next loan?
>> December 7th of 2017.
>> Judge Judy: So about a month
later.
>> Yes, ma'am.
>> Judge Judy: A little less
than a month later.
Tell me about that.
>> Okay, she called me and
wanted to borrow $1,500 from me.
>> Judge Judy: What did she say?
>> She asked me, she said,
"Mama, will you go with me and
sign at a bank as a cosigner so
that I can get the $1,500 'cause
I really want to give my kids a
big Christmas this year."
And I told her, I said, "Sarah,
you know I don't have that kind
of money."
I said, "Maybe I can get it off
of one of my credit cards with
zero interest," 'cause I do have
several like that, where I don't
have to pay interest.
In the meantime --
>> Judge Judy: So did you give
her a credit card, or did you
write her a check?
>> I wrote her a check.
>> Judge Judy: On a credit card?
>> No, what I had to do is I
called the credit card company,
and they transferred the money
into my checking account, and
there was a transfer fee, ma'am.
>> Judge Judy: I'd like to see
that.
>> There's her part.
>> Judge Judy: Well, you wrote
this check out for $1,900, but
some of it was for John Luke.
Who's John Luke?
>> John Luke is my nephew,
ma'am.
>> Judge Judy: And why was it
"Loan" and "John Luke?"
That's what it says here.
>> Okay, the loan, it's the
$1,500 that she asked me, you
know, for.
>> Judge Judy: Okay.
>> And then John Luke had gotten
mixed up with some bad, bad
drugs, and when the ambulance
found him, he was technically
dead.
They gave him that medication to
counteract whatever it was
'cause nobody knew, and so...
>> Judge Judy: But John is your
nephew.
>> Yes, ma'am.
>> Judge Judy: And that's the
nephew...
>> That's her cousin.
>> Judge Judy: That's the nephew
that went to live with her.
>> She went and got him.
>> Judge Judy: For how long?
For how long did he live with
you?
>> About a month.
>> Judge Judy: So $400 of this
$1,900 was for John's care.
>> Yes, ma'am.
>> Judge Judy: Okay, fine, so
that's $1,500 and $450.
Okay.
>> And there was also a
transfer fee for the $1,500.
>> Judge Judy: I know. $45.
>> Yes, ma'am.
>> Judge Judy: Okay.
Tell me about the $1,500.
>> Okay, so I called her --
It was about two days after he
had got out of the hospital and
he was staying with me, and I
told her that I needed help
because I had pulled back from
working because I was taking
care of him.
He was not mentally capable --
>> Judge Judy: Just a second.
So this says $1,900.
>> Yes.
>> Judge Judy: And the memo
on the check said,
"Loan plus John Luke."
>> Yes.
>> Judge Judy: I want to know
about the $1,500.
>> Yes, well, that's what it's
for.
The loan was for him.
I don't know why the check said,
"Loan, John Luke" because all
the money that I received from
her, I spent on him.
I had to buy toiletries, put gas
in the car to take him back and
forth to therapy.
He was wearing diapers.
I mean, he needed stuff to take
showers with.
He had to have the pads to put
on the couch just in case he had
an accident.
I mean, he had to have all that.
I mean, my kids are 10 months
and 2 years old, and they don't
understand Christmas.
>> Judge Judy: When you filed
your tax returns last year...
>> Mm-hmm.
>> Judge Judy: Did you get a
refund from the government?
>> Yes.
>> Judge Judy: How much?
>> It was $636.06, including my
state refund.
>> Judge Judy: That was for both
you and your husband?
>> No.
That was just for me and my
kids.
He filed separate.
He filed as Head of Household,
and then I filed, but he wasn't
working at the time, so he
didn't file.
>> Judge Judy: He wasn't working
for six months, you said.
>> Yes, so he didn't file.
>> Judge Judy: So he was working
the other six months.
>> Yes, but he didn't file.
I just filed.
I filed me and my kids.
>> Judge Judy: Why would you do
that?
>> That's how we always do it.
>> Judge Judy: Why?
>> Just because they have my
last name, and that's how we do
it.
I mean, because...
>> Judge Judy: No, I don't
understand.
>> Well, I mean, that's just how
we do it.
>> Judge Judy: I don't
understand.
You have to pay your grandmother
back.
You have to pay her back $1,950.
>> Okay, but all that wasn't my
money.
>> Judge Judy: $1,950.
That's what you have to pay her
back.
$1,950, judgment for the
plaintiff.
We're done.
>> Thank you.
>> Byrd: Parties are excused.
You may step out.
>> I hope some people wake up
and realize that you can't keep
on taking people's money and get
away with it.
>> Everything that I've been
through, it's just -- it's over
with.
>> And you need to pay them back
whenever you get a loan from
them.
>> There's really nothing to say
about it.
It's just -- It's done and over
with.
>> It's always been that way,
off and on all her life, ever
since she was 13 years old.
>> We don't really have one
anymore.
>> It's not gonna ever be the
same.
It never has been the same.
>> It's just time to go separate