Okay so you got your brand new Discover card and you're interested in the
discover it categories. The discover it categories is the opportunity for you to
earn 5% cash back on certain categories in each quarter throughout the year. So
that's what we're going to talk about in this video we're going to be talking
about discover it categories. But before I get started I have a quick message.
Welcome to another video if you're new here my name is Duane with how to build
credit TV and on this channel we talk about everything you need to know about
credit, credit cards and how to make money using credit cards. So if this
sounds like something in which you're interested be sure to subscribe to our
channel and click that notification bell so you don't miss a thing. Okay so when
it comes to discover it categories Discover card actually allows you the
ability to earn 5% cash back on certain categories in each quarter. So in this
video I'm going to be talking about quarter 1 of 2019. Using the 5% cash back
category that Discover offers is a really really quick and easy way for you
to earn a lot of cash back using your Discover Card. As a matter of fact I was
able to earn a lot of money using this very method. So what I'm gonna do right
now is I'm gonna jump on over to my laptop and show you how to sign up for
the specific category that the discover it card is currently offering for
quarter one in 2019. So give me one second and I'll see you over on my
laptop ok so when you're ready to get your discover it categories you can go
ahead and just go to google.com and type in discover it categories. So I'll
click at the very top here where it says discover 5% cash back calendar and I'll
click on that and it will bring you to the discover website as you can see here.
Everything is right here in front of you discover is really good about letting
you know for the entire year of 2019 exactly what each quarter will be and
this is a actually knew from discover. They normally don't let you know the
exact categories for the entire year. So as you can see here at the top of the
screen it says January through March 2019. Currently right now the 5% cash
back category is grocery stores and that's really powerful because if you're
an adult if you're a human being chances are you need to buy food. And so
I think this is a great category that Discover allows you the opportunity to
earn 5% cash back on and this is the very first category in 2019. So I'm gonna
try to do a video for each category and those videos hopefully will serve as a
reminder that hey you need to sign up for this particular category in 2019. So
as you can see right here like I said the very first quarter in 2019 the
category is grocery stores. Of course it has all the categories listed right
there at the very top of the screen and it's pretty straightforward as far
as you know what the categories are. If you have a Discover card you can go
ahead and just log into your account you can also get your 5% cash back category
by doing it in the discover app. That's what I've done it's really easy and
convenient to you know sign up for the category right there. So as you can see
it talks about right here grocery stores and 5% cash back at grocery stores from
now to March 31st 2019. Up to $1,500 in purchases this excludes purchases made
at Walmart and Target. So that's very important to know I personally do a lot
of shopping at Walmart, not so much Target because it's expensive and I try
to you know keep as much money as I can. But there are other grocery stores here
that I could do and I can get 5% cash back on. Now once again the five percent
cashback only applies to the first 1,500 dollars that you've made in purchases at
grocery stores. So once you pass $1,500 which basically 5% of $1,500 will be $75
you're not allowed to get 5 percent cashback even if you're still spending
you're you know using your credit card in the current quarter which is between
now and March 31st. So definitely want to keep in mind the fact that you only get
5% up to $1,500 and then after you meet that spending you get 1% just like
everything else. So that's something that you definitely want to be mindful of so
once again the discover it card right here as you can see and the discover it
categories it's easy to sign up for this. Be sure to come back here and you know
sign up for each category so that you can get 5% cash back because this is a
very easy way to accumulate a lot of cash. And when you do that discover
actually matches the cashback that you've earned your first year of
membership if you're a first year member with your Discover card. So that's pretty
much it that's pretty straightforward thanks for watching this portion of the
video I'll see you back in just one second. Thanks for watching this video
about discover it categories. If you liked the video please be sure to give
it a thumbs up it helps my channel quite a bit and if you want to share the video
with somebody that may find it helpful please feel free to do so as well. If you
have any questions leave them below in the comment section and I'll do my best
to answer as soon as I see it. If you haven't subscribed to the channel be
sure to hit that subscribe button and click that notification bell so you
don't miss a thing. Once again my name is Duane with how to build credit TV and I
approve this video. I'll see you in the next video. Until next time take care and
be blessed. Peace!