Choco Bank begins by showing a young man named Kim Eun Haeng counting money for his customers. During
break time, Eun Haeng sends money through smartphone to his mother. Not long after,
his mother called and said he didn't have to do that. But Eun Haeng spoke as if he had a
big salary and a lot of money. So he then assured his mother that he never objected to doing that.
But all that was just a dream during the day when he fell asleep leaning against the glass
window of the ATM room. Then a man who works as a security guard came to Eun Haeng to wake him up.
The man asked if he was a bank employee in this office, and he said yes.
But when the man saw the scribbles on Eun Haeng's job vacancy newspaper, he immediately knew that he
was lying and told him to leave. Meanwhile, at Eun Haeng's house, his mother, Lee Il Hwa, was calling
her friends one by one. She informed them that her son was currently working at the Financial Bank.
As Eun Haeng was walking home, he got a call from his mother. She asks when he gets his first salary
because she wants to celebrate his acceptance of work. He then lied by saying he would receive his
salary next week on Wednesday. His mother said she would schedule the celebration on Wednesday with
her friends. Then the phone line was immediately turned off by Eun Haeng. When Eun Haeng was
hopeless and hoping for a miracle, a man suddenly ran after a woman towards him. The man shouted at
him that he would be rewarded if he caught the woman. But after Eun Haeng caught the woman, the
man ran away with all the money in the bag. After he discovered the truth, the woman asked Eun Haeng
to replace all the money she had lost. She invites him to go to her shop to discuss compensation.
Arriving at the shop, they sat together. Eun Haeng then read the woman's name tag that said
Ha Cho Co, then laughed at her. Cho Co immediately asked him for his name and other personal details.
But when he said that his name was Kim Eun Haeng, she was annoyed that she thought it was a joke.
Then he immediately showed his identity card as evidence, and she believed him.
From this identity, she knows that Eun Haeng's house is close to where she lives. But when Cho Co
asked what his job was, Eun Haeng was reluctant to answer and asked why she asked this. she replied
that she wanted to calculate the installments that he had to pay up to 5 million Won. He answered
that he was unemployed. But she doesn't believe it because his clothes look neat and clean.
Eun Haeng, who has no money, is forced to accept Cho Co's offer to work at her shop until the debt
is paid off. If he doesn't want to be responsible, Cho Co threatens to come to his house and tell
his family that he has been going out wearing that kind of clothes but not really for work.
Then she handed over a letter of agreement to be signed together. Eun Haeng then agrees to
the agreement to cover up his lies to his mother. The next day during the store's operating hours,
Cho Co was still thinking about all the unfortunate events she had yesterday.
The scene then has flashbacks starting from when Cho cho fell asleep at the shop dining table and
had a sweet dream. In the dream, she made cakes and various chocolate preparations. During these
3 months, she has managed to open a chocolate cafe with a variety of delicious desserts and has many
customers. Cho cho woke up from sleep after the old woman called Ahjumma shouted for her. Ahjumma
immediately took out some notes to calculate her debt and asked her to pay it off because the shop
was operating from the beginning, she had not paid the rent at all. If she doesn't have the money
yet, Ahjumma advises her to borrow money from the bank. Cho Co immediately went to a bank to look
for a loan. When the female bank clerk asked for her identity card for registration, Cho Co seemed
hesitant to give it. After the bank employee read her name, she immediately burst into laughter.
The bank clerk said she felt so happy today that she kept laughing.
The scene returns to the present. After Cho Co wakes up from her daydream, she scolds
Eun Haeng because he was the one she had to lose all the money she borrowed from the bank.
While cleaning the dirty shop floor, Eun Haeng was then annoyed by slamming the broom and approaching
Cho Co. He said he would reimburse 5 million Won right now, but she didn't seem to believe it.
Finally, Eun Haeng raised funds through the Crowdfunding page on the internet.
At that time the funds were collected and Cho Co was very happy. On the other hand, Eun Haeng looks
very surprised to see Cho Co who doesn't know how to organize and manage a business. But she still
thinks that only making delicious chocolate is the main thing that will make a business successful.
After the business was finished, Eun Haeng immediately left but was restrained by Cho Co.
She offers him cooperation with a profit-sharing system, but he refuses because he wants to
experience passing the test when applying for a job at a bank. But suddenly, Eun Haeng changed
his mind after reading his mother's short message about tomorrow's celebration. His mother's message
made him willing to work together for 1 month with Cho Co. The two immediately developed a business
and marketing strategy using a laptop. The next morning, Cho Co was seen in a hurry to go to the
bank. Eun Haeng, astonished, asked why she wanted to go there even though she had been against going
to the bank all this time. she then explains the reason and is detained by him. Finally,
Eun Haeng explained that banking transactions no longer need to go to the bank. Currently,
he can make transactions through internet banking on smartphone. After successfully registering for
internet banking, Cho Co immediately set up the remaining balance for investment and saving. A few
moments later, 3 women came to eat dessert there. But they didn't have enough cash when they wanted
to pay the 7000 Won bill. Seeing them confused, Eun Haeng came to them and suggested they make
payments on internet banking. They agreed and teased him by asking for his cell phone number.
After that, Eun Haeng approached Cho Co who was at the cash register. He saw a cake that said
'I'M KILL YOU'. He then asked what the writing meant. She replied that it was an expression of
a heartbroken woman. He said that the writing was wrong. Not long after, a man who was taking a call
came to the shop. Cho Co immediately asked him what he wanted to order. After a misunderstanding
and quarrel between them, Eun Haeng defends Cho Co and immediately kicks the man out of there.
Cho Co, who felt annoyed, immediately threw the man a cake. After the shop closed,
they seemed to regret what had happened in the shop. They talked about the store's reputation,
which might be ruined after this. On the sidelines of their chat, Eun Haeng complained about his bad
luck while looking for work. But Cho Co told how unlucky life happened to her friend 10 years ago.
Her friend's mother died in an accident, and her father did not want to take care of her,
so she had to stay at her grandmother's house. To buy chocolate for 100 Won alone did not have
money, so she made herself a chocolate maker. She quit school and only slept for 4 hours a day. Now
she even wrote wrong 'I'm kill you' instead of 'I will kill you'. Eun Haeng smiled when he realized
what Cho Co meant as her friend was herself. Cho Co said that she understood Eun Haeng's tiredness
very well because she had experienced bitter things in her life since childhood. He then
said that he would try to give her happiness. Not long after, a man named Bae Dal Sun came.
He shouted and called Cho Co by her first name, Noona and immediately hugged her. Dal Sun said
that he really misses Mal Nyeon Noona while hugging Cho Co. Eun Haeng was confused by this.
Then the scene changes and shows a flashback in Dal Sun's memory. Dal Sun knew Cho Co when he was
little. At that time, he saw a boy named Jin Woo at the bakery with his mother. But he could only
look at his friend from the window outside the shop. Little Dal Sun dreams of becoming a bakery
owner so he can eat as much bread as he wants. Then came little Cho Co over to little Dal Sun
who was still standing in front of the bakery. She Gives him a bar of chocolate. After that incident,
Dal Sun changed his dream. He dreams of marrying the owner of a chocolate shop. Now they are both
adults. Dal Sun is jealous because Cho Co seems to like Eun Haeng. Dal Sun and Cho Co had a fight at
the cashier's desk because he wanted to stay at her house until he got a job, but she refused.
Not long after, a 40-year-old woman came to buy a low-calorie drink and cake. When she
saw Dal Sun who looked cute to her, she teased him. It turns out that Dal Sun replied to her
temptation. Eun Haeng who saw the incident, could only shake his head. Not long after, 3 women who
were friends of the previous woman came. They eat together at the shop's dining table with Dal Sun,
who seems to be laughing. Cho Co and Eun Haeng stared at them from the counter while chatting.
In the middle of the chat, Eun Haeng asked about Cho Co's relationship with Dal Sun. She explains
that she only considers Dal Sun as her childhood friend. While staring at Dal Sun and the 4 women,
Eun Haeng said to Cho Co, how can Dal Sun be that close to a woman who is much older than his age.
But Cho Co responded casually because she saw they looked so happy and familiar with each other.
Then the position changed. Currently, Eun Haeng is at the women's dining table.
He explained the world of banking and finance like an expert. Cho Co and Dal Sun were standing at the
counter looking at them. Dal Sun gets jealous because Cho Co looks at Eun Haeng, smiling like
a woman in love. Eventually, the two of them got into a small fight and Cho Co kept saying that Eun
Haeng was much better than him. Then she told him to clean up and take out the shop's trash.
When Dal Sun walks outside the shop to take out the trash, the plastic waste is perforated,
and the trash is scattered all over the place. Dal Sun, who was annoyed as he stepped on the trash,
accidentally found Eun Haeng's resume in a pile of shop trash. He read it and then took it into the
shop to show the 4 women. Arriving at the store, Dal Sun immediately showed Eun Haeng's resume and
read it. It turns out that Eun Haeng has been unemployed for 5 years and has never managed
to get a job. Eun Haeng, who felt embarrassed, immediately left the shop. Then Cho Co ran after
him. While trying to cross the road, Cho Co almost got hit by a car. Eun Haeng who saw the incident,
immediately ran over to her. They ended up drinking soju at a roadside tavern.
On the other hand, Dal Sun, who is still in the shop alone, continues to read Eun Haeng's
resume to the end. How surprised he is when he discovers the sad story of Eun Haeng's past
written on the resume. Dal Sun who feels guilty, immediately catches up with Eun Haeng and Cho Co.
At the same time, Cho Co, who seemed drunk, almost spoke her heart to Eun Haeng but failed.
Because soon, Dal Sun came to hug Eun Haeng to apologize for what happened at the shop earlier.
The next day, Cho Co remembered when she and Eun Haeng didn't know each other.
He picks up her chocolate that fell when she peddles her chocolate on the side of the road.
From then on, she always remembered Eun Haeng's face and liked him. She hopes that one day she
can meet him again. Her wish came true. She met again when Eun Haeng was mistaken for a bag thief.
Moments later, Dal Sun makes a promotional video for Cho Co's store with the slogan free financial
consulting. Eun Haeng, who felt insecure, initially refused to do so. But unfortunately,
the video has gone viral, and many people are interested in consulting. Then came a woman who
was interested in asking them to cooperate. Dal Sun feels happy and excited to say yes.
On the other hand, Eun Haeng is still considering it. However, after renegotiating, he finally
agreed to the collaboration. The next morning, Cho Co wrote 'free financial consultation' on a
banner in front of her shop. Eun Haeng began to wear neat clothes like a businessman.
Many women are in awe of Eun Haeng to the point of making Cho Co feel jealous. Not long after,
the woman who asked them to cooperate came again to the shop. But this time she came with a man,
namely Director Kim Seong Gyun of Financial Bank. Seong Gyun is intrigued by Eun Haeng's expertise.
Suddenly Eun Haeng's mother called him and said she wanted to deliver lunch to his office.
Eun Haeng, who felt panicked, immediately said goodbye to his mother and left them all.
When Eun Haeng arrived in front of an office, Eun Haeng's mother gave him lunch and asked him to go
inside the office immediately. But he said that if he ate the lunch inside, it would cause a smell in
the room. Finally, Eun Haeng's mother came home on foot. Eun Haeng returned to the shop and sat down
with Cho Co, Dal Sun and the woman. It seems that the woman fell in love with Eun Haeng and asked
him out on a date. She asked Cho Co for permission to have Eun Haeng. Cho Co, who felt prestige,
said she didn't mind if they were in a relationship. Then the woman gave Director
Seong Gyun's business card to Eun Haeng for an interview tomorrow. She said that the director
was her uncle. Eun Haeng seems confused about choosing between accepting the offer and achieving
his dream of wanting to build a business with Cho Co. After the shop closed, Cho Co asked Eun Haeng
if he would come for the interview tomorrow. Eun Haeng, who was annoyed with her, answered yes.
That night, Cho Co reminisced about her past Valentine's Day. When Valentine arrived,
she always felt heartbroken until she wondered if this year's Valentine would be the same.
The next day when Valentine's Day arrived, many customers were waiting in front of the shop
which was still closed. Cho Co immediately got up and tidied up her shop to immediately serve the
customers. It turned out that they were interested in coming to the store because there were free
financial consulting services. But Cho Co felt confused about explaining everything to them. On
the other hand, Eun Haeng, who had arrived at the Financial Bank, suddenly decided to return to the
shop and help Cho Co. After Eun Haeng returned to the shop, everything went back to normal as usual.
When the shop was quiet, they finally chatted. Cho Co asked why he returned, and Eun Haeng
said he wanted to make her happy. A woman came soon, who turned out to be Eun Haeng's mother.
She came with a newspaper that preached about his son. Finally, she finds out that her son has been
lying to her all this time. Eun Haeng, who feels that he is always being controlled by his mother,
suddenly gets angry and yells at her. Shocked by her son's words she fainted and was rushed
to the hospital. Eun Haeng, who saw his mother recovering, immediately called Cho Co. He only
gave the news that now his mother had recovered, but he would never come back again and Cho Co was
asked not to wait for him. Instantly she felt that every Valentine's Day, she must feel heartbreak.
Long story short, one year has passed. Dal Sun now has a new job.
When Dal Sun delivers chocolates to a customer, he is offered a job as an advertisement star.
Currently, Cho Co only maintains the chocolate shop alone. She returned to peddling her chocolate
on the roadside to promote it. On the other hand, Eun Haeng ends up working at a Financial Bank.
But after he succeeded in becoming a bank employee, he felt this profession was unsuitable.
When recess arrived, Eun Haeng's mother came to meet him at the office to have lunch together.
She said she would travel abroad for one month to live her own life. She advised him that if he
felt uncomfortable working there, don't force it. Finally, Eun Haeng resigned and chose to
return to the store. When Eun Haeng arrives at the shop, he sees Cho Co and Dal Sun chatting.
Cho Co, who couldn't believe Eun Haeng's return and only thought of it as an illusion,
accidentally elbowed him until Eun Haeng fell. Dal Sun and Cho Co immediately help him up.
In the end, Dal Sun goes on a date with a woman they work with.
Meanwhile, Eun Haeng finally confessed his love for Cho Co. The moral that can
be learned from this movie is to keep trying even though sometimes it doesn't match reality.
Stay confident. One day, your efforts will pay off. And one thing, don't force yourself to follow
other people to make them happy. But make yourself happy so other people will feel it too.