In this video I'm going to show you how I personally save over two hundred dollars each
month.
Stay tuned.
Welcome back.
Subscribers to a WhiteBoard Finance!
My name is Marko and I'm the host Today creator director pretty much everything.
You get the idea.
Welcome back to WhiteBoard Finance where I help you
master your money and build your wealth.
Today we're talking about five simple ways to help save you.
Two hundred or more dollars each month.
Now some of you may know each one of these ways and that's quite alright.
But for some of the people out there they don't know.
This isn't to be a great video to help them save some money every month.
Let's get into it.
A lot of people talk about living paycheck to paycheck and having a lot more month at
the end of their money.
So I figured I put together this video on how to spend less each month and also kind
of how to save a little bit of money as well.
So essentially what I'm going to start with is number one switcher cell phone provider
or at least evaluate your plan.
I used to be an AT&T paying sixty five dollars a month on a single line and I was only getting
about three gigabytes of data so I switched from AT&T.
Believe it or not to Crickett wireless after I did a little bit of research.
Cricket Wireless is actually owned by AT&T and they use the same network the speeds are
essentially the same and the quality is essentially the same.
I've had no calls drop on me.
I've had the same amount of service in the same areas that I've always been in with AT&T.
And again the quality is not dropped off whatsoever.
So the numbers on that switch.
I was actually paying 65 dollars a month for AT&T I'm now paying 35 dollars a month for
Crickett wireless.
That's a savings of 30 dollars per month which equates to 360 dollars per year.
That's an easy way to save 30 dollars per month.
And I went from having three gigabytes of data on AT&T to having five on cricket.
And there's no overcharges for going over your limit every month.
So that was definitely a win win.
Number two Internet service provider.
I actually switched from AT&T again to another company called wide open West.
I was paying about 65 dollars per month with AT&T and now I pay about twenty five dollars
per month not only for better internet.
It's actually more consistent the customer service is better and it's faster internet.
So all three of these benefits put me in a no brainer situation where I made the switch.
I did read some reviews and read it and I looked up some reviews on Google as well but
I've had it for about a year now and I'm super happy.
So now I have Cricket Wireless and wide open West for my Internet service provider and
I couldn't be more happy.
So take a look at number two and re-evaluate your Internet service provider number three
cut cable get rid of that freaking cord.
There is nothing good on TV.
The days of old Discovery Channel and Animal Planet
and all that good stuff that's all done it's nothing but fluff.
It's nothing but B.S. that you're not going to learn anything from.
Yes it's nice to indulge every once in a while and watch an episode of the Kardashians.
Just like my wife does.
I think my IQ goes down every time I watch it consider other alternatives.
There are so many other alternatives out there now.
There is Netflix Hulu there's streams there's so many different things.
Amazon Prime has their own streaming service now.
Cut the cord.
Save the 40 50 bucks a month isn't easy one that's a no brainer.
And not only that you're going to have much more time for other things whether it's reading
books whether it's studying finance whether it's watching this incredible channel with
this great host in front of you.
Reconsider
Having cable in my opinion I haven't had it in 3 years.
I don't miss it whatsoever.
If I want to go watch a sporting event I'll either go down the street to a bar or I'll
go stream it or I'll go to a friend's house.
Not only does it help me get out of the house I just don't need it anymore.
Simple as that.
Number four do it at home.
Anything you can afford to do at home whether it's prepare food make smoothies make coffee
wash your car anything like that.
Do it at home.
Because when you're paying for this as a service you're paying two three four five times what
it would cost you to do at home.
Let's take a simple example that effects.
I'd say hundreds of thousands of Americans per day.
If you want to go to Starbucks that coffee isn't a cost to you.
Let's go on the low end.
Three dollars.
If you buy a coffee every other day.
Let's just call it 15 times a month.
Forty five dollars a month just on coffee.
That's hot water and some ground beans.
Is it really worth it.
I don't know.
Let's let's take me for example.
I used to pay for robotics robots as a smoothie chain here in the Midwest.
These smoothies cost seven to eight dollars per
smoothie and I was getting them three times per month.
That's twenty four dollars for one drink.
When I can go buy the fruit myself.
OK.
That would have been a fraction of the price.
I'm also a car guy.
Let's take washing your car for example.
What do you have to pay for a little bit of soap and some elbow grease.
And not only that you get the pride of ownership when you wash your own car but let's say I
didn't do that.
Let's say I went to the car wash.
And let's be conservative I'll say ten dollars per month times lets say three times per month.
That's fair.
Thirty dollars guys.
So 45 plus 24 to 69 plus 30 you're at ninety nine dollars per month just and drinking coffee
having smoothies and not washing your car.
So almost 100 dollars a month to do that.
You multiply that times 12 in a year.
That's twelve hundred dollars.
That's a pretty decent vacation just by sacrificing three things that you can easily do yourself.
So do it at home when possible.
Number five impulse purchases stop with impulse purchases.
You need to understand the difference between wants and needs.
I need shelter I need oxygen.
I need food.
I need human interaction.
I don't need that.
800 years old for KTV that massages your back and makes you breakfast.
I don't need the new iPhone 37 I don't need the Samsung 28 guys you need to know what
the differences between wants and needs.
In this day and age it's so easy to go on Amazon or your favorite online retailer.
Click the button and just make that purchase and it doesn't even feel like you're spending
real money until you get the bill at the end of the month.
So please be cognizant about that and stop the impulse purchases.
Just like grandma used to say a penny saved is a penny earned.
And just like my grandma used to say come back here before I beat you with this wooden
spoon.
All joking aside I hope you guys got something out of this video today.
If you did implement these tips I save literally twenty five hundred dollars per year or more
just following the tips that I shared with you today.
I spend less money every month.
I understand the difference between wants and needs.
And guess what that twenty five hundred dollars per year goes to a really nice vacation.
I'm not saying that to brag I'm just saying it because it's a real result.
If you've got anything out of this video today please subscribe below and click the little
bell to get notified when I post more videos comment and like below as well.
I actually do have a question of the day for you.
What are some ways that you saved money that I didn't mention in this video today.
I'd be happy to learn these.
That way we can save even more money together.
Thank you for watching and have a prosperous day.
I think my grandma could take on an army with this thing right here.
This thing.
It's like she's got the aerodynamics see the hole that's for aerodynamics.
That's how they get you to buy.
The spoon.