to understand her, trying to
understand how she is putting
together in her mind that you're
gonna be able to take care of a
big bill when you've probably
skipped out on electric bills
before.
There's no question about that.
Otherwise, you could have put
the electric in your name.
Boyfriend skips out.
You call up and you say,
"Listen, boyfriend skipped out,
and I want to put it in my
name."
And the reason you couldn't get
that done is because over the
years you've stiffed the
electric company so that you
can't do it in your own name.
There's no question in my mind,
been doing this a long time.
What I want to know from you is,
whether you had an expectation
of being paid back.
That's the question.
Because a loan requires an
expectation that you're gonna
get paid back.
>> Yes, ma'am.
>> Judge Judy: Well, I want you
to tell me how you anticipated
she was going to pay you back.
When you knew, 'cause you shook
your head yes, that she had
already put on utilities,
skipped out on them over the
course of her adult life enough
times so that they weren't gonna
put them on in her name.
'Cause that would be my first
question, right?
>> I believe that she -- Because
she did tell me yes.
Plus I saw the things that she
was buying.
She was buying a $200 wig.
The kids had Xboxes.
So if you can afford these kind
of things, you can afford an
electric bill.
And you promised me.
>> Judge Judy: Go ahead.
>> My children have godparents
and --
>> Judge Judy: You don't have to
respond to that question.
>> Look, I wasn't just
willy-nilly spending money.
>> Judge Judy: You don't have to
respond to the question.
We understand your ancillary
income, none of which comes from
really working.
>> All right.
>> Judge Judy: For a long time.
I just wanted to understand
whether you had an expectation
of being repaid.
So you thought she was gonna
sell one of these Xboxes or sell
her wig or something to pay the
electric bill?
>> Actually, that did not cross
my mind.
She said, "I will do it, Mommy."
She promised me, and I believed
her until I received a call from
the electric company that
nothing had been paid.
>> Judge Judy: Now, over the
last three years, do you see
your four grandchildren?
Put your hand down.
Do you see your grandchildren?
>> Yes, I do.
>> Judge Judy: How often?
>> Not as often as I would like.
>> Judge Judy: How often?
>> I would say four to five --
>> At all.
>> Judge Judy: Shh, shh, shh!
What did I tell you about not
talking out again?
>> Sorry.
>> I apologize. She is lying.
I do see my grandchildren.
>> Judge Judy: How often?
>> I would say four or five
times a year.
>> Judge Judy: Okay.
So you saw them four or five
times last year.
Where did you see them?
>> I saw them -- Actually, last
year, it was once because there
was no communication.
There are times when I can't
reach her, there's no -- I can't
reach -- There's no phone, so I
have to come by her house and go
see the grandchildren.
Then there were times when I saw
them while she was going through
the program every day.
>> Judge Judy: What program?
>> She was going through a
training program.
So I was helping her --
>> Judge Judy: So -- Just a
second.
So there was time that you were
seeing the children every day
because you were helping to
watch the children.
>> Yes. Yes, ma'am.
>> Judge Judy: And she told me
that she was in this training
program now.
>> She just started a new
training program.
>> Judge Judy: Ah!
Don't speak.
So she's in the training program
now, and so now you're helping
her to babysit?
>> Not on this -- Not in this
program.
>> Judge Judy: Well, which
program are we talking about
now?
>> This was another program two
years ago.
>> Judge Judy: What year?
>> 2014.
>> Judge Judy: Okay, so in 2014,
she was in a different program
and not working.
>> Right.
>> Judge Judy: So in 2014, you
knew she wasn't working.
>> Yes.
>> Judge Judy: And how was she
supporting herself?
>> With the assistance and the
money from my granddaughter,
like she explained.
>> Judge Judy: A loan requires
an expectation that you can be
repaid.
You had absolutely zero
anticipation that you were going
to be repaid because you know
your daughter and her
circumstances very well.
You know that she has no work
history, at least no current
work history, as you have.
No independent current work
history, you work just enough so
that you can continue to receive
what you receive plus up until
that line.
And that line's never gonna get
crossed.
So...we're done.
I don't have a loan because I
don't have an expectation of
repayment.
Your case is dismissed.
We're