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if you're returning thanks it means a lot today we're going to look at the credit cards offered
by amazon and show their benefits features and what the cost associated with each card will be
so we'll start on the left here which is the amazon rewards visa card the blue one you get a 50
gift card upon instant approval you get three percent back at whole food and amazon's
two percent back restaurants gas stations drugstores one percent back on everything else
there's no annual fee no foreign transaction fee you do not get any bonus amazon reward points
the card on the right is the amazon prime
visa card you have to have a prime membership with this you'll get a 70 instant
gift card up on approval you'll get two more percent back it's a prime exclusive
so that is five percent back and then two percent and one percent respectively like the normal card
also no annual fee no foreign transaction fees but on this card you'll get 20 back rotating in amazon
categories and purchases the amazon prime reward card also requires you to have a prime membership
which is different prices and we'll look at those and depending on what category you fall into
the prime card may pay for itself so we'll scroll down and look at some of the benefits
so that prime five percent is only if your amazon prime membership
otherwise you'll get the regular three percent back
the travel protection i've never used it but there's no foreign transaction fees
travel and emergency assistance lost luggage reimbursement baggage delay
insurance and travel accident insurance i'm sure it's all a great benefit to have
protection for unexpected setbacks roadside dispatch auto rental collision damage waiver
that's a huge one because all rental companies require you to have some type of additional
insurance or gap coverage or some type of waiver which is going to end up costing you more money if
you don't get it and you do god forbid into an accident or something you're going to be
liable for a lot of that damage with this card they cover you so you do not have to sign that
additional waiver damage purchase protection and extended warranty protection i had used both
of those and they worked flawlessly purchase protection a seller sent me a defective item
wouldn't respond back in a timely manner so amazon stepped in along with visa and they were able to
refund my money and allow me to keep the item as well they didn't even want it back extended
warranty protection an example would be like if you bought a laptop with a 12 month warranty if
you bought it on the card depending on what item it is it varies but you can get an additional 12
months 24 months warranty every item is going to be different so you'd have to look and see
the signature perks are on hotel rooms and con share service i never use those
but again it's good to have so we're going to look at what the amazon membership cost
so it's 119 a year for prime or 59 for students so if you're a student and you get the amazon
prime card you get that 70 instant gift card that covers the the prime membership right there
if you're getting a regular 119 a year annual membership it covers more than half of it and then
if you use the card you're getting points anyways which equate the dollars that you can spend on
amazon or whole foods so the card will kind of pay for itself so you kind of think of the membership
fee as an annual card fee but it just pays itself back eventually if you're using the card
if you are disabled or on some type of assistance from the government i believe
the cost is like 5.99 let me double check here bear with me
no that's not gonna be it oh let's see amazon prime find membership charge there we are
okay so it's the membership fees are 12.99 a month plus tax 119 a year plus tax
if you're on any type of ebt service wic snap medicaid medicare you can get the prime benefits
for 599 a month for a maximum of four years so really if you're a student if you're disabled
and you get this card this card will definitely pay for itself um if you're just a normal consumer
that doesn't have a disability or a student the card can still pay for itself with that 70 dollar
initial gift card and then if you're using the points you will go ahead and accumulate
some spending power in amazon that will offset the yearly payment or the monthly payment you got to
make let's go look at some of the perks with prime so you're going to get fast delivery um you get
the lightning deals i am a prime member so those are great because a lot of times when
you get when those deals come up there's only a certain amount and if you're a prime member
you get first dibs on it um your two-day prescription delivery from amazon pharmacy
and you get additional savings groceries with whole foods you still get five percent back
you get songs um you can read books games tv shows movies and this is you know all
included with the prime membership so at 119 pretty much they give you a whole package
for it and um that's the reason that i got it because it works out very well
so i said the major differences between the two is this one requires no
membership to prime and the one on the right does but again you see you get way more perks
here with going prime so you got to kind of weigh your odds in today's economy and with everything
with the coronavirus online shopping has boomed so if you're doing most of your shopping online
it only makes sense to get a prime card because you get your stuff delivered quickly
you get the five percent back and then 20 on rotating items which i've used and there's
been countless times where i've logged into my amazon account and had a whole bunch of
amazon money sitting in there that i wasn't expecting and i went to go make a purchase
and i didn't have to pay anything for it it was just delivered the next day and that was it so
you have to base your card what card you want based on your usage and your lifestyle
but overall i think that the prime card is a great option so we're actually going to look at the
prime card now and see how it compares to other credit cards um how it looks and all that stuff
okay we have the amazon prime rewards card and a regular credit card to compare to and you may be
wondering why you're staring at a scale right now and that's because i am going to show the
notable differences between the cards so this is your amazon prime card standard credit card size
this is your regular consumer credit card so if we turn on the scale here
and we clear it out we're gonna see that a regular car weighs about five grams
point twenty ounces or point zero one two pounds
we'll get that out of there and now we'll put the prime card on there
13 grams
point 45 ounces and 0.28 you can see that this card weighs nearly double the amount
of a regular credit card and the reason being is card contains metal it's a nice
blackish gunmetal gray it is the same exact size as a normal credit card
there's no difference there they are the same size same thickness the only difference is the
prime one has metal in the middle i believe it is a much beefier card it feels good in your hand
and it just it's very durable so those are the major differences between a normal
credit card and a amazon prime credit card i hope this helps you make your decision on whether or
not it's a good deal i personally think it is so thanks for watching please subscribe