Researching the chase freedom unlimited card? Duane here with how to build credit
TV and in this video I'm gonna be talking about the chase freedom
unlimited card and more importantly if the chase freedom unlimited card is
right for you. But before we get started I have a quick message.
once again my name is Duane with how to build credit TV. This channel offers
100% free information about how to build credit, how to get cash back actual cash
money from using credit cards, as well as credit card reviews. We also talk about
everything you need to know about credit. Whether you're looking to establish
credit, build credit, rebuild credit or learn more about the FICO score and how
it is comprised so you can increase your credit score. If this sounds like
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click the notification bells so you don't miss a thing. Okay so you're
researching the chase freedom unlimited card. This is a card that I actually used
to have it's a great card. The only reason why I don't have it anymore is
because I just went to a different card which is the chase freedom card.
However we'll talk in this video more about if this card is right for you the
chase freedom unlimited card. Okay so right out the gate the chase
freedom unlimited card does not have a annual fee and this is actually
important to me because I actually use credit cards that don't have an annual
fee. The only reason for me to ever use a credit card that has an annual fee is if
the perks outweigh the annual fee or offsets the annual fee. So with that
being said the chase freedom unlimited card does not have an annual fee. Okay
what I'm gonna do right now actually for all the visual learners watching this
video is I'm gonna go ahead and jump on over to my laptop and go to the chase
website so we can have a closer look at the chase freedom unlimited card and
what it has to offer. Okay so we're at the chase website and I'm just gonna go
ahead and click on learn more here regarding the credit cards and okay cool.
So it brings me right here to the credit card page and there's a bunch of credit
cards that Chase offers so the first one here is the chase freedom unlimited
credit card and I'm gonna go ahead and click on that to learn more information
about that so you guys can see what they have to offer in more details. Alright
here we go so it's pulling it up. Alright so as you can see here at a glance on
the left hand side it says earn unlimited cashback earn unlimited 1.5
cash back on every purchase. It's automatic no minimum to redeem for
cashback. So that means that you don't need to have a minimum amount of points
in order for you to redeem the cash back and the cool thing about the cashback with
chase is you can actually use it towards travel. If you have another Chase credit
card like the Chase Sapphire Preferred or the Chase Sapphire Reserve credit
card. You can transfer those points and use it over there or if you want if you
have a chase account you can actually transfer the money directly into your
checking account which is what I did when I got this card initially. I had to
chase freedom unlimited card for a while and I worked it but anyway let's get
back to this. So as you can see on the right hand side it says $150 bonus after
you spend $500 on purchases in your first three months from opening the
account. This parts also cool I absolutely did that that was easy to do.
It's an easy spending requirement to meet $500 in three months is easy. All
you have to do is you know pay your cell phone bill, pay your electricity bill, pay
your car insurance, pay your cable bill, pay your internet bill. Okay right there
alone you're certainly more than halfway along the way of meeting the $500 that
you need to meet in order to get the one has a $150 bonus. Also if you add a
authorized user to your card within the first three months and they make a
purchase and the purchase could be for one cent or one dollar or whatever. You
just add an authorized user to your account which is free to do there's no
extra cost so you can add your significant other add a brother add a aunt
add whomever you absolutely get 25 extra dollars. Sso you have the opportunity to
get a hundred and seventy-five dollars cash back bonus with this card and
that's just spending the $500 in the first three months and adding your first
authorized user which is free to do. So once again there's no annual fee and
then there's a low interest there's a little intro of APR right so it says 0%
intro APR for 15 months from opening the account on purchases and balance
transfers and then after that it's 16.49 percent to
25.24 percent variable APR so and then they talk about
a fee for the balance transfer the fee is five percent of the amount transferred
with a minimum of five dollars. So once again this credit card the chase freedom unlimited
freedom credit card is pretty straightforward. It's just a flat 1.5% on
all of your purchases so you don't have to worry about categories or keeping up
with anything okay if you just want to keep it really simple
and just get a 1.5 cash back on all your purchase. This credit card is a great
credit card for that. Okay so be sure to if you're interested in this card go
ahead and get it I think it's a winner. I had it for a while and after getting the
discover it secured card and I was I transferred that and I started to get 5%
cash back. I was like man 5% cash back is a pretty good deal so I ended up getting
the Chase Freedom Card because it offers 5% on certain categories so once again
if you're interested in the chase freedom unlimited credit card I would
certainly get it. It's easy to do it's easy to meet the spending requirement of
$500 and you'll get that $150 cash back and when you add a authorized user you
get an additional $25. Okay thank you for watching this video I'll see you guys
back in just one second. Once again this channel is all about everything you need
to know about credit whether you're looking to establish credit, build
credit, rebuild credit or learn more about the FICO score and how that is
comprised so you can increase your credit score. If this sounds like
something that can be useful to you be sure to subscribe to our channel and
click that notification bell. Thank you again for watching if you have any
questions leave them in the comment below. Share this video with somebody
that you think might find it useful. Once again thank you for watching until next
time take care and be blessed. Peace!