Hello and welcome to today's English lesson. My name is Stuart. in today's
lesson we're looking at words and vocabulary related to the topic of
investing money let's go to the intro
now as I said today's topic is related to investing money and all of these
words and expressions are related to this topic
now obviously the objective of this lesson is to build your vocabulary
enhance your knowledge of certain topics in English so that if you have to speak
or write about this in the future in an exam or something like that you'll be
able to use these words correctly and also pronounce them correctly which is
also important as well so investing money now everybody likes to make money
and you want to invest your money you try to make extra money become rich
maybe if you have a good investment so let's have a look at these words related
to the topic now the first words are obviously related to the keyword which
is investing so you invest in something if you invest in something you become an
investor and what you do is you make an investment okay so you invest you are an
investor and you make an investment in something okay as well you invest in or
you make an investment in something as well the object of investing is that you
want to make your money grow you're looking for growth if you have $10,000
to invest you want to try to grow that money to increase that money so you're
looking for growth you want a return on that money another expression we use
when we talk about investing you want a return you
for a return perhaps you get a good rate of interest on some money that you have
in the bank okay you get the good rate of interest maybe if you invest in a
company you buy shares you get a dividend and all of these things are
known as earnings your earnings from your investment now how do we invest our
money what are some of the options that we have when it comes to investing money
well here are some obviously there are more but these are some of the more
common ones at least that I'm familiar with so for example you can invest your
money in property you can buy a property to invest maybe you buy to rent the
property to another person so you live off the the rent that somebody pays you
perhaps you buy and sell property quite frequently in order to make a profit
okay so people invest their money in property equity you can take equity in a
company in a private company perhaps a small company that is just beginning a
startup perhaps you can take equity you can invest your money for a percentage
of the company you can take equity in a company perhaps you buy shares or stocks
in a publicly listed company a company that is on the stock market or the share
market one of the big companies for example Apple or Google or Facebook all
of these companies are publicly traded companies and you can quite easily buy
shares or stocks maybe you want to invest in bonds government bonds
corporate bonds okay the government is looking to get money so they issue bonds
with a fixed rate of interest over a period of time so you invest your money
in government bonds or as I said corporate bonds okay perhaps you take a
bit more risk and you invest in you choose where you buy or sell an
asset based on a future price or maybe a pension plan
quite simply okay a pension plan maybe you save your money today and invest in
a plan for the future when you retire to help you with your retirement your
financial needs when you retire okay in 10 20 30 40 years however long you have
before you retire you can invest in a pension plan to invest money you might
need a financial planner or you might need a financial advisor somebody who
helps you invest your money they provide you with options to invest your money
and they take a commission obviously but they help you with the difficult task of
investing money because let's be honest it's not easy to invest in different
products there's risk involved as we will see in a minute but when we invest
money we can pour money into a project or an investment vehicle we can plow
money into it we can pump money into something and we can think money into a
project as well we want to put our capital to work we
want to try to grow our money as we saw before to grow our money we're looking
for growth we saw those two words there grow growth okay we take a risk or we
take risks investing money is risky if you're lucky if you're lucky with your
investments you can strike it rich you can make it rich you can strike it rich
when you become rich from your investments or the opposite is that your
investment can take a hit if you put your money into a company and the
company goes bankrupt you take a hit and the losses
and pile up you lose more and more money the losses pile up because of the risk
involved okay when you invest money but what we're looking for is a capital gain
we're trying to get a capital gain we're trying to make a profit on our
investment or if we're not lucky if we take a hit we have a capital loss so
capital gain capital loss so all of these words are related to investing
money now thank you very much for watching the lesson today if you have
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english lesson have a good day bye