Look at this hail like this that
pummeled areas of Collin Countyn
certainly wreak havoc on your c,
but can also damage the roof of your home.
Pockmarks like this on shingles
can actually lead to leaks,
wood rot and mold.
But joining us now to answer questions
a lot of you likely have during spring
storm season are Kevin Kirkwood and Paul
Lumen of Invictus Roofing and S.
Guys, glad to have you here this morning. Thank you for having us. Yes,
so you know, the city of Allen
was warning people that there ae
solicitors out there, but what?
Are some steps that homeowners really
need to take to ensure they're
getting the right roofing contractor?
Absolutely. I think the most important
thing that homeowners need to look for
is a make sure the contractor is local,
you know, to avoid storm chaser,
companies from out of town that typically
may not come back to finish the work.
Second thing that's important
is are they fully insured?
Not only carry general liability policy,
but also workman's comp policy that's
really going to protect the homeowner
in the event you know something happens
while the repairs are being mad.
Basic things like do they have a website,
you know, and on that website
they have reviews, you know wha,
what are other customers saying?
Previous work that's done.
And then another thing that is
important is are they certified,
they have a relationship with
the manufacturer of the materias
that they're putting on.
You know, can they back up the warranty.
So those are some of the things
that's important for homeowners
to look at to protect themselves
when choosing a contractor.
Absolutely, you know, hail the image.
Is this part of the homeowners insurance
policy or is this something thau
really have to essentially stipulate?
You know most homeowners policy, they're
going to have commonly covered perils.
Wind fire hell is one of
those commonly covered perils.
That being said, especially in
heavy hell areas like North Tex,
more and more carriers are puttg
stipulations in those policies.
For example, metal may not be
covered because of hell damage.
So when you do go to your agent,
you set up that policy.
You'd really want to have that conversation.
Now they're the carrier trying o
mitigate risk and of course if,.
Again, metal, things like that.
Talk to the talk to the agent
about it and say, hey,
here's what my home looks like,
here's the type of coverage I
need and stipulate specifically,
I need held coverage for everytg
on my roof,
everything around my house.
Now, do you think it's wise to
contact your insurance company
before hiring a roofing contrac?
You know, I really think that
depends on your comfort level
with the insurance process.
If you filed multiple
homeowners claims in the past,
your agent's probably going to tell you,
hey, go ahead and file the claim first.
Then take your time finding that
trusted contractor to partner w.
But if this is your first or second time,
you know, filing a claim,
especially with the hell size tt
we just had in the Alan Frisco ,
I would actually start with a contractor
that really majors in insurance.
They understand the process from
filing the claim all the way
to getting that final payment.
Let them partner with you,
kind of guide you through the process,
and then they'll tell you when
and how to file the claim.
Now obviously people want to prt
their homes, have a really good roof.
You know on their house what tye
of shingles should people invest
in that's really going to protet
themselves in this type of Texas
weather that we have and experie
that's a great that's a great question.
We we're seeing more and more ss
that are that are hitting North Texas
multiple times a year The the shingle
that we that we recommend woulde
an Ayco dynasty or Nordic which
is a classy or class for shingl.
Those are hell impact resistant shingles
and those are good investments r
homeowner to to put on their ho.
Perfect. And then my last questn
for you guys is at what point
is a patch job okay or the time
that you really need to get a
full replacement for a roof.
I think you know,
I guess it just really depends.
It really, it really depends again like
you know back to the storm that we just
had a patch job would be like you know,
like putting a Band-Aid on a gaping wound.
If there is an isolated leak ina
certain area, then a repair a p,
you know is is really all that's needed.
But if multiple areas of the ro,
multiple slopes are hit like it
like it is in a large hail stor.
In a repair, a patch job option
isn't really your best option.
The best option is to replace the full roof,
get it under warranty so you
have that Peace of Mind.
Contact that contractor and
they'll take a look for you.
Kevin and Paul,
always appreciate your time.
Thanks so much for joining
us here on Daybreak.