Orlando I am hungry and I love their food here if
you've never eaten a Cracker Barrel you ought to try it they have some really
good homestyle food and they have RV parking long slots that are there marked
for RVs and buses and a sign indicating and so far no cars are parked here I
really appreciate them giving us a spot to park now what am i doing in Orlando
because I mean obviously I'm not on the coast well I had plans I had plans for
when I first got in to Florida not not talking about Disney I had other plans
and I'm working my way I got to get there plus I maybe seen Angela again
here soon remember she is still over in Texas and she's got a senior cat that's
just got to take care of so until we are physically our B&R be still some tricky
complications there that we're working on but anyway go inside and get some
food I love the feel of these homestyle restaurants
you can sit outside they'll call your name I've done it before
Jacob's party of one your table is ready cuz at a party one person another party
I usually get the dinner sampler but they serve breakfast breakfast this time
just to switch it over I come here about once a week by the way
it's always good food I ain't gonna live just like like Waffle House to me you
know kind of like that comfort food type stuff and you know I don't like shaming
people I just I think I don't get it I come back out and it's like I have to
shame him because it's not like they're mentally incapable know they're doing a
devious than now if they walked out and like they had a blind cane then I'd be
okay that would be even just about as creepy
no but you're being an a-hole there's there's no way you can read you just
being an a-hole there are lots and lots of spaces closer to the restaurant I
mean it's pretty clear there's no reason for this guys explain that to me guys
issues anyway I can't make people smart or not be
enable Jackson I will see you soon guys hope you enjoyed the insurance video and
I'm looking forward to getting back on the road all right I guess
you